Losses
-€48,866 in two years
The 2021 and 2022 financial years closed with a loss. 2022 was the heaviest.
OPTIMAFISC
Overview
Lifetime
2 annual accounts with figures on one time axispeak -€7,425 (2021)
-€25,290▼ €17,865
lowest -€38,955 (2022)
-€38,955▼ €29,043
peak -€8,911 (2021)
-€47,866▼ €38,955
€79,136▲ 74.2%
Board1 name since 2021
1 directorLEFEBVRE Nathalie
Documentsfilings and deeds
13-11-2023105 days late
2022micro format
Gross margin from -€7,425 to -€25,290Loss of €38,955Registered office moved from Villers-la-Ville to Enines 29-11Registered office moved from Court-Saint-Etienne to Villers-l… 27-01Equity from -€8,911 to -€47,866Debts from €45,440 to €79,136
Key points
from the 2022 annual accounts, the last ones filedDebts
€79,136 253% of the balance sheet
Suppliers 26%Taxes and wages 38%Other 36%
Liquidity
0.26 was 0.78 in 2021
Short-term debts rose from €45,440 to €79,136.
No scoreTurnover not published (micro format)
Recent changes
Bankruptcy closure (insufficient assets)
Enterprise Court of Walloon Brabant · judgment of 11-06-2026 · Bankruptcy
Listed in the Peppol Directory
Bankruptcy published
Enterprise Court of Walloon Brabant · judgment of 13-02-2025 · Bankruptcy
Company renamed from OPTIMAFISC to NF &Co
Registered office moved from Orp-Jauche to Louvain La Neuve · New registered office: Place de l’université 16, 1348 Louvain La Neuve · Previous registered office: Rue de l'Eglise 26 Boîte B, 1350 Orp-Jauche · General meeting of 21-12-2023 · Gazette deed
Official details
Source: KBO- Status
- In bankruptcydeclared bankrupt on 13-02-2025
- Legal form
- Private limited company
- Activity
- “Tout prestation de consultance et de support aux industries,aux associations,aux administrations,et de manière générale…” (deed in French)From the articles, 9 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Reachable since 13-03-2026
Annual accounts 2022
- -€25,290▼ 241%
- €38,955▲ 293%
- -€47,866▼ 437%
- €31,269▼ 14.4%
- Filing
- Filed on 13-11-2023
Insights on OPTIMAFISC
On 13 February 2025 the court declared OPTIMAFISC bankrupt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2022
micro format, filed on 13-11-2023, 105 days late-€25,290
▼ €17,865
-€37,785
▼ €28,889
-€38,955
▼ €29,043
-€58,866
▼ €48,809
-153.1%
▼ 128.7 percentage points
0.26
▼ 0.52
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €31,269 on 31-12-2022What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2022 | 2021 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
31,269 | 36,528 | |
21/28 |
10,999 | 1,146 | |
22/27 |
924 | 1,021 | |
24 |
924 | 1,021 | |
28 |
10,075 | 125 | |
29/58 |
20,270 | 35,383 | |
40/41 |
14,918 | 26,529 | |
40 |
11,674 | 26,529 | |
41 |
3,244 | - | |
54/58 |
4,570 | 8,211 | |
490/1 |
783 | 643 | |
| Balance sheet: equity and liabilities | |||
10/49 |
31,269 | 36,528 | |
10/15 |
-47,866 | -8,911 | |
10/11 |
1,000 | 1,000 | |
14 |
-48,866 | -9,911 | |
17/49 |
79,136 | 45,440 | |
42/48 |
79,136 | 45,440 | |
44 |
20,910 | 14,785 | |
440/4 |
20,910 | 14,785 | |
45 |
29,987 | 23,907 | |
450/3 |
21,845 | 17,218 | |
454/9 |
8,142 | 6,689 | |
47/48 |
28,240 | 6,748 | |
| Income statement | |||
9900 |
-25,290 | -7,425 | |
630 |
654 | 255 | |
640/8 |
1,892 | 1,216 | |
66A |
9,950 | - | |
9901 |
-37,785 | -8,896 | |
65/66B |
1,169 | 1,015 | |
65 |
1,169 | 1,015 | |
9903 |
-38,955 | -9,911 | |
9904 |
-38,955 | -9,911 | |
9905 |
-38,955 | -9,911 | |
| Appropriation of the result | |||
9906 |
-48,866 | -9,911 | |
14P |
-9,911 | - | |
| Document | |||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2022 (PDF), filed on 13-11-2023.
