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OPTIMAS

Active
Private limited companyfounded 200521 yrs activeMeerlaarstraat 44, 2430 Laakdal, BelgiumKBO/BCE: BE 0876.199.812
Summary

OPTIMAS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €858,346 and a net result of €683. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▲+1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 73.12 against 62.11 in 2024; short-term debt: 0.3% and cash: 19.1% of total assets), and 0.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.7%
Return on assets
0.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
40 d early
2024
38 d early
2023
35 d early
2022
8 d early
2021
32 d early
2020
51 d early
2019
51 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 36 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OPTIMAS was incorporated on 22 September 2005.1 Total assets went from EUR 885,070 in 2019 to EUR 861,118 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
€24,000
EBIT margin
-24.5%
Net result
€683
2024 · -€2,193
Working capital
€199,946▲ 7.2%
2024 · €186,563
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€24,000
Operating result€808-€5,871-€1,891▲ 67.8%-€1,989▼ 5.2%€857
Net result€681-€6,081-€2,124▲ 65.1%-€2,193▼ 3.3%€683
EBIT margin-24.5%
Equity€868,061▲ 0.1%€861,980▼ 0.7%€859,856▼ 0.2%€857,663▼ 0.3%€858,346▲ 0.1%
Total assets€868,125▲ 0.1%€863,065▼ 0.6%€862,490▼ 0.1%€860,716▼ 0.2%€861,118=
Debt€64▼ 61.0%€1,085▲ 1,595%€2,634▲ 143%€3,053▲ 15.9%€2,773▼ 9.2%
Working capital€150,811▲ 8.4%€165,480▲ 9.7%€176,056▲ 6.4%€186,563▲ 6.0%€199,946▲ 7.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2021: €808€808Net result 2021: €681€681Operating result 2022: -€5,871-€5,871Net result 2022: -€6,081-€6,081Operating result 2023: -€1,891-€1,891Net result 2023: -€2,124-€2,124Operating result 2024: -€1,989-€1,989Net result 2024: -€2,193-€2,193Operating result 2025: €857€857Net result 2025: €683€68320212022202320242025-€3,000-€2,000-€1,000€0€1,000Operating result 2023: -€1,891-€1,890Net result 2023: -€2,124-€2,120Operating result 2024: -€1,989-€1,990Net result 2024: -€2,193-€2,190Operating result 2025: €857€857Net result 2025: €683€683202320242025
The operating result returns to profit in 2025: €857 after a loss of €1,989 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €861,118
Fixed assets €658,400 ▼ 1.9%
Current assets €202,718 ▲ 6.9%
Equity and liabilities €861,118
Equity €858,346 ▲ 0.1%
Debt €2,773 ▼ 9.2%
Debt's share of the balance-sheet total stays at 0.3%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13,557▲
2024 · €10,711
Cash flow
€13,383▲
2024 · €10,507
Current ratio
73.12▲
2024 · 62.11
Debt to equity
0.00▼
2024 · 0.00
ROE
0.1%▲
2024 · -0.3%
ROA
0.1%▲
2024 · -0.3%
Interest coverage
65.13▲
2024 · 48.37
Debt ≤ 1 year
€2,773▼
2024 · €3,053
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€860,716€861,118=
Fixed assets21/28€671,100€658,400▼
Tangible fixed assets22/27€671,100€658,400▼
Land and buildings22€671,100€658,400▼
Current assets29/58€189,616€202,718▲
Amounts receivable within one year40/41€40,815€37,983▼
Other amounts receivable41€40,815€37,983▼
Cash at bank and in hand54/58€148,801€164,736▲
Equity and liabilities
Total equity and liabilities10/49€860,716€861,118=
Equity10/15€857,663€858,346▲
Contributions10/11€660,000€660,000=
Reserves13€197,663€198,346▲
Distributable reserves133€197,663€198,346▲
Amounts payable17/49€3,053€2,773▼
Amounts payable within one year42/48€3,053€2,773▼
Trade debts44€3,053€2,773▼
Suppliers440/4€3,053€2,773▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,700€12,700=
Other operating charges640/8€9,117€8,270▼
Gross operating margin9900€19,828€21,828▲
Operating profit (loss)9901-€1,989€857▲
Financial income75/76B€17€33▲
Recurring financial income75€17€33▲
Financial charges65/66B€221€208▼
Recurring financial charges65€221€208▼
Profit (loss) for the period before taxes9903-€2,193€683▲
Profit (loss) for the period9904-€2,193€683▲
Profit (loss) for the period to be appropriated9905-€2,193€683▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,193€683▲
Transfer from equity791/2€2,193-
Transfer to equity691/2-€683
To other reserves6921-€683

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70-€24,000----
Goods, raw materials, services and sundry goods60/61-€2,040----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,000€20,750€12,700€12,700€12,700=
Other operating charges640/8-€7,081€7,253€9,117€8,270▼ 9.3%
Gross operating margin9900€18,737€21,960€18,062€19,828€21,828▲ 10.1%
Operating profit (loss)9901€808-€5,871-€1,891-€1,989€857▲ 143%
Financial income75/76B--€5€17€33▲ 96.6%
Recurring financial income75€5-€5€17€33▲ 96.6%
Financial charges65/66B-€210€237€221€208▼ 6.0%
Recurring financial charges65€132€210€237€221€208▼ 6.0%
Profit (loss) for the period before taxes9903€681-€6,081-€2,123-€2,193€683▲ 131%
Income taxes67/77--€2---
Profit (loss) for the period9904€681-€6,081-€2,124-€2,193€683▲ 131%
Profit (loss) for the period to be appropriated9905€681-€6,081-€2,124-€2,193€683▲ 131%
Line20212022202320242025Change
Assets
Total assets20/58€868,125€863,065€862,490€860,716€861,118=
Fixed assets21/28€717,250€696,500€683,800€671,100€658,400▼ 1.9%
Tangible fixed assets22/27€717,250€696,500€683,800€671,100€658,400▼ 1.9%
Land and buildings22-€696,500€683,800€671,100€658,400▼ 1.9%
Current assets29/58€150,875€166,565€178,690€189,616€202,718▲ 6.9%
Amounts receivable within one year40/41€33,901€41,900€44,733€40,815€37,983▼ 6.9%
Trade receivables40-€12,000€12,000---
Other amounts receivable41-€29,900€32,733€40,815€37,983▼ 6.9%
Cash at bank and in hand54/58€116,974€124,665€133,957€148,801€164,736▲ 10.7%
Equity and liabilities
Total equity and liabilities10/49€868,125€863,065€862,490€860,716€861,118=
Equity10/15€868,061€861,980€859,856€857,663€858,346▲ 0.1%
Contributions10/11€660,000€660,000€660,000€660,000€660,000=
Reserves13€224,950€224,950€199,856€197,663€198,346▲ 0.3%
Non-distributable reserves130/1-€76,000----
Reserves not available under the articles1311-€76,000----
Distributable reserves133-€148,950€199,856€197,663€198,346▲ 0.3%
Profit (loss) carried forward14-€16,889-€22,970----
Amounts payable17/49€64€1,085€2,634€3,053€2,773▼ 9.2%
Amounts payable within one year42/48€64€1,085€2,634€3,053€2,773▼ 9.2%
Trade debts44--€2,634€3,053€2,773▼ 9.2%
Suppliers440/4--€2,634€3,053€2,773▼ 9.2%
Other amounts payable47/48-€1,085----
Line20212022202320242025Change
Profit (loss) for the period9904€681-€6,081-€2,124-€2,193€683▲ 131%
+ Depreciation and write-downs630€11,000€20,750€12,700€12,700€12,700=
Operating cash flow (approximation)€11,681€14,669€10,576€10,507€13,383▲ 27.4%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€7,691€9,292€14,844€15,935▲ 7.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
22-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Back to profitnet €683
Net result €683 after 3 loss-making years.
2024
24-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
27-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
23-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
30-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Back to profitnet €681
Net result €681 after one loss-making year.
30-06
Financial Liquidity triplescurrent ratio 2357.42
Current ratio from 849.35 to 2357.42; short-term debt falls from €164 to €64.
2020
11-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial Weakest financial yearnet -€17,529
Net result drops to -€17,529, the lowest in the series; recovery starts the following year.
2019
11-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
03-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
13-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
13-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2005
seat establishment The establishment unit on the map
Ground area
390 m²
Building footprint
206 m²
Volume, LiDAR
999 m³
Parcel 13045B0187/00N000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OPTIMAS
Meerlaarstraat 44, 2430 LaakdalNACE 7012001
since 20052.149.146.549
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13045B0187/00N000 Flanders 390 m² 1 · 206 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded22-09-2005
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.