Turnover
≈ €96,000 estimated
The micro format states no turnover.
OPTIMAM
Overview
Lifetime
2 annual accounts with figures on one time axispeak €20,132 (2024)
€12,372▼ 38.5%
peak €13,127 (2024)
€4,622▼ 64.8%
peak €22,749 (2025)
€22,749▲ 25.5%
€12,074▼ 47.3%
Board1 name since 2024
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Gross margin from €20,132 to €12,372Result from €13,127 to €4,622Equity from €18,127 to €22,749Debts from €22,931 to €12,074Cash from €18,478 to €5,539
Key points
from the 2025 annual accountsLiquidity
1.95 was 1.09 in 2024
Short-term debts fell from €22,865 to €12,074.
Starting capital
€5,000 100 shares
Checked score
67
Healthy
Financially stronger than 67% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.9%highest value
09-2025: 0.7%▼ -1.2 percentage points vs 08-2025lowest value
10-2025: 0.7%● unchanged vs 09-2025lowest value
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.8%▲ +0.1 percentage points vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 1.2%▲ +0.3 percentage points vs 06-2026
08-2026: 1.2%● unchanged vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €34,823
lowers risk
Liquidity: current ratio 1.95, cash €5,539, halved
Equity €22,749 (65.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 75% of them on solvency, 55% on liquidity, 68% on profitability and 69% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as OPTIMAM has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OPTIMAM itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for OPTIMAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.95 (1.09 in 2024), above the usual 1.5. Short-term debt is 34.7% and cash 15.9% of total assets. 34.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
37 days early
2024
12 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 13 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MARLIÈRE Antoine Jean François Gilbert Marie 100 sharesdeed of 26-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011898753
Incorporation
Founding capital of €5,000, 100 shares · Founder: MARLIÈRE Antoine Jean François Gilbert Marie · Appointment: MARLIÈRE Antoine Jean François Gilbert Marie (director) · published on 26-07-2024 · Gazette deed
First establishment
Rue du Sart 6, Ittre
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPTIMAM Ittre | €34,823 | €12,372 | 65.3% | - |
| AS CHARPENTE Waterloo | €45,717 | €16,282 | 34.9% | - |
| DM Student Housing Haacht | €37,284 | €20,094 | 73.5% | - |
| AS Works BE Ternat | €26,425 | €18,143 | 53.1% | - |
| ALP SOUDURE Fleurus | €71,198 | €18,425 | 27.0% | - |
| Clim & Ventil Service Seneffe | €27,699 | €22,443 | 72.6% | - |
| KILLBUGS Zonhoven | €36,151 | €30,243 | 33.2% | - |
These companies have the same main activity as OPTIMAM: combined facilities support activities (NACE 81100). They are comparable in size and age: total assets between €26,400 and €71,200, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 24-07-2024Normal situation
- Activity
- Combined facilities support activitiesNACE 81100and 1 other
- Establishment unit
- 2.362.838.5391460 Ittre, since 24-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 27-01-2026
Annual accounts 2025
- €12,372▼ 38.5%
- €4,622▼ 64.8%
- €22,749▲ 25.5%
- €34,823▼ 15.2%
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on OPTIMAM
OPTIMAM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,749 and a net result of €4,622.
Its solvency ranks better than 76% of 5,728 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-06-2026, 37 days before the deadline€12,372
▼ 38.5%
€6,763
▼ 63.9%
€4,622
▼ 64.8%
€11,507
▲ 472%
65.3%
▲ 21.2 percentage points
1.95
▲ 0.87
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €96,000. Estimated: probably between €51,000 and €220,000.
Balance sheet
balance sheet total €34,823 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
65.3%
Higher than 76% of 5,728 companies in 2025.
1.95
Higher than 63% of 5,589 companies in 2025.
13.3%
Higher than 65% of 5,615 companies in 2025.
OPTIMAM
Middle half of the sector
80% of the sector
Micro accounts in building services and landscaping (NACE 81)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
34,823 | 41,057 | |
20 |
- | 1,940 | |
21/28 |
11,242 | 14,242 | |
22/27 |
11,242 | 14,242 | |
24 |
11,242 | 14,242 | |
29/58 |
23,581 | 24,876 | |
40/41 |
18,017 | 6,397 | |
40 |
11,807 | 6,397 | |
41 |
6,210 | - | |
54/58 |
5,539 | 18,478 | |
490/1 |
25 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
34,823 | 41,057 | |
10/15 |
22,749 | 18,127 | |
10/11 |
5,000 | 5,000 | |
13 |
17,127 | 13,127 | |
133 |
17,127 | 13,127 | |
14 |
622 | - | |
17/49 |
12,074 | 22,931 | |
42/48 |
12,074 | 22,865 | |
44 |
2,313 | 11,476 | |
440/4 |
2,313 | 11,476 | |
45 |
9,761 | 9,774 | |
450/3 |
9,761 | 9,614 | |
454/9 |
- | 160 | |
47/48 |
- | 1,615 | |
492/3 |
- | 66 | |
| Income statement | |||
9900 |
12,372 | 20,132 | |
630 |
3,737 | 1,030 | |
640/8 |
670 | 387 | |
66A |
1,203 | - | |
9901 |
6,763 | 18,715 | |
75/76B |
893 | - | |
75 |
893 | - | |
65/66B |
856 | 60 | |
65 |
856 | 60 | |
9903 |
6,800 | 18,655 | |
67/77 |
2,178 | 5,528 | |
9904 |
4,622 | 13,127 | |
9905 |
4,622 | 13,127 | |
| Appropriation of the result | |||
9906 |
4,622 | 13,127 | |
691/2 |
4,000 | 13,127 | |
6921 |
4,000 | 13,127 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 10,500 | 19,745 | ||
| 8,359 | 14,156 | ||
| 737 | 15,000 | ||
| -12,940 | - | ||
| 11,507 | 2,011 | ||
| 65.3% | 44.1% | ||
| 1.95 | 1.09 | ||
| 0.53 | 1.27 | ||
| 20.3% | 72.4% | ||
| 13.3% | 32.0% | ||
| 12.27 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €15,000 |
| €3,737 | €1,030 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on OPTIMAM
The operating result for 2025 is 64% lower than in 2024.
