OPTIMIZE
ActiveSummary
OPTIMIZE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202,734 and a net result of €12,765. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 5.44 against 4.34 in 2024; short-term debt: 15.9% and cash: 14.3% of total assets), and 17.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
5.2%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 01-07-2025 was due by 01-02-2026 and was filed on 16-03-2026, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
43 d late
2024
27 d late
2023
28 d late
2022
27 d late
2021
24 d late
2020
32 d late
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 01-07-2026 and is due by 01-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
01-07-2026 close26-09-2026 today01-02-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€202,734▲ 6.7%
2024 · €189,969
Total assets
€246,524▼ 0.9%
2024 · €248,773
Net result
€12,765▲ 60.1%
2024 · €7,972
Working capital
€174,051▲ 6.5%
2024 · €163,491
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€27,963▼ 48.0%€31,537▲ 12.8%€17,906▼ 43.2%€6,252▼ 65.1%€7,925▲ 26.8%
Net result€25,394▼ 41.2%€27,340▲ 7.7%€16,884▼ 38.2%€7,972▼ 52.8%€12,765▲ 60.1%
Equity€166,191▲ 18.0%€193,531▲ 16.5%€200,178▲ 3.4%€189,969▼ 5.1%€202,734▲ 6.7%
Total assets€204,724▲ 8.8%€227,414▲ 11.1%€243,173▲ 6.9%€248,773▲ 2.3%€246,524▼ 0.9%
Debt€38,533▼ 18.7%€33,883▼ 12.1%€42,995▲ 26.9%€58,803▲ 36.8%€43,790▼ 25.5%
Working capital€135,173▲ 4.8%€165,081▲ 22.1%€172,319▲ 4.4%€163,491▼ 5.1%€174,051▲ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246,524
Fixed assets
€33,272 ▼ 8.2%
Current assets
€213,252 ▲ 0.3%
Equity and liabilities €246,524
Equity
€202,734 ▲ 6.7%
Debt
€43,790 ▼ 25.5%
Debt's share of the balance-sheet total falls from 23.6% to 17.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12,772▼
2024 · €15,879
Cash flow
€17,613▲
2024 · €17,599
Current ratio
5.44▲
2024 · 4.34
Debt to equity
0.22▼
2024 · 0.31
ROE
6.3%▲
2024 · 4.2%
ROA
5.2%▲
2024 · 3.2%
Interest coverage
8.33▼
2024 · 8.82
Debt ≤ 1 year
€39,202▼
2024 · €49,019
Debt > 1 year
€4,588▼
2024 · €9,784
Income taxes
€6,866▲
2024 · €5,282
Staff costs
€636
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €458 | - | €636 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,507 | €7,844 | €8,612 | €9,627 | €4,847 | ▼ 49.6% |
| Other operating charges640/8 | - | €890 | €659 | €561 | €862 | ▲ 53.5% |
| Gross operating margin9900 | €39,123 | €40,271 | €27,636 | €16,440 | €14,270 | ▼ 13.2% |
| Operating profit (loss)9901 | €27,963 | €31,537 | €17,906 | €6,252 | €7,925 | ▲ 26.8% |
| Financial income75/76B | - | €9,323 | €9,843 | €8,803 | €13,239 | ▲ 50.4% |
| Recurring financial income75 | €11,392 | €9,323 | €9,843 | €8,803 | €8,689 | ▼ 1.3% |
| Non-recurring financial income76B | - | - | - | - | €4,550 | - |
| Financial charges65/66B | - | €462 | €1,771 | €1,801 | €1,532 | ▼ 14.9% |
| Recurring financial charges65 | €669 | €462 | €1,771 | €1,801 | €1,532 | ▼ 14.9% |
| Profit (loss) for the period before taxes9903 | €38,686 | €40,398 | €25,978 | €13,254 | €19,631 | ▲ 48.1% |
| Income taxes67/77 | €13,292 | €13,058 | €9,094 | €5,282 | €6,866 | ▲ 30.0% |
| Profit (loss) for the period9904 | €25,394 | €27,340 | €16,884 | €7,972 | €12,765 | ▲ 60.1% |
| Profit (loss) for the period to be appropriated9905 | €25,394 | €27,340 | €16,884 | €7,972 | €12,765 | ▲ 60.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €204,724 | €227,414 | €243,173 | €248,773 | €246,524 | ▼ 0.9% |
| Fixed assets21/28 | €31,018 | €28,450 | €27,860 | €36,262 | €33,272 | ▼ 8.2% |
| Tangible fixed assets22/27 | €31,018 | €28,450 | €27,860 | €36,262 | €33,272 | ▼ 8.2% |
| Land and buildings22 | - | €11,971 | €17,114 | €32,635 | €31,154 | ▼ 4.5% |
| Plant, machinery and equipment23 | - | €3,452 | €2,248 | €1,289 | €731 | ▼ 43.3% |
| Furniture and vehicles24 | - | €13,028 | €8,498 | €2,338 | €1,387 | ▼ 40.7% |
| Current assets29/58 | €173,706 | €198,964 | €215,314 | €212,511 | €213,252 | ▲ 0.3% |
| Amounts receivable within one year40/41 | €158,595 | €178,253 | €179,182 | €181,810 | €176,084 | ▼ 3.1% |
| Trade receivables40 | - | €31,059 | €19,271 | €18,453 | €19,758 | ▲ 7.1% |
| Other amounts receivable41 | - | €147,194 | €159,911 | €163,357 | €156,326 | ▼ 4.3% |
| Cash at bank and in hand54/58 | €14,887 | €19,695 | €35,186 | €30,412 | €35,260 | ▲ 15.9% |
