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OPTIM LOGISTIC

Active
Private limited companyfounded 20214 yrs activeChaussée de la Blanche(BL) 17, 7522 Tournai, BelgiumKBO/BCE: BE 0779.287.508
Summary

The computed 12-month bankruptcy probability of OPTIM LOGISTIC is 3.9% (moderate). The 2025 annual accounts show equity of €50,071 and a net result of -€2,197. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 21% of 4709 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability68▼-4
Solvency33▼-14
Growth78=
Track record94
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.39 against 0.83 in 2024; short-term debt: 43.2% and cash: 4.4% of total assets), and 92.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
7.8%
Return on assets
-0.3%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4709 sector peers (2025).
NBB · sector comparison
Position among 4709 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
4 d early
2024
28 d early
2023
26 d early
2022
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 4 January (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OPTIM LOGISTIC was incorporated on 23 December 2021 as a Private limited company.1 Total assets rose from EUR 8,720 in 2022 to EUR 641,287 in 2025 and headcount from 0.6 full-time equivalents in 2023 to 1.8 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022, 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€50,071▼ 4.2%
2024 · €52,268
Total assets
€641,287▲ 175%
2024 · €233,261
Net result
-€2,197
2024 · €6,814
Working capital
-€169,975▼ 884%
2024 · -€17,267
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€1,999-€48,469€16,107▼ 66.8%€11,823▼ 26.6%
Net result-€2,257below the sector's middle half-€41,712above the sector's middle half€6,814within the sector's middle half▼ 83.7%-€2,197within the sector's middle half
Equity€7,743below the sector's middle half-€45,454within the sector's middle half▲ 487%€52,268within the sector's middle half▲ 15.0%€50,071within the sector's middle half▼ 4.2%
Total assets€8,720below the sector's middle half-€256,167within the sector's middle half▲ 2,838%€233,261within the sector's middle half▼ 8.9%€641,287above the sector's middle half▲ 175%
Debt€977-€210,713▲ 21,468%€180,993▼ 14.1%€591,216▲ 227%
Working capital€7,743within the sector's middle half--€25,820below the sector's middle half-€17,267below the sector's middle half▲ 33.1%-€169,975below the sector's middle half▼ 884%
Solvency88.8%above the sector's middle half-17.7%within the sector's middle half▼ 71.1pp22.4%within the sector's middle half▲ 4.7pp7.8%below the sector's middle half▼ 14.6pp
Current ratio8.93above the sector's middle half-0.74below the sector's middle half▼ 8.190.83within the sector's middle half▲ 0.090.39below the sector's middle half▼ 0.45
Return on assets (ROA)-25.9%below the sector's middle half-16.3%above the sector's middle half▲ 42.2pp2.9%within the sector's middle half▼ 13.4pp-0.3%within the sector's middle half▼ 3.3pp
Staff (FTE)0.61.3▲ 117%1.8▲ 38.5%
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2022: -€1,999-€1,999Net result 2022: -€2,257-€2,257Operating result 2023: €48,469€48,469Net result 2023: €41,712€41,712Operating result 2024: €16,107€16,107Net result 2024: €6,814€6,814Operating result 2025: €11,823€11,823Net result 2025: -€2,197-€2,1972022202320242025-€20,000€0€20,000€40,000Operating result 2023: €48,469€48,500Net result 2023: €41,712€41,700Operating result 2024: €16,107€16,100Net result 2024: €6,814€6,810Operating result 2025: €11,823€11,800Net result 2025: -€2,197-€2,200202320242025
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €641,287
Fