OPTIMATES LAW
ActiveOPTIMATES LAW has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €157k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency76▲+48
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 0.99 in 2024; short-term debt: 48.8% and cash: 28.3% of total assets), and 48.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.2%
Return on assets
49.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
56 d early
2024
55 d early
2023
52 d early
2022
8 d late
2021
57 d early
2020
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€162k▲ 2,671%
2024 · €6k
2020: €46k
2021: €93k
2022: €137k
2023: €227k
2024: €6k
2020 → 2025
Total assets
€317k▲ 39.3%
2024 · €228k
2020: €64k
2021: €122k
2022: €167k
2023: €275k
2024: €228k
2020 → 2025
Net result
€157k▲ 5.2%
2024 · €149k
2020: €41k
2021: €47k
2022: €44k
2023: €90k
2024: €149k
2020 → 2025
Working capital
€158k
2024 · €-2k
2020: €46k
2021: €93k
2022: €122k
2023: €216k
2024: €-2k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€137k▲ 47.0%€227k▲ 65.6%€6k▼ 97.4%€162k▲ 2,671%
Operating result€59k-€56k▼ 6.0%€121k▲ 117%€194k▲ 59.6%€202k▲ 4.1%
Net result€47k-€44k▼ 7.1%€90k▲ 105%€149k▲ 65.7%€157k▲ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317k
Fixed assets
€4k▼ 43.8%
Current assets
€313k▲ 42.2%
Equity and liabilities €317k
Equity
€162k▲ 2,671%
Debt
€155k▼ 30.2%
The debt ratio falls from 97.4% to 48.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€205k▲
2024 · €197k
Cash flow
€160k▲
2024 · €152k
Solvency
51.2%▲
2024 · 2.6%
Current ratio
2.02▲
2024 · 0.99
Quick ratio
2.02▲
2024 · 0.99
Debt / equity
0.95▼
2024 · 37.83
ROE
96.4%
ROA
49.4%▼
2024 · 65.4%
Interest coverage
159.06▼
2024 · 323.54
Debt
€155k▼
2024 · €222k
Debt ≤ 1 year
€155k▼
2024 · €222k
Income taxes
€47k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€228k€317k▲
Fixed assets21/28€8k€4k▼
Tangible fixed assets22/27€8k€4k▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€220k€313k▲
Amounts receivable within one year40/41€10€4k▲
Trade receivables40-€840
Other amounts receivable41€10€4k▲
Current investments50/53€196k€218k▲
Cash at bank and in hand54/58€24k€90k▲
Deferred charges and accrued income490/1€328€299▼
Equity and liabilities
Total equity and liabilities10/49€228k€317k▲
Equity10/15€6k€162k▲
Contributions10/11€5k€5k=
Reserves13€862€157k▲
Distributable reserves133€862€157k▲
Amounts payable17/49€222k€155k▼
Amounts payable within one year42/48€222k€155k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€21k€23k▲
Taxes450/3€21k€23k▲
Remuneration and social security454/9-€84
Other amounts payable47/48€195k€130k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€824€5k▲
Gross operating margin9900€198k€210k▲
Operating profit (loss)9901€194k€202k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€609€1k▲
Recurring financial charges65€609€1k▲
Profit (loss) for the period before taxes9903€195k€204k▲
Income taxes67/77€46k€47k▲
Profit (loss) for the period9904€149k€157k▲
Profit (loss) for the period to be appropriated9905€149k€157k▲
Appropriation of the result
Profit (loss) to be appropriated9906€149k€157k▲
Transfer from equity791/2€222k-
Transfer to equity691/2€862€157k▲
To other reserves6921€862€157k▲
Profit to be distributed694/7€370k-
Return on contributions (dividend)694€370k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €157k ▲5.2%
Operating result €202k, net result €157k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.02
Current ratio from 0.99 to 2.02; short-term debt falls from €222k to €155k.
31-12
Financial
Equity above €150kEq €162k ▲2671%
6 profitable years in a row build equity to €162k.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €227k ▲65.6%
4 profitable years in a row build equity to €227k.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Equity above €100kEq €137k ▲47%
3 profitable years in a row build equity to €137k.
04-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pandhoflaan 161040 EtterbeekGround area
89 m²
Building footprint
72 m²
Volume, LiDAR
759 m³
Parcel 21364B0027/00M008, Brussels · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
OPTIMATES LAW
since 20192.299.732.022
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21364B0027/00M008 | Brussels | 89 m² | 1 · 72 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900R8MVF3E36WY014
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 7,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2019
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.