Financials
- Fiscal year
- 2024
- Total assets
- €84,115
- Profit
- €5,637
- Solvency
- 95.0%
Total assets▲ 4.0%
Net result
20192024
OPTIMA CURA
ActiveSummary
The computed 12-month bankruptcy probability of OPTIMA CURA is 5.5% (elevated). The 2024 annual accounts show equity of €79,885 and a net result of €5,637. Equity is growing by ~3.2% per year across the filed fiscal years. The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Overview
Activity
Activity not known1 site
Size
€84,115total assets 2024
- Equity
- €79,885
- Profit
- €5,637
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 3 deeds read
Why 40- Figures for FY 2024 (filed 30-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 91 days late; 2 of the last 3 late- 2 ex-officio strike-offs in the KBO- No main activity registeredShow the evidence
Checked score
Score 2024
40
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 70% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100=
equity 95.0% of total assets
Liquidity
100=
cash 46.2%
Profitability
54+42
return on assets 6.7%
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 2.7%
10-2025: 5.2%▲ +89.7% vs 09-2025
11-2025: 2.3%▼ -55.0% vs 10-2025
12-2025: 2.3%● 0.0% vs 11-2025
01-2026: 2.0%▼ -13.0% vs 12-2025
02-2026: 2.0%● 0.0% vs 01-2026
03-2026: 2.0%▼ -0.5% vs 02-2026lowest value
04-2026: 2.2%▲ +9.7% vs 03-2026
05-2026: 2.1%▼ -4.9% vs 04-2026
06-2026: 2.1%▲ +0.3% vs 05-2026
07-2026: 2.1%▼ -3.1% vs 06-2026
08-2026: 3.0%▲ +48.1% vs 07-2026
09-2026: 3.4%▲ +13.4% vs 08-2026
10-2026: 5.5%▲ +58.4% vs 09-2026highest value
- Figures for FY 2024 (filed 30-10-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 91 days late; 2 of the last 3 late raises the probability
- 2 ex-officio strike-offs in the KBO raises the probability
- No main activity registered raises the probability
Credit up to €3,000 at 30 days only on tighter terms
cash: 46.2% of total assets, and 5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 95%, profitability 38%, growth against the median 64%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
122 d early
2022
211 d late
2021
11 d early
2019
40 d late
2018
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 39 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
UBO non-complianceAddress struck
- Annual accounts filedfiscal year 2024 · micro…
- UBO non-complianceevent 31-03-2025
- Back to profitnet €5,637
Key points
By topic
Timeline
- Events
- 11
- Since
- 2019
- 30-10-2025Annual accounts filed
- 11-04-2025UBO non-compliance
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 05-12-2016
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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