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OPTIMA BUSINESS SOLUTIONS

Active
Private limited companyfounded 2004active for 22 yearsCarembergstraat(P.E.) 36, 7850 Enghien, BelgiumKBO/BCE: BE 0866.557.319
Summary

OPTIMA BUSINESS SOLUTIONS has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,213 and a net result of -€13,344. Equity is shrinking by about 4.6% per year across the filed financial years. Its solvency ranks better than 34% of 21,099 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
OPTIMA BUSINESS SOLUTIONSActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Other information technology and computer services
NACE 62900Other education NACE 85599
10th oldest company in Enghien, Telecoms and IT sector1 site
Size
≈ €120,000turnover 2025, estimated
Staff
1 FTE
Equity
€56,213
Loss
-€13,344
Turnover estimated from the gross margin
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 9 days early3 deeds in the Belgian Official Gazette
Why 91raises riskLoss of €13,344, the second in a row (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.54, cash €41,504Size: total assets €137,035Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 26% of its sector peers (NACE 62, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 66-34
equity 41.0% of total assets
Liquidity 57-35
short-term debt 59.0% · cash 30.3%
Profitability 13-1
return on assets -9.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,895 companies, NACE 62, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.54, compared with 4.53 in 2024, above the usual 1.5; short-term debt: 59% and cash: 30.3% of total assets), but 59% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 36% on solvency, 40% on liquidity, 13% on profitability and 16% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €13,344, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.54, cash €41,504
NBB · annual accounts
lowers risk · Size: total assets €137,035
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13,344
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
119 days early
2023
125 days early
2022
126 days early
2021
39 days early
2020
64 days early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 75 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 April (4 of the last 5 filed years within 80 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€13,344
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€13,344 View
  • Caution: Among the weakest 9% on net resultsector median €28,652 · 21,105 companies -€13,344 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€137,035
Loss
-€13,344
Solvency
41.0%
Total assets▲ 14.2%
Net result
20182025
Go to Financials

Timeline

Events
23
Since
2006
Next accounts
by 31-07-2027
  1. 28-03-2024Annual accounts filed
  2. 27-03-2023Annual accounts filed
  3. 31-12-2022Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other information technology and computer servicesNACE 62900
Founded
28-07-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about OPTIMA BUSINESS SOLUTIONS

What is the company number of OPTIMA BUSINESS SOLUTIONS?
0866.557.319. In Belgium the VAT number is the company number with BE in front: BE 0866.557.319.
Where is OPTIMA BUSINESS SOLUTIONS based?
The registered office is at Carembergstraat(P.E.) 36, 7850 Enghien.Company details
What does OPTIMA BUSINESS SOLUTIONS do?
According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
What is the legal form of OPTIMA BUSINESS SOLUTIONS?
Private limited company (BV).
When was OPTIMA BUSINESS SOLUTIONS founded?
On 28-07-2004.
Is OPTIMA BUSINESS SOLUTIONS still active?
Yes, OPTIMA BUSINESS SOLUTIONS is an active enterprise in the KBO register.
How many employees does OPTIMA BUSINESS SOLUTIONS have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of OPTIMA BUSINESS SOLUTIONS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is OPTIMA BUSINESS SOLUTIONS profitable?
In financial year 2025, OPTIMA BUSINESS SOLUTIONS made a loss of €13,344.
Where can I find the annual accounts of OPTIMA BUSINESS SOLUTIONS?
OPTIMA BUSINESS SOLUTIONS filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OPTIMA BUSINESS SOLUTIONS due?
By 31-07-2027, for financial year 2026.Timeline

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