OPTIMA MANAGEMENT
ActiveSummary
OPTIMA MANAGEMENT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €29k. Its solvency ranks better than 28% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-27
Solvency48▼-30
Growth78
Track record82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 2.19 in 2024; short-term debt: 14.8% and cash: 26.4% of total assets), but 77.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.8%
Return on assets
14.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 169%
2024 · €17k
Total assets
€200k▲ 523%
2024 · €32k
Net result
€29k▲ 92.2%
2024 · €15k
Working capital
€35k▲ 97.3%
2024 · €17k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€19k-€39k▲ 109%
Net result€15k-€29k▲ 92.2%
Equity€17k-€46k▲ 169%
Total assets€32k-€200k▲ 523%
Debt€15k-€155k▲ 914%
Working capital€17k-€35k▲ 97.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 109% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€136k
Current assets
€64k
Equity and liabilities €200k
Equity
€46k ▲ 169%
Debt
€155k ▲ 914%
Debt's share of the balance-sheet total rises from 47.4% to 77.2%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.17▼
2024 · 2.19
Debt to equity
3.39▲
2024 · 0.90
ROE
62.9%▼
2024 · 88.2%
ROA
14.3%▼
2024 · 46.4%
Debt ≤ 1 year
€30k▲
2024 · €15k
Debt > 1 year
€125k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €930 | €4k | ▲ 370% |
| Gross operating margin9900 | €20k | €43k | ▲ 121% |
| Operating profit (loss)9901 | €19k | €39k | ▲ 109% |
| Financial charges65/66B | - | €3k | - |
| Recurring financial charges65 | - | €3k | - |
| Profit (loss) for the period before taxes9903 | €19k | €36k | ▲ 92.5% |
| Income taxes67/77 | €4k | €7k | ▲ 94.0% |
| Profit (loss) for the period9904 | €15k | €29k | ▲ 92.2% |
| Profit (loss) for the period to be appropriated9905 | €15k | €29k | ▲ 92.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €32k | €200k | ▲ 523% |
| Fixed assets21/28 | - | €136k | - |
| Tangible fixed assets22/27 | - | €136k | - |
| Other tangible fixed assets26 | - | €136k | - |
| Current assets29/58 | €32k | €64k | ▲ 99.2% |
| Amounts receivable within one year40/41 | €11k | €11k | ▲ 3.0% |
| Trade receivables40 | €11k | €11k | ▲ 3.0% |
| Cash at bank and in hand54/58 | €21k | €53k | ▲ 148% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €32k | €200k | ▲ 523% |
| Equity10/15 | €17k | €46k | ▲ 169% |
| Contributions10/11 | €2k | €2k | = |
| Reserves13 | €15k | €44k | ▲ 192% |
| Distributable reserves133 | €15k | €44k | ▲ 192% |
| Amounts payable17/49 | €15k | €155k | ▲ 914% |
| Amounts payable after more than one year17 | - | €125k | - |
| Financial debts170/4 | - | €125k | - |
| Amounts payable within one year42/48 | €15k | €30k | ▲ 102% |
| Current portion of amounts payable after more than one year42 | - | €7k | - |
| Taxes, remuneration and social security45 | €15k | €22k | ▲ 52.1% |
| Taxes450/3 | €13k | €20k | ▲ 60.9% |
| Remuneration and social security454/9 | €2k | €2k | = |
| Other amounts payable47/48 | €14 | €108 | ▲ 672% |
| Accrued charges and deferred income492/3 | €558 | €565 | ▲ 1.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €29k | ▲ 92.2% |
| Operating cash flow (approximation) | €15k | €29k | ▲ 92.2% |
| Change in cash | - | €32k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2024
Ground area
1,062 m²
Building footprint
167 m²
Volume, LiDAR
1,006 m³
Parcel 13302G0442/00A000, Flanders · tallest building 11.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
OPTIMA MANAGEMENT
since 20242.361.852.010
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302G0442/00A000 | Flanders | 1,062 m² | 1 · 167 m² | 11.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PRODUCTION PRINTING PARTNERS
BE 0462.298.634
Blégny · Eq €45,611
H2SO4.PM
BE 0504.867.875
Hasselt · Eq €45,609
ANAÏS HELMAN
BE 1011.092.069
Waterloo · Eq €45,646
VHP SERVICES
BE 0884.162.324
Kortrijk · Eq €45,678
Eurofins NSC Belgium
BE 0822.018.283
Brugge · Eq €45,551
Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 6,842 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.