Turnover
≈ €45,000 estimated
The micro format states no turnover.
OPTIMA RETAIL SOLUTION
Overview
Lifetime
2 annual accounts with figures on one time axispeak €11,718 (2025)
€9,703▼ 17.2%
peak €8,984 (2025)
€5,904▼ 34.3%
peak €16,555 (2026)
€16,555▲ 55.4%
€4,599▼ 10.1%
Board2 names since 2024
2 directors and 1 other
Documentsfilings and deeds
01-10-202630 days before the deadline
2026micro format
Gross margin from €11,718 to €9,703Result from €8,984 to €5,904Equity from €10,651 to €16,555Investments €3,931
Key points
from the 2026 annual accountsInvestments
€3,931 3.4 × depreciation
Green is investment, beige is depreciation.
Position in the sector
€16,555
Less equity than 82% of companies in head offices and management consultancy. Sector median €97,319 · 1,697 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 11,278 companies had the same profile as OPTIMA RETAIL SOLUTION has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,278 companies, not a prediction for OPTIMA RETAIL SOLUTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017244047
Incorporation
Founding capital of €2,500, 250 shares · Founder: · Appointments: (director) and (director) · published on 13-12-2024 · Gazette deed
First establishment
Rue Mahia 3, Héron
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPTIMA RETAIL SOLUTION Héron | €21,154 | €9,703 | 78.3% | - |
| POTENTIELS Chaudfontaine | €23,181 | €9,028 | 5.3% | - |
| Adé Spirit Mons | €21,478 | €9,974 | 46.7% | - |
| Just-M Brasschaat | €21,118 | €10,459 | 32.7% | - |
| FDACE Waterloo | €19,795 | €9,116 | 90.8% | - |
| OSG Consult Lasne | €20,521 | €10,552 | 35.7% | - |
| HV-ACEL Modeling Tervuren | €20,467 | €9,017 | 41.8% | - |
These companies have the same main activity as OPTIMA RETAIL SOLUTION: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €19,800 and €23,200, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 11-12-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.374.048.2744217 Héron, since 11-12-2024
- Financial year end
- 31 March
- Peppol
- Reachable since 10-07-2025
Annual accounts to 31-03-2026
- €9,703▼ 17.2%
- €5,904▼ 34.3%
- €16,555▲ 55.4%
- €21,154▲ 34.1%
- Filing
- Filed on 01-10-2026, 30 days before the end of the filing period
Insights on OPTIMA RETAIL SOLUTION
OPTIMA RETAIL SOLUTION has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €16,555 and a net result of €5,904.
Its solvency ranks better than 70% of 1,697 sector peers (NACE 70, financial year 2026).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 01-10-2026, 30 days before the deadline€9,703
▼ 17.2%
€8,135
▼ 27.4%
€5,904
▼ 34.3%
€11,588
▲ 37.2%
78.3%
▲ 10.7 percentage points
3.52
▲ 0.87
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €45,000. Estimated: probably between €21,000 and €90,000.
Balance sheet
balance sheet total €21,154 on 31-03-2026What the company ownsHow it is paid for
in euro
in euro
Position in the sector
78.3%
Higher than 63% of 41,211 companies in 2025.
3.52
Higher than 59% of 39,782 companies in 2025.
27.9%
Higher than 90% of 40,303 companies in 2025.
OPTIMA RETAIL SOLUTION
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
21,154 | 15,769 | |
21/28 |
4,967 | 2,203 | |
22/27 |
4,967 | 2,203 | |
24 |
4,967 | 2,203 | |
29/58 |
16,187 | 13,566 | |
40/41 |
13,905 | 11,435 | |
40 |
13,296 | 11,435 | |
41 |
609 | - | |
54/58 |
2,282 | 2,131 | |
| Balance sheet: equity and liabilities | |||
10/49 |
21,154 | 15,769 | |
10/15 |
16,555 | 10,651 | |
10/11 |
2,500 | 2,500 | |
14 |
14,055 | 8,151 | |
17/49 |
4,599 | 5,118 | |
42/48 |
4,599 | 5,118 | |
44 |
1,360 | - | |
440/4 |
1,360 | - | |
45 |
2,182 | 4,285 | |
450/3 |
2,182 | 4,285 | |
47/48 |
1,057 | 833 | |
| Income statement | |||
9900 |
9,703 | 11,718 | |
630 |
1,168 | 118 | |
640/8 |
400 | 387 | |
9901 |
8,135 | 11,213 | |
65/66B |
49 | 4 | |
65 |
49 | 4 | |
9903 |
8,086 | 11,208 | |
67/77 |
2,182 | 2,225 | |
9904 |
5,904 | 8,984 | |
9905 |
5,904 | 8,984 | |
| Appropriation of the result | |||
9906 |
14,055 | 8,984 | |
14P |
8,151 | - | |
694/7 |
- | 833 | |
694 |
- | 833 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 01-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| 9,303 | 11,331 | ||
| 7,072 | 9,102 | ||
| 3,931 | 2,322 | ||
| 151 | - | ||
| 11,588 | 8,447 | ||
| 78.3% | 67.5% | ||
| 3.52 | 2.65 | ||
| 0.28 | 0.48 | ||
| 35.7% | 84.3% | ||
| 27.9% | 57.0% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2026 | 31-03-2025 |
|---|---|---|
| Tangible fixed assets | €3,931 | €2,322 |
| €1,168 | €118 |
Source: notes to the 2025 to 2026 annual accounts (statement of fixed assets)
Insights on OPTIMA RETAIL SOLUTION
The operating result for 2026 is 27% lower than in 2025.
