Optima Networks
ActiveOptima Networks has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €21k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+78
Solvency27▲+7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.05 in 2024), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
3.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 7921 sector peers (2025).
NBB · sector comparisonPosition among 7921 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
27 d late
2022
29 d late
2021
1 d late
2020
31 d late
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€123k▲ 20.8%
2024 · €102k
2018: €45k
2019: €54k
2020: €97k
2021: €19k
2022: €43k
2023: €100k
2024: €102k
2018 → 2025
Total assets
€632k▼ 24.6%
2024 · €838k
2018: €1.11M
2019: €1.06M
2020: €1.01M
2021: €794k
2022: €717k
2023: €888k
2024: €838k
2018 → 2025
Net result
€21k▲ 1,203%
2024 · €2k
2018: €34k
2019: €9k
2020: €42k
2021: €-78k
2022: €24k
2023: €58k
2024: €2k
2018 → 2025
Working capital
€66k▲ 79.5%
2024 · €37k
2018: €78k
2019: €12k
2020: €55k
2021: €-20k
2022: €681
2023: €20k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€43k▲ 131%€100k▲ 135%€102k▲ 1.6%€123k▲ 20.8%
Operating result€-80k-€29k€85k▲ 194%€11k▼ 87.0%€40k▲ 261%
Net result€-78k-€24k€58k▲ 137%€2k▼ 97.2%€21k▲ 1,203%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 261% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €632k
Fixed assets
€58k▼ 12.0%
Current assets
€574k▼ 25.6%
Equity and liabilities €632k
Equity
€123k▲ 20.8%
Debt
€509k▼ 30.9%
The debt ratio falls from 87.8% to 80.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€54k▲
2024 · €28k
Cash flow
€35k▲
2024 · €19k
Solvency
19.5%▲
2024 · 12.2%
Current ratio
1.13▲
2024 · 1.05
Quick ratio
0.40▼
2024 · 0.51
Debt / equity
4.13▼
2024 · 7.21
ROE
17.2%▲
2024 · 1.6%
ROA
3.4%▲
2024 · 0.2%
Interest coverage
2.78▲
2024 · 2.34
Debt
€509k▼
2024 · €736k
Debt ≤ 1 year
€509k▼
2024 · €736k
Income taxes
€10k▲
2024 · €2k
Staff costs
€298k▲
2024 · €238k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€838k€632k▼
Fixed assets21/28€66k€58k▼
Tangible fixed assets22/27€65k€57k▼
Plant, machinery and equipment23€54k€43k▼
Furniture and vehicles24€2k€725▼
Other tangible fixed assets26€9k€13k▲
Financial fixed assets28€746€746=
Current assets29/58€773k€574k▼
Stocks and contracts in progress3€400k€372k▼
Stocks30/36€400k€372k▼
Amounts receivable within one year40/41€316k€167k▼
Trade receivables40€272k€122k▼
Other amounts receivable41€43k€45k▲
Cash at bank and in hand54/58€57k€36k▼
Equity and liabilities
Total equity and liabilities10/49€838k€632k▼
Equity10/15€102k€123k▲
Contributions10/11€60k€60k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€36k€57k▲
Amounts payable17/49€736k€509k▼
Amounts payable within one year42/48€736k€509k▼
Financial debts43€270k€251k▼
Credit institutions430/8€270k€251k▼
Trade debts44€203k€80k▼
Suppliers440/4€203k€80k▼
Taxes, remuneration and social security45€85k€86k▲
Taxes450/3€36k€27k▼
Remuneration and social security454/9€49k€59k▲
Other amounts payable47/48€178k€92k▼
Income statement
Code20242025
Remuneration, social security and pensions62€238k€298k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€14k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€2k€4k▲
Gross operating margin9900€268k€357k▲
Operating profit (loss)9901€11k€40k▲
Financial income75/76B€4k€10k▲
Recurring financial income75€4k€10k▲
Financial charges65/66B€12k€19k▲
Recurring financial charges65€12k€19k▲
Profit (loss) for the period before taxes9903€3k€31k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€2k€21k▲
Profit (loss) for the period to be appropriated9905€2k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€57k▲
Profit (loss) brought forward from the previous period14P€34k€36k▲
Social balance
Average headcount (FTE)90875.45.4=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Highest result since 2018net €58k ▲137%
Operating result €85k, net result €58k, both a record.
31-12
Financial
Equity above €100kEq €100k ▲135%
2 profitable years in a row build equity to €100k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
31-12
Financial
Weakest financial yearnet €-78k ▼285%
Net result drops to €-78k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drabstraat 2542640 MortselGround area
270 m²
Building footprint
88 m²
Volume, LiDAR
502 m³
Parcel 11512B0176/00K002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Optima Networks
since 20012.157.123.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11512B0176/00K002 | Flanders | 270 m² | 1 · 88 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 559 EUR awarded · 559 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 559 EUR | 559 EUR |
Schemes
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
1 live approval · 1 endedDatacommunicatie- en netwerkinstallaties duaal (so)
Similar companies · same sector, comparable size
UNIPAGE
BE 0812.082.119
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OPTIMUM SOFT
BE 0439.068.124
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TRIPLE S
BE 0866.741.223
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INDION
BE 0460.309.936
Geel · Eq €122k
MANTEC
BE 0460.413.765
Namur · Eq €124k
Of 2,119 companies in sector 46500 we hold annual accounts for 1,399. 1,044 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-1999
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
46900Non-specialised wholesale trade
51840
51900
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.