| Deferred charges and accrued income490/1 | - | €1,015 | €945 | €289 | €1,909 | ▲ 560% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €204,724 | €227,414 | €243,173 | €248,773 | €246,524 | ▼ 0.9% |
| Equity10/15 | €166,191 | €193,531 | €200,178 | €189,969 | €202,734 | ▲ 6.7% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €128,997 | €156,337 | €162,984 | €152,775 | €165,540 | ▲ 8.4% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €11,652 | €11,652 | €11,652 | €11,652 | = |
| Distributable reserves133 | - | €142,825 | €149,472 | €139,263 | €152,028 | ▲ 9.2% |
| Profit (loss) carried forward14 | €30,994 | €30,994 | €30,994 | €30,994 | €30,994 | = |
| Amounts payable17/49 | €38,533 | €33,883 | €42,995 | €58,803 | €43,790 | ▼ 25.5% |
| Amounts payable after more than one year17 | - | - | - | €9,784 | €4,588 | ▼ 53.1% |
| Financial debts170/4 | - | - | - | €9,784 | €4,588 | ▼ 53.1% |
| Amounts payable within one year42/48 | €38,533 | €33,883 | €42,995 | €49,019 | €39,202 | ▼ 20.0% |
| Current portion of amounts payable after more than one year42 | - | €12,833 | €18,099 | €15,639 | €13,234 | ▼ 15.4% |
| Trade debts44 | €6,675 | €7,516 | €4,490 | €5,124 | €17,077 | ▲ 233% |
| Suppliers440/4 | - | €7,516 | €4,490 | €5,124 | €17,077 | ▲ 233% |
| Advances received on contracts in progress46 | - | - | €340 | - | - | - |
| Taxes, remuneration and social security45 | - | €10,986 | €7,281 | €7,528 | €6,343 | ▼ 15.7% |
| Taxes450/3 | - | €10,986 | €6,691 | €5,533 | €3,593 | ▼ 35.0% |
| Remuneration and social security454/9 | - | - | €590 | €1,995 | €2,750 | ▲ 37.8% |
| Other amounts payable47/48 | - | €2,547 | €12,784 | €20,729 | €2,547 | ▼ 87.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,394 | €27,340 | €16,884 | €7,972 | €12,765 | ▲ 60.1% |
| + Depreciation and write-downs630 | €10,507 | €7,844 | €8,612 | €9,627 | €4,847 | ▼ 49.6% |
| Operating cash flow (approximation) | €35,901 | €35,184 | €25,497 | €17,599 | €17,613 | ▲ 0.1% |
| Investment in fixed assets (approximation) | - | -€5,276 | -€8,022 | -€18,029 | -€1,857 | ▲ 89.7% |
| Change in cash | - | €4,808 | €15,491 | -€4,774 | €4,848 | ▲ 202% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
RestructuringMerger · Accounting effect2 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect2 facts ▸
- Merger, DE GROM - CORNELIS RICHARD EN ZOON BV
- Accounting effect, 01/07/2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 43 days late
2025
01-07
Financial
Equity above €200,000Eq €202,734 ▲6.7%
7 profitable years in a row build equity to €202,734.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
01-07
Financial
Weakest financial yearnet €7,972 ▼52.8%
Net result drops to €7,972, the lowest in the series; recovery starts the following year.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
01-07
Financial
Equity above €200,000Eq €200,178 ▲3.4%
5 profitable years in a row build equity to €200,178.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
01-07
Financial
Equity above €150,000Eq €166,191 ▲18%
3 profitable years in a row build equity to €166,191.
05-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
01-07
Financial
Highest result since 2019net €43,207 ▲42.6%
Operating result €53,807, net result €43,207, both a record.
Show earlier events
01-07
Financial
Equity above €100,000Eq €140,797 ▲44.3%
2 profitable years in a row build equity to €140,797.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 4 days late
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 49 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 1998
Ground area
1,376 m²
Building footprint
402 m²
Volume, LiDAR
1,840 m³
Parcel 41024B0478/00D000, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
OPTIMIZE
since 19982.086.433.079
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024B0478/00D000 | Flanders | 1,376 m² | 1 · 402 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTaken over by:DE GROM - CORNELIS RICHARD EN ZOON BV
Recognitions · licences · registrations
Food safety, FASFC
1 siteHaaltert2.086.433.079
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. 5,326 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded25-03-1998
Fiscal year end01-07
Activities, NACEBEL 2025
68121Development of residential building projects
66210Risk and damage evaluation
71122Land surveying
Scores and ratios are computed by Checked and are not a credit decision.