OPTIMA
ActiveSummary
OPTIMA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €896,031 and a net result of -€3,460. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 38% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69=
Solvency71▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.08 in 2024; short-term debt: 52.2% and cash: 0.3% of total assets), and 54.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
-0.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
36 d early
2023
4 d early
2022
5 d early
2021
2 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#1 company by total assets in Kampenhout, Telecoms and IT sector#2 company by equity in Kampenhout, Telecoms and IT sector#9 oldest company in Kampenhout, Telecoms and IT sector
Equity
€896,031▼ 0.4%
2024 · €899,491
Total assets
€2.0m▼ 4.6%
2024 · €2.0m
Net result
-€3,460
2024 · €4,584
Working capital
-€905,027▲ 3.0%
2024 · -€933,084
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€42,009▼ 25.4%€17,628▼ 58.0%€12,089▼ 31.4%€16,111▲ 33.3%€4,157▼ 74.2%
Net result€18,484▲ 12.7%€6,274▼ 66.1%€1,492▼ 76.2%€4,584▲ 207%-€3,460
Equity€887,140▲ 2.1%€893,414▲ 0.7%€894,906▲ 0.2%€899,491▲ 0.5%€896,031▼ 0.4%
Total assets€2.5m▼ 2.8%€2.3m▼ 9.0%€2.2m▼ 4.3%€2.0m▼ 6.3%€2.0m▼ 4.6%
Debt€1.6m▼ 5.0%€1.4m▼ 14.6%€1.3m▼ 6.4%€1.1m▼ 11.1%€1.1m▼ 6.9%
Working capital-€1.0m▲ 5.1%-€889,344▲ 11.3%-€917,105▼ 3.1%-€933,084▼ 1.7%-€905,027▲ 3.0%
Staff (FTE)1=1=1=1=1=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets
€1.8m ▼ 6.4%
Current assets
€114,322 ▲ 40.1%
Equity and liabilities €2.0m
Equity
€896,031 ▼ 0.4%
Provisions
€0 ▼ 100%
Debt
€1.1m ▼ 6.9%
Debt's share of the balance-sheet total falls from 55.5% to 54.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€132,972▼
2024 · €144,433
Cash flow
€125,355▼
2024 · €132,906
Current ratio
0.11▲
2024 · 0.08
Debt to equity
1.18▼
2024 · 1.26
ROE
-0.4%▼
2024 · 0.5%
ROA
-0.2%▼
2024 · 0.2%
Interest coverage
31.73▲
2024 · 24.60
Debt ≤ 1 year
€1.0m▲
2024 · €1.0m
Debt > 1 year
€37,300▼
2024 · €116,176
Income taxes
€4,070▼
2024 · €5,663
Staff costs
€92,600▲
2024 · €85,223
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,529 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €56,888 | €58,386 | €52,654 | €85,223 | €92,600 | ▲ 8.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €131,502 | €151,223 | €122,063 | €128,322 | €128,815 | ▲ 0.4% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€5,833 | - | -€13,744 | - | -€11,831 | - |
| Other operating charges640/8 | €26,978 | €28,024 | €31,030 | €32,344 | €33,110 | ▲ 2.4% |
| Gross operating margin9900 | €251,545 | €255,261 | €204,092 | €261,999 | €246,851 | ▼ 5.8% |
| Operating profit (loss)9901 | €42,009 | €17,628 | €12,089 | €16,111 | €4,157 | ▼ 74.2% |
| Financial income75/76B | €578 | €401 | €81 | €7 | €644 | ▲ 8,993% |
| Recurring financial income75 | €578 | €401 | €81 | €7 | €644 | ▲ 8,993% |
| Financial charges65/66B | €13,179 | €7,014 | €4,600 | €5,871 | €4,191 | ▼ 28.6% |
| Recurring financial charges65 | €13,179 | €7,014 | €4,600 | €5,871 | €4,191 | ▼ 28.6% |
| Profit (loss) for the period before taxes9903 | €29,408 | €11,016 | €7,570 | €10,247 | €611 | ▼ 94.0% |
| Income taxes67/77 | €10,924 | €4,741 | €6,078 | €5,663 | €4,070 | ▼ 28.1% |
| Profit (loss) for the period9904 | €18,484 | €6,274 | €1,492 | €4,584 | -€3,460 | ▼ 175% |
| Transfer from tax-exempt reserves789 | €5,000 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €23,484 | €6,274 | €1,492 | €4,584 | -€3,460 | ▼ 175% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.5m | €2.3m | €2.2m | €2.0m | €2.0m | ▼ 4.6% |
| Fixed assets21/28 | €2.3m | €2.2m | €2.1m | €2.0m | €1.8m | ▼ 6.4% |
| Tangible fixed assets22/27 | €2.3m | €2.2m | €2.1m | €2.0m | €1.8m | ▼ 6.4% |
| Land and buildings22 | €2.1m | €2.1m | €2.0m | €1.9m | €1.8m | ▼ 4.7% |
| Plant, machinery and equipment23 | €998 | €720 | €441 | €163 | €1,260 | ▲ 675% |
| Furniture and vehicles24 | €28,655 | €22,126 | €15,596 | €15,145 | €8,766 | ▼ 42.1% |
| Leasing and similar rights25 | €123,297 | €96,012 | €68,727 | €67,318 | €34,511 | ▼ 48.7% |
| Financial fixed assets28 | €1,443 | €1,443 | €1,524 | €1,524 | €1,524 | = |
