OPTIMII
ActiveThe computed 12-month bankruptcy probability of OPTIMII is 1.8% (moderate). The 2025 annual accounts show equity of €183k and a net result of €118k. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 27268 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+29
Growth78=
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.18 against 1.49 in 2024), and 28.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.9%
Return on assets
46.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
5 d late
2024
46 d late
2023
30 d early
2022
12 d early
2021
6 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€110k
EBIT margin
7.0%
Net result
€118k▲ 29.4%
2024 · €91k
2020: €30k
2021: €5k
2022: €20k
2023: €22k
2024: €91k
2020 → 2025
Working capital
€147k▲ 213%
2024 · €47k
2020: €21k
2021: €25k
2022: €50k
2023: €49k
2024: €47k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€110k-
Equity€41k-€61k▲ 48.9%€33k▼ 45.8%€64k▲ 95.4%€183k▲ 184%
Operating result€8k-€23k▲ 193%€29k▲ 29.4%€122k▲ 319%€156k▲ 27.4%
Net result€5k-€20k▲ 263%€22k▲ 11.4%€91k▲ 311%€118k▲ 29.4%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 27% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€40k▲ 83.2%
Current assets
€214k▲ 50.3%
Equity and liabilities €254k
Equity
€183k▲ 184%
Debt
€72k▼ 28.5%
The debt ratio falls from 60.9% to 28.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€164k▲
2024 · €130k
Cash flow
€127k▲
2024 · €99k
Solvency
71.9%▲
2024 · 39.1%
Current ratio
3.18▲
2024 · 1.49
Quick ratio
3.18▲
2024 · 1.49
Debt / equity
0.39▼
2024 · 1.56
ROE
64.8%▼
2024 · 142.1%
ROA
46.5%▼
2024 · 55.6%
Interest coverage
195.95▼
2024 · 433.46
Debt
€72k▼
2024 · €100k
Debt ≤ 1 year
€67k▼
2024 · €96k
Debt > 1 year
€4k
Income taxes
€36k▲
2024 · €30k
Staff costs
€-5
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€254k▲
Fixed assets21/28€22k€40k▲
Tangible fixed assets22/27€22k€40k▲
Plant, machinery and equipment23€1k€12k▲
Furniture and vehicles24€2k€12k▲
Leasing and similar rights25€639€0▼
Other tangible fixed assets26€18k€15k▼
Financial fixed assets28€60€60=
Current assets29/58€143k€214k▲
Amounts receivable within one year40/41€79k€142k▲
Trade receivables40€73k€129k▲
Other amounts receivable41€6k€13k▲
Cash at bank and in hand54/58€63k€70k▲
Deferred charges and accrued income490/1€343€2k▲
Equity and liabilities
Total equity and liabilities10/49€164k€254k▲
Equity10/15€64k€183k▲
Contributions10/11€5k€5k=
Outside capital11€5k-
Other1109/19€5k-
Profit (loss) carried forward14€59k€178k▲
Amounts payable17/49€100k€72k▼
Amounts payable after more than one year17-€4k
Financial debts170/4-€4k
Amounts payable within one year42/48€96k€67k▼
Current portion of amounts payable after more than one year42€1k€9k▲
Trade debts44€61€0▼
Suppliers440/4€61€0▼
Taxes, remuneration and social security45€34k€58k▲
Taxes450/3€28k€58k▲
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€60k€0▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62-€-5
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€644▼
Gross operating margin9900€131k€165k▲
Operating profit (loss)9901€122k€156k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€300€839▲
Recurring financial charges65€300€839▲
Profit (loss) for the period before taxes9903€122k€155k▲
Income taxes67/77€30k€36k▲
Profit (loss) for the period9904€91k€118k▲
Profit (loss) for the period to be appropriated9905€91k€118k▲
Appropriation of the result
Profit (loss) to be appropriated9906€119k€178k▲
Profit (loss) brought forward from the previous period14P€28k€59k▲
Profit to be distributed694/7€60k€0▼
Directors or managers695€60k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Highest result since 2020net €118k ▲29.4%
Operating result €156k, net result €118k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.18
Current ratio from 1.49 to 3.18; short-term debt falls from €96k to €67k.
31-12
Financial
Equity above €150kEq €183k ▲184%
6 profitable years in a row build equity to €183k.
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 46 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity triplescurrent ratio 6.71
Current ratio from 2.17 to 6.71; short-term debt falls from €21k to €9k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €5k ▼81.9%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estinnes · 1 establishment unit since 2019
Ground area
3,219 m²
Building footprint
70 m²
Volume, LiDAR
499 m³
Parcel 55011C0078/00E000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPTIMII
since 20192.292.684.872
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55011C0078/00E000 | Wallonia | 3,219 m² | 1 · 70 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,731 companies in sector 43211 we hold annual accounts for 10,272. 8,354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2019
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.