Debt's share of the balance-sheet total falls from 55.9% to 34.7%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector
since 24-07-2024
term without a fixed end
listed in the 2024 annual accounts, filed on 12-08-2025
Mandates through the years
1 name, the dashed line is todayBoard
Mandates as a list
- MARLIÈRE Antoine Jean François Gilbert Marie
- Director, from 24-07-2024 to date
Control
This company
OPTIMAM
Equity €22,749
Profit €4,622 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €227 in 2025
- Source
- deed of 26-07-2024
Articles of association
deed of 26-07-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Authorised capitalThe board may raise the capital up to this amount without a new shareholder decision.
- “Jour fixé par la loi comme point de départ, autorisation à conférer par assemblée générale délibérant conditions modification statuts”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 10 June at 18:00
Shareholders
At incorporation
deed of 26-07-2024 ↗
- MARLIÈRE Antoine Jean François Gilbert Marie 100 shares (100%) · in cash
Network & group
No group
OPTIMAM has no parent and no holdings in its annual accounts. MARLIÈRE Antoine Jean François Gilbert Marie is the only director. OPTIMAM shares no director with another company.
At the same address
Rue du Sart 6, 1460 Ittre · 1 other company| Houyet, Isabelle (sole trader)
establishment since 01-10-2025 |
founded in 2025 0662.527.816 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 37 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011898753
2025
Annual accounts 2024 filed NBBmicro format · 12 days late
2024
IncorporationFounding capital of €5,000, 100 shares · Founder: MARLIÈRE Antoine Jean François Gilbert Marie · Appointment: MARLIÈRE Antoine Jean François Gilbert Marie (director) · published on 26-07-20243 points ▸
- Director appointment, MARLIÈRE Antoine Jean François Gilbert Marie
- Founder, MARLIÈRE Antoine Jean François Gilbert Marie
- Founding capital, €5,000, 100 shares
- The deed holds 5 more points.
First establishment Rue du Sart 6, Ittre
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
OPTIMAM was incorporated on 24 July 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2024, MARLIÈRE Antoine Jean François Gilbert Marie has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Company details
Identity
- Enterprise number
- 1011.898.753
- VAT number
- BE 1011.898.753
- Peppol ID
- 0208:1011898753
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-07-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 10 June at 18:00deed of 26-07-2024 (in French)
- Peppol
- Reachable since 27-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- OPTIMAM in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-07-2024 (in French)
Activities
NACEBEL 202581100
Combined facilities support activities main activity
Codes under NACEBEL 2008
81100
Combined facilities support activities main activity
74909
Other professional, scientific and technical activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Effectuer toutes prestations paramédicales dans le cadre de son objet principal; La vente de produits médicaux et paramédicaux; La formation…”deed of 26-07-2024 (in French)
31 activities
- Effectuer toutes prestations paramédicales dans le cadre de son objet principal
- La vente de produits médicaux et paramédicaux
- La formation et l’organisation de séminaires dans le domaine médical et paramédical
- La mise en œuvre de toutes techniques paramédicales
- L’accomplissement de prestations liées à la prévention
- Isolation thermique et acoustique
- Placards et cuisines équipées
- Étanchéité de bâtiments
- Installateur en chauffage central
- Installateur électricien
- Câblage
- Vitrage
- Menuiserie et charpente
- Menuiserie en P.V.C.
- Maçonnerie et béton
- Démolition sanitaire et plomberie
- Chauffage au gaz par appareil individuel
- Zinguerie et couverture
- Frigoriste
- Enseignes lumineuses
- Carrelage
- Plafonnage
- Rejointoyage
- Pose de chapes
- Peintures
- Pose de cloisons et faux plafonds en Gyproc
- Terrassements
- Pierre de taille et marbrerie
- Égouts
- Parcs et jardins
- Construction et entretien de routes,pistes cyclables et plaines de jeux
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue du Sart 6 registered office 1460 Ittre | 24-07-2024 | 2.362.838.539 |
Buildings and parcels at the address
- Ground area
- 661 m²
- Buildings
- 146 m²
- Volume, LiDAR
- 962 m³
- Tallest building
- 7.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25044A0255/00N003 | 661 m² | 1 · 146 m² | 7.9 m · 2 |