Filings
each dot is a set of accounts, on the day it reached the National Bank2022 annual accounts filed 105 days after the deadline. Filed on 13 November 2023, deadline 31 July 2023 (7 months after the close on 31 December 2022, Companies Code art. 3:10). Source: NBB, 2023-00510592.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2022 | 2021 |
|---|---|---|---|
| -37,131 | -8,641 | ||
| -38,301 | -9,656 | ||
| 20,203 | 1,401 | ||
| -3,641 | - | ||
| -58,866 | -10,057 | ||
| -153.1% | -24.4% | ||
| 0.26 | 0.78 | ||
| -124.6% | -27.1% | ||
| -31.75 | -8.51 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2022 | 2021 |
|---|---|---|
| Tangible fixed assets | €303 | €1,276 |
| Financial fixed assets | €19,900 | €125 |
| €654 | €255 |
Source: notes to the 2021 to 2022 annual accounts (statement of fixed assets)
Insights on OPTIMAFISC
The operating result for 2022 is a loss of €37,785, larger than the loss of €8,896 in 2021.
Equity is negative. Debt (€79,136) exceeds the balance-sheet total (€31,269).
Board & ownership
Curator
1 mandateCurator, Chaussee De Bruxelles 10, 1490 Court-Saint-Etienne
from 13-02-2025 to 11-06-2026
Also on 28 other cases
Last board
1 director, no change since 2024Director (not named in the articles)
appointed by deed of 26-01-2024
term without a fixed end
earlier manager, until 26-01-2024
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 16. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”deed of 26-01-2024
Mandates through the years
1 name, the dashed line is todayLEFEBVRE Nathalie
Director (not named in the articles)
Director (not named in the articles)
BoardBankruptcy 13-02-2025
Mandates as a list
- LEFEBVRE Nathalie
- Director (not named in the articles), appointed by deed of 06-01-2021, until the bankruptcy of 13-02-2025
Control
Capital
- Contribution
- €1,000
- Shares
- 10
- Contribution per share
- €100
- Equity per share
- -€4,787 in 2022
- Source
- 2022 annual accounts
Articles of association
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-01-2024 (in French)
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 directordeed of 26-01-2024 (in French)
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 10 sharesdeed of 06-01-2021 (in French)
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement actions acquises si plusieurs, déduction faite des actions dont cession proposée”deed of 06-01-2021 (in French)
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 14:00deed of 26-01-2024 (in French)
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditordeed of 06-01-2021 (in French)
Shareholders
Stated in the deed
deed of 26-01-2024 ↗
- LEFEBVRE Nathalie all shares
At incorporation
deed of 06-01-2021 ↗
- LEFEBVRE Nathalie 10 shares (100%) · €1,000 in cash
Capital transactions
Capital over time
- 26-01-2024 Converted to available equity
- 06-01-2021 Incorporation · €1,000 · 10 shares
Network & group
No group
OPTIMAFISC has no parent and no holdings in its annual accounts. LEFEBVRE Nathalie is the only director. OPTIMAFISC shares no director with another company.
Timeline
Timeline
9 events since 2021Board
Filings
Insolvency
Address
202220242026
2026
Bankruptcy closure (insufficient assets) Enterprise Court of Walloon Brabant · judgment of 11-06-2026
Listed in the Peppol Directory
2025
Bankruptcy published Enterprise Court of Walloon Brabant · judgment of 13-02-2025
2024
Company renamed from OPTIMAFISC to NF &CoRegistered office moved from Orp-Jauche to Louvain La Neuve · New registered office: Place de l’université 16, 1348 Louvain La Neuve · Previous registered office: Rue de l'Eglise 26 Boîte B, 1350 Orp-Jauche · General meeting of 21-12-202311 points ▸
- Incorporation, 28-12-2020
- General meeting, 21-12-2023
- LEFEBVRE Nathalie holds all the shares
- Name change, NF &Co
- Purpose change, “Tout prestation de consultance et de support aux industries,aux associations,aux administrations,et de manière générale aux entreprises,dans la définition,la…” (deed in French)
- Power of attorney, Edouard-Jean NAVEZ
- Director resignation, LEFEBVRE Nathalie (manager), mentioned twice in the deed
- Director appointment, LEFEBVRE Nathalie (director (not named in the articles)), mentioned twice in the deed
- Registered-office move, Place de l’université 16, 1348 Louvain La Neuve
- 10 shares
- Director discharge, LEFEBVRE Nathalie
- The deed holds 6 more points.
