OPTIMAL GROUP
ActiveSummary
For OPTIMAL GROUP, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€24,233) and a net result of -€5,317. Equity is shrinking by ~35.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 8573 sector peers (fiscal year 2023). The company has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability24▼-2
Solvency0▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-25.2%
Return on assets
-5.5%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline29-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-11-2024, 121 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
121 d late
2022
85 d late
2021
450 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 151 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
-€24,233▼ 28.1%
2022 · -€18,916
Total assets
€96,183▲ 15.7%
2022 · €83,159
Net result
-€5,317▼ 38.0%
2022 · -€3,853
Working capital
-€24,233▼ 28.1%
2022 · -€18,916
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€8,355-€365-€6,950▼ 1,806%-€3,442▲ 50.5%-€636▲ 81.5%
Net result€2,586▲ 994%-€512within the sector's middle half-€8,357below the sector's middle half▼ 1,533%-€3,853below the sector's middle half▲ 53.9%-€5,317below the sector's middle half▼ 38.0%
Equity-€6,194▲ 29.5%-€6,706below the sector's middle half▼ 8.3%-€15,063below the sector's middle half▼ 125%-€18,916below the sector's middle half▼ 25.6%-€24,233below the sector's middle half▼ 28.1%
Total assets€83,303▲ 56.4%€99,423within the sector's middle half▲ 19.4%€78,814within the sector's middle half▼ 20.7%€83,159within the sector's middle half▲ 5.5%€96,183within the sector's middle half▲ 15.7%
Debt€89,497▲ 44.3%€106,129▲ 18.6%€93,877▼ 11.5%€102,075▲ 8.7%€120,416▲ 18.0%
Working capital-€7,296▲ 24.0%-€7,257within the sector's middle half▲ 0.5%-€14,775below the sector's middle half▼ 104%-€18,916below the sector's middle half▼ 28.0%-€24,233below the sector's middle half▼ 28.1%
Solvency-7.4%▲ 9.1pp-6.7%below the sector's middle half▲ 0.7pp-19.1%below the sector's middle half▼ 12.4pp-22.7%below the sector's middle half▼ 3.6pp-25.2%below the sector's middle half▼ 2.4pp
Current ratio0.92▲ 0.070.93within the sector's middle half▲ 0.010.84below the sector's middle half▼ 0.090.81below the sector's middle half▼ 0.030.80below the sector's middle half▼ 0.02
Return on assets (ROA)3.1%▲ 2.7pp-0.5%within the sector's middle half▼ 3.6pp-10.6%below the sector's middle half▼ 10.1pp-4.6%below the sector's middle half▲ 6.0pp-5.5%below the sector's middle half▼ 0.9pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €636 in 2023 against €3,442 in 2022; the loss shrinks.
Key figures and ratios
Debt to equity
-4.97▲
2022 · -5.40
Debt ≤ 1 year
€120,416▲
2022 · €102,075
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,372 | €551 | €551 | - | - | - |
| Other operating charges640/8 | - | - | €641 | €588 | €1,229 | ▲ 109% |
| Gross operating margin9900 | €23,145 | €11,998 | -€5,758 | -€2,855 | €593 | ▲ 121% |
| Operating profit (loss)9901 | €8,355 | -€365 | -€6,950 | -€3,442 | -€636 | ▲ 81.5% |
| Financial income75/76B | - | - | - | - | €2 | - |
| Recurring financial income75 | - | €30 | - | - | €2 | - |
| Financial charges65/66B | - | - | €1,407 | €410 | €4,683 | ▲ 1,041% |
| Recurring financial charges65 | €620 | €177 | €261 | €410 | €4,683 | ▲ 1,041% |
| Non-recurring financial charges66B | - | - | €1,146 | - | - | - |
| Profit (loss) for the period before taxes9903 | €7,734 | -€512 | -€8,357 | -€3,853 | -€5,317 | ▼ 38.0% |
| Income taxes67/77 | €5,148 | - | - | - | - | - |
| Profit (loss) for the period9904 | €2,586 | -€512 | -€8,357 | -€3,853 | -€5,317 | ▼ 38.0% |