Debt's share of the balance-sheet total falls from 32.5% to 21.7%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 13-12-2024
Mandates through the years
2 names, the dashed line is todayDirector
Director
Board
Mandates as a list
-
- Director, appointed by deed of 13-12-2024, still in office
-
- Director, appointed by deed of 13-12-2024, still in office
Control
Founder
This company
OPTIMA RETAIL SOLUTION
Equity €16,555
Profit €5,904 in 2026
Capital
- Contribution
- €2,500
- Shares
- 250
- Contribution per share
- €10
- Equity per share
- €66.22 in 2026
- Source
- deed of 13-12-2024
Articles of association
deed of 13-12-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Mêmes formalités si non actionnaires de plein droit, commun accord, à défaut Président du Tribunal de l'Entreprise du siège statuant comme…”
Shareholders
At incorporation
deed of 13-12-2024 ↗
- 250 shares (100%) · €2,500 in cash
Network & group
No group
OPTIMA RETAIL SOLUTION has no parent and no holdings in its annual accounts. OPTIMA RETAIL SOLUTION shares no director with another company.
At the same address
Rue Mahia 3, 4217 Héron · 1 other company| DCO CONSULTING
registered office since 29-06-2020 · founded in 2020 |
total assets €141,553 (2025) 0749.493.858 |
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2027 accounts: 31-10-2027
2026
Annual accounts 2026 filed NBBmicro format · 30 days before the deadline
2025
Annual accounts 2025 filed NBBmicro format · 23 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017244047
2024
IncorporationFounding capital of €2,500, 250 shares · Founder: · Appointments: (director) and (director) · published on 13-12-20247 points ▸
- Founding capital, €2,500, 250 shares
- 250 shares
- Board rule, 1
- Director appointment,
- Director appointment,
- Registered office clause, (Héron) Rue Mahia 3B, 4217 Warêt-l’Evêque
- Founder,
- The deed holds 10 more points.
First establishment Rue Mahia 3, Héron
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1017.244.047
- VAT number
- BE 1017.244.047
- Peppol ID
- 0208:1017244047
- Other Peppol ID
- 9925:BE1017244047
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 11-12-2024
- Financial year
- ends on 31 March
- Peppol
- Reachable since 10-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- OPTIMA RETAIL SOLUTION in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-12-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 13-12-2024 (in French)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
56210
Event catering
Codes under NACEBEL 2008
70220
Business consulting main activity
10130
Manufacture of food products
10890
Manufacture of food products
56210
Catering
68100
Real estate activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’implémentation d’un suivi managérial visant à assurer la coordination,le suivi et le contrôle du point de vente et particulièrement les…”deed of 13-12-2024 (in French)
7 activities
- L’implémentation d’un suivi managérial visant à assurer la coordination,le suivi et le contrôle du point de vente et particulièrement les rayons boucherie,traiteur,poissonnerie et fromage coupe
- L’amélioration et l’efficience des méthodes de travail,des procédures,des outils de gestion administrative de ces rayons
- L’amélioration de la productivité,du chiffre d'affaires,la marge de ces rayons,tout en s'efforçant de réduire les coûts de fonctionnement
- Toutes activités de traiteurs,de transformation et de revalorisation de produits alimentaire
- Toutes activités de boucherie,charcuterie
- Toutes activités de management
- Toutes activités de soutien en entreprise
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Mahia 3 registered office 4217 Héron 10130 Manufacture of food products | 11-12-2024 | 2.374.048.274 |
Buildings and parcels at the address
- Ground area
- 950 m²
- Buildings
- 85 m²
- Volume, LiDAR
- 529 m³
- Tallest building
- 7.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 61073A0172/00F000 | 950 m² | 1 · 85 m² | 7.5 m · 2 |