OPTIMIST
ActiveSummary
OPTIMIST has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€47,697) and a net result of -€14,290. Its solvency ranks better than 10% of 12,672 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
- Staff
- 1 FTE
- Equity
- -€47,697
- Loss
- -€14,290
- DiamroDirector
Why 53raises riskCapped at 59: negative equityFounded in 2023Sector: Retail trade (NACE 47)Negative equity -€47,697lowers riskSize: total assets €348,187Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 15% on solvency, 5% on liquidity, 38% on profitability and 12% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 2 accounts on average 17 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
- IncorporationAppointment: Diamro (director) · Permanent…
Financials · financial year 2025, abbreviated format
2024 to 2025, 2 financial years
The operating result stays negative: a loss of €13,234 in 2025 against €35,000 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91.6% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €36,970 | €42,351 | ▲ 14.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,349 | €25,246 | ▲ 298% |
| Other operating charges640/8 | €573 | €905 | ▲ 57.9% |
| Gross operating margin9900 | €8,892 | €55,268 | ▲ 522% |
| Operating profit (loss)9901 | -€35,000 | -€13,234 | ▲ 62.2% |
| Financial income75/76B | €1,090 | €1,522 | ▲ 39.7% |
| Recurring financial income75 | €1,090 | €1,522 | ▲ 39.7% |
| Financial charges65/66B | €2,498 | €2,578 | ▲ 3.2% |
| Recurring financial charges65 | €2,498 | €2,578 | ▲ 3.2% |
| Profit (loss) for the period before taxes9903 | -€36,407 | -€14,290 | ▲ 60.8% |
| Profit (loss) for the period9904 | -€36,407 | -€14,290 | ▲ 60.8% |
| Profit (loss) for the period to be appropriated9905 | -€36,407 | -€14,290 | ▲ 60.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €347,293 | €348,187 | ▲ 0.3% |
| Fixed assets21/28 | €172,654 | €157,968 | ▼ 8.5% |
| Tangible fixed assets22/27 | €172,654 | €157,968 | ▼ 8.5% |
| Land and buildings22 | €128,283 | €115,455 | ▼ 10.0% |
| Plant, machinery and equipment23 | - | €9,537 | - |
| Furniture and vehicles24 | €44,371 | €32,977 | ▼ 25.7% |
| Current assets29/58 | €174,639 | €190,219 | ▲ 8.9% |
| Stocks and contracts in progress3 | €106,456 | €123,524 | ▲ 16.0% |
| Stocks30/36 | €106,456 | €123,524 | ▲ 16.0% |
| Amounts receivable within one year40/41 | €12,870 | €8,815 | ▼ 31.5% |
| Trade receivables40 | €12,870 | €8,815 | ▼ 31.5% |
| Cash at bank and in hand54/58 | €5,313 | €7,879 | ▲ 48.3% |
| Deferred charges and accrued income490/1 | €50,000 | €50,000 | = |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €347,293 | €348,187 | ▲ 0.3% |
| Equity10/15 | -€33,407 | -€47,697 | ▼ 42.8% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€36,407 | -€50,697 | ▼ 39.2% |
| Amounts payable17/49 | €380,700 | €395,884 | ▲ 4.0% |
| Amounts payable after more than one year17 | €25,130 | €17,729 | ▼ 29.4% |
| Financial debts170/4 | €25,130 | €17,729 | ▼ 29.4% |
| Amounts payable within one year42/48 | €355,570 | €378,105 | ▲ 6.3% |
| Current portion of amounts payable after more than one year42 | €7,122 | €7,401 | ▲ 3.9% |
| Trade debts44 | €86,386 | €731 | ▼ 99.2% |
| Suppliers440/4 | €86,386 | €731 | ▼ 99.2% |
| Taxes, remuneration and social security45 | €13,040 | €21,911 | ▲ 68.0% |
| Taxes450/3 | €3,692 | €11,585 | ▲ 214% |
| Remuneration and social security454/9 | €9,348 | €10,326 | ▲ 10.5% |
| Other amounts payable47/48 | €249,023 | €348,063 | ▲ 39.8% |
| Accrued charges and deferred income492/3 | - | €50 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€36,407 | -€14,290 | ▲ 60.8% |
| + Depreciation and write-downs630 | €6,349 | €25,246 | ▲ 298% |
| Operating cash flow (approximation) | -€30,059 | €10,957 | - |
| Investment in fixed assets (approximation) | - | -€10,561 | - |
| Change in cash | - | €2,566 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 29-07-2026 | 2026-00346749 |
| 31-12-2024 | abbreviated format | 30-06-2025 | 2025-00201796 |
Similar companies · same sector and region
Subsidies and aid
Flemish government
2024 · 1 entry · €2,000 awarded · €2,000 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Diamro |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
19-07
Gazette deed
IncorporationAppointment: Diamro (director) · Permanent representative: Degryse Diederick · Founder7 facts ▸
- Incorporation, “OPTIMIST” (deed in Dutch)
- Founder, Degryse Diederick
- Founding capital, €3,000
- Bank account, EUR, “notaris-minuuthouder” (deed in Dutch)
- Director appointment, Diamro (director (not named in the articles))
- Permanent representative, Degryse Diederick
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen sinds 01-01-2023 door comparanten in naam en voor re…” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34041A0423/00B002 | Flanders | 980 m² | 1 · 434 m² | 5.4 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De verkoop van kwalitatieve werkkledij en schoenen; De verkoop van gerelateerde veiligheidsartikelen zoals gehoorbescherming…” (deed in Dutch)
10 activities (deed in Dutch)
- De verkoop van kwalitatieve werkkledij en schoenen.
- De verkoop van gerelateerde veiligheidsartikelen zoals gehoorbescherming, oogbescherming, etc.
- Het aanbieden van diensten zoals het dupliceren van sleutels, nummerplaten, etc.
- Holdings.
- De handel in eigen onroerend goed.
- De overige zakelijke dienstverlening.
- De overige persoonlijke diensten.
- Het uitoefenen van het mandaat van bestuurder, zaakvoerder, vereffenaar of dergelijke functies in andere vennootschappen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen, alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, uitbaten van onroerende goederen, en eventueel deze ter beschikking ter stellen van een aandeelhouder of een bestuurder.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen, alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen, en eventueel deze ter beschikking ter stellen van een aandeelhouder of een bestuurder.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- OPTIMIST
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, 8560 Wevelgem, Menenstraat 472” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Thursday of April at 21:00