| Profit (loss) for the period to be appropriated9905 | €2,586 | -€512 | -€8,357 | -€3,853 | -€5,317 | ▼ 38.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83,303 | €99,423 | €78,814 | €83,159 | €96,183 | ▲ 15.7% |
| Fixed assets21/28 | €1,101 | €551 | - | - | - | - |
| Tangible fixed assets22/27 | €1,101 | €551 | - | - | - | - |
| Current assets29/58 | €82,202 | €98,872 | €78,814 | €83,159 | €96,183 | ▲ 15.7% |
| Amounts receivable within one year40/41 | €82,105 | €97,955 | €78,777 | €82,418 | €96,113 | ▲ 16.6% |
| Trade receivables40 | - | - | €78,722 | €82,364 | €80,340 | ▼ 2.5% |
| Other amounts receivable41 | - | - | €55 | €55 | €15,773 | ▲ 28,842% |
| Cash at bank and in hand54/58 | €43 | €837 | €37 | €453 | €70 | ▼ 84.5% |
| Deferred charges and accrued income490/1 | - | - | - | €287 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83,303 | €99,423 | €78,814 | €83,159 | €96,183 | ▲ 15.7% |
| Equity10/15 | -€6,194 | -€6,706 | -€15,063 | -€18,916 | -€24,233 | ▼ 28.1% |
| Contributions10/11 | €8,975 | - | €8,975 | €8,975 | €8,975 | = |
| Outside capital11 | - | - | €8,975 | €8,975 | - | - |
| Other1109/19 | - | - | €8,975 | €8,975 | - | - |
| Profit (loss) carried forward14 | -€15,169 | -€15,681 | -€24,038 | -€27,891 | -€33,208 | ▼ 19.1% |
| Amounts payable17/49 | €89,497 | €106,129 | €93,877 | €102,075 | €120,416 | ▲ 18.0% |
| Amounts payable within one year42/48 | €89,497 | €106,129 | €93,589 | €102,075 | €120,416 | ▲ 18.0% |
| Trade debts44 | €39,567 | - | €52,324 | €55,939 | €17,702 | ▼ 68.4% |
| Suppliers440/4 | - | - | €52,324 | €55,939 | €17,702 | ▼ 68.4% |
| Taxes, remuneration and social security45 | - | - | - | - | €75 | - |
| Taxes450/3 | - | - | - | - | €75 | - |
| Other amounts payable47/48 | - | - | €41,266 | €46,135 | €102,640 | ▲ 122% |
| Accrued charges and deferred income492/3 | - | - | €288 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,586 | -€512 | -€8,357 | -€3,853 | -€5,317 | ▼ 38.0% |
| + Depreciation and write-downs630 | €1,372 | €551 | €551 | - | - | - |
| Operating cash flow (approximation) | €3,958 | €39 | -€7,807 | -€3,853 | -€5,317 | ▼ 38.0% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €794 | -€799 | €416 | -€383 | ▼ 192% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 121 days late
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 450 days late
2021
31-12
Financial
Weakest financial yearnet -€8,357
Net result drops to -€8,357, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Highest result since 2018net €2,586 ▲994%
Operating result €8,355, net result €2,586, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
2015
26-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1977
Ground area
2,871 m²
Building footprint
274 m²
Volume, LiDAR
1,522 m³
Parcel 11008B0049/00T000, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Optimal Group
since 19772.035.865.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008B0049/00T000 | Flanders | 2,871 m² | 1 · 274 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAKX
BE 0561.782.230
Tongeren-Borgloon · Eq €1,254
BEMANO
BE 0753.417.608
Temse · Eq €1,261
KOCAB
BE 0749.605.805
Bilzen-Hoeselt · Eq €1,263
A&G Universal
BE 1015.959.687
Antwerpen · Eq €1,238
KAT-JOL
BE 0746.603.951
Mol · Eq €1,223
Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 1,206 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-11-1976
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
35150Electricity, gas, steam and air conditioning supply
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
61100Wired, wireless and satellite telecommunications
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.