| Current assets29/58 | €238,120 | €108,803 | €129,442 | €81,588 | €114,322 | ▲ 40.1% |
| Amounts receivable after more than one year29 | €126,982 | - | - | - | - | - |
| Other amounts receivable291 | €126,982 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €63,205 | €89,574 | €108,607 | €63,616 | €102,850 | ▲ 61.7% |
| Trade receivables40 | €63,205 | €89,574 | €108,607 | €63,616 | €102,850 | ▲ 61.7% |
| Cash at bank and in hand54/58 | €31,227 | €13,959 | €14,463 | €12,897 | €6,419 | ▼ 50.2% |
| Deferred charges and accrued income490/1 | €16,706 | €5,270 | €6,372 | €5,076 | €5,053 | ▼ 0.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.5m | €2.3m | €2.2m | €2.0m | €2.0m | ▼ 4.6% |
| Equity10/15 | €887,140 | €893,414 | €894,906 | €899,491 | €896,031 | ▼ 0.4% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €825,640 | €831,914 | €833,406 | €837,991 | €834,531 | ▼ 0.4% |
| Non-distributable reserves130/1 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Legal reserve130 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Distributable reserves133 | €819,490 | €825,764 | €827,256 | €831,841 | €828,381 | ▼ 0.4% |
| Provisions and deferred taxes16 | €25,576 | €25,576 | €11,831 | €11,831 | €0 | ▼ 100% |
| Provisions for liabilities and charges160/5 | €25,576 | €25,576 | €11,831 | €11,831 | €0 | ▼ 100% |
| Major repairs and maintenance162 | €25,576 | €25,576 | €11,831 | €11,831 | €0 | ▼ 100% |
| Amounts payable17/49 | €1.6m | €1.4m | €1.3m | €1.1m | €1.1m | ▼ 6.9% |
| Amounts payable after more than one year17 | €228,487 | €272,705 | €181,933 | €116,176 | €37,300 | ▼ 67.9% |
| Financial debts170/4 | €225,393 | €269,611 | €178,839 | €113,082 | €34,206 | ▼ 69.8% |
| Other amounts payable178/9 | €3,094 | €3,094 | €3,094 | €3,094 | €3,094 | = |
| Amounts payable within one year42/48 | €1.2m | €998,147 | €1.0m | €1.0m | €1.0m | ▲ 0.5% |
| Current portion of amounts payable after more than one year42 | €60,552 | €89,960 | €90,150 | €91,282 | €78,876 | ▼ 13.6% |
| Financial debts43 | €170,000 | - | - | - | - | - |
| Credit institutions430/8 | €170,000 | - | - | - | - | - |
| Trade debts44 | €377,958 | €255,845 | €252,314 | €267,646 | €264,173 | ▼ 1.3% |
| Suppliers440/4 | €377,958 | €255,845 | €252,314 | €267,646 | €264,173 | ▼ 1.3% |
| Advances received on contracts in progress46 | €99,688 | €47,589 | €88,922 | €12,133 | €12,133 | = |
| Taxes, remuneration and social security45 | €14,611 | €37,897 | €17,098 | €21,673 | €21,288 | ▼ 1.8% |
| Taxes450/3 | €5,610 | €25,265 | €9,150 | €9,929 | €8,064 | ▼ 18.8% |
| Remuneration and social security454/9 | €9,001 | €12,632 | €7,949 | €11,744 | €13,225 | ▲ 12.6% |
| Other amounts payable47/48 | €518,356 | €566,856 | €598,064 | €621,938 | €642,878 | ▲ 3.4% |
| Accrued charges and deferred income492/3 | €126,336 | €91,995 | €47,767 | €3,768 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,484 | €6,274 | €1,492 | €4,584 | -€3,460 | ▼ 175% |
| + Depreciation and write-downs630 | €131,502 | €151,223 | €122,063 | €128,322 | €128,815 | ▲ 0.4% |
| Operating cash flow (approximation) | €149,986 | €157,497 | €123,555 | €132,906 | €125,355 | ▼ 5.7% |
| Investment in fixed assets (approximation) | - | -€53,673 | -€2,572 | -€39,129 | -€2,823 | ▲ 92.8% |
| Change in cash | - | -€17,268 | €504 | -€1,567 | -€6,478 | ▼ 313% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet -€3,460
Net result drops to -€3,460, the lowest in the series.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €18,484 ▲12.7%
Net result €18,484, the highest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2004
Ground area
2,815 m²
Building footprint
909 m²
Volume, LiDAR
5,425 m³
Parcel 23038C0285/00L000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
OPTIMA
since 20042.143.680.303
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038C0285/00L000 | Flanders | 2,814 m² | 1 · 909 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 endedAssistent-hoefsmid (so)
Hoefsmid (so)
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 9,111 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded25-11-2004
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46450Wholesale of perfume and cosmetics
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.