OPTIMAL SOLUTIONS
ActiveOPTIMAL SOLUTIONS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €107. Equity is shrinking by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+11
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.38 against 4.25 in 2024; short-term debt: 9.9% and cash: 52.9% of total assets), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.9%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
3 d early
2023
14 d late
2022
39 d early
2021
30 d late
2020
24 d early
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 0.1%
2024 · €78k
2018: €208k
2019: €198k
2020: €175k
2021: €89k
2022: €85k
2023: €76k
2024: €78k
2018 → 2025
Total assets
€87k▼ 4.8%
2024 · €92k
2018: €305k
2019: €275k
2020: €238k
2021: €140k
2022: €124k
2023: €103k
2024: €92k
2018 → 2025
Net result
€107▼ 91.9%
2024 · €1k
2018: €-40k
2019: €-10k
2020: €-4k
2021: €-2k
2022: €-4k
2023: €-9k
2024: €1k
2018 → 2025
Working capital
€38k▲ 13.1%
2024 · €33k
2018: €24k
2019: €134k
2020: €113k
2021: €31k
2022: €32k
2023: €24k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€85k▼ 5.0%€76k▼ 10.2%€78k▲ 1.7%€78k▲ 0.1%
Operating result€-20-€-3k▼ 15,039%€622€4k▲ 493%€179▼ 95.2%
Net result€-2k-€-4k▼ 92.6%€-9k▼ 93.1%€1k€107▼ 91.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€41k▼ 14.9%
Current assets
€46k▲ 6.3%
Equity and liabilities €87k
Equity
€78k▲ 0.1%
Debt
€10k▼ 31.8%
The debt ratio falls from 15.6% to 11.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €12k
Cash flow
€9k▼
2024 · €10k
Solvency
88.9%▲
2024 · 84.4%
Current ratio
5.38▲
2024 · 4.25
Quick ratio
5.38▲
2024 · 4.25
Debt / equity
0.13▼
2024 · 0.18
ROE
0.1%▼
2024 · 1.7%
ROA
0.1%▼
2024 · 1.4%
Interest coverage
25.71▲
2024 · 4.49
Debt
€10k▼
2024 · €14k
Debt ≤ 1 year
€9k▼
2024 · €10k
Income taxes
€0▼
2024 · €101
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€87k▼
Fixed assets21/28€48k€41k▼
Tangible fixed assets22/27€48k€41k▼
Furniture and vehicles24€4k€4k▲
Other tangible fixed assets26€45k€37k▼
Current assets29/58€44k€46k▲
Amounts receivable within one year40/41€2k€167▼
Trade receivables40€2k€0▼
Other amounts receivable41€67€167▲
Current investments50/53€11k€0▼
Cash at bank and in hand54/58€31k€46k▲
Deferred charges and accrued income490/1€0€4▲
Equity and liabilities
Total equity and liabilities10/49€92k€87k▼
Equity10/15€78k€78k▲
Contributions10/11€19k€19k=
Reserves13€59k€59k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€57k€57k▲
Amounts payable17/49€14k€10k▼
Amounts payable within one year42/48€10k€9k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€40€0▼
Suppliers440/4€40€0▼
Taxes, remuneration and social security45-€67
Taxes450/3-€67
Other amounts payable47/48€10k€9k▼
Accrued charges and deferred income492/3€4k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€98€0▼
Gross operating margin9900€14k€11k▼
Operating profit (loss)9901€4k€179▼
Financial income75/76B€505€298▼
Recurring financial income75€505€298▼
Financial charges65/66B€3k€369▼
Recurring financial charges65€3k€369▼
Profit (loss) for the period before taxes9903€1k€107▼
Income taxes67/77€101€0▼
Profit (loss) for the period9904€1k€107▼
Profit (loss) for the period to be appropriated9905€1k€107▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€107▼
Transfer from equity791/2€0-
Transfer to equity691/2€1k€107▼
To other reserves6921€1k€107▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 6 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 4.25
Current ratio from 1.97 to 4.25; short-term debt falls from €24k to €10k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 3.85
Current ratio from 1.39 to 3.85; short-term debt falls from €61k to €47k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scoutsdreef 73910 PeltGround area
3,488 m²
Building footprint
266 m²
Volume, LiDAR
1,705 m³
Parcel 72025B1227/00Z006, Flanders · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Scoutsdreef 7, 3910 Pelt
since 19982.088.508.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025B1227/00Z006 | Flanders | 3,488 m² | 1 · 266 m² | 16.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400X60X72ZVXDCO22
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-09-1998
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.