2023
Annual accounts 2022 filed PDFmicro format · 105 days late
Annual accounts 2021 filed PDFmicro format · 409 days late
2022
Registered office moved from Villers-la-Ville to EninesNew registered office: Rue de l'Eglise 26 B à 1350 Enines · Previous registered office: Bois Pinchet 24, 1495 Villers La Ville · General meeting of 01-10-20222 points ▸
- General meeting, 01-10-2022
- Registered-office move, Rue de l'Eglise 26 B à 1350 Enines
Registered office moved from Court-Saint-Etienne to Villers-la-VilleNew registered office: Bois Pinchet, 24 à 1495 Villers-La-Ville · Previous registered office: Rue des Communes 5B, 1490 Court Saint Etienne · General meeting of 01-06-20212 points ▸
- General meeting, 01-06-2021
- Registered-office move, Bois Pinchet, 24 à 1495 Villers-La-Ville
2021
IncorporationFounding capital of €1,000, 10 shares · Founder: LEFEBVRE Nathalie · Appointment: LEFEBVRE Nathalie (director) · published on 06-01-20213 points ▸
- Founder, LEFEBVRE Nathalie
- Founding capital, €1,000, 10 shares
- Director appointment, LEFEBVRE Nathalie (director (not named in the articles))
- The deed holds 9 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
The deed of incorporation of OPTIMAFISC was published in the Belgian Official Gazette on 6 January 2021.1 The registered office moved to Villers-la-Ville in 2022, to Enines in 2022 and to Louvain La Neuve in 2024.234 The name was changed to NF &Co in 2024.4 LEFEBVRE Nathalie is director of the company, appointed by deed of 26-01-2024.4 The bankruptcy of the company was declared on 13 February 2025 and closed on 11 June 2026.56
Company details
Purpose, financial year and meetings according to the articles of association
Name, seat, purpose and duration
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Tout prestation de consultance et de support aux industries,aux associations,aux administrations,et de manière générale aux entreprises,dans…”
9 activities
- Tout prestation de consultance et de support aux industries,aux associations,aux administrations,et de manière générale aux entreprises,dans la définition,la création et l’exécution de leurs plans stratégiques,économiques,financiers,commerciaux,administratifs,marketing ou opérationnels ;
- La réalisation de toutes sortes d'études et d'activités à cet égard,à l'exception des conseils en investissement et des activités pour lesquelles une reconnaissance supplémentaire est requise et/ou qui sont réservées par la loi à d'autres professions ;
- La fourniture de conseils et d’assistance en matière sociale,notamment l’accomplissement des formalités y relatives tel que le calcul des salaires ;
- L’exercice de l’activité de syndic immobilier ;
- L’exercice de mandat d’administrateur ou de liquidateur dans d’autres sociétés ;
- La mise à disposition partielle du patrimoine à(aux) l’administrateur(s).
- Toutes activités relatives au transport de marchandises et à la location de matériel roulant ;
- L'achat,la vente,l'échange,la prise en location et en sous-location,ainsi que la cession en location et en sous-location,le tout avec ou sans option d'achat,la construction,la transformation,la mise en valeur,l’aménagement,l’exploitation,la gestion,l’entretien,le lotissement,la division horizontale et la mise en copropriété forcée,le leasing,la prospection,la promotion sous toutes ses formes d’immeubles et droits réels immobiliers (au sens large : maisons,appartements,bureaux,séniories,magasins,fonds de commerce,terrains,terres et domaines),ainsi que toutes opérations de financement liée.
- La conception,le développement,l’achat,la vente,la location,la concession de tout droit intellectuel,tel que,mais sans s'y limiter,des marques,dessins,logos,brevets,savoir-faire,expertises ou tous autres actifs immatériels fixes en vue de faciliter l’exécution de son objet.
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
General meeting and financial year
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June at 14:00
Articles of association, deed of 26-01-2024 (in French)
Inactive
Inactive since June 2026
OPTIMAFISC has not been in the KBO register since 18 June 2026.
- Status
- Inactiveout of the register since 18 June 2026
- Reason
- Bankruptcy opened
- Last annual accounts
- financial year to 31 December 2022
- Last registered office
- Rue De L'eglise 26B, 1350 Eninesas published on 26 January 2024
- Legal form
- Private limited company
- Active since
- 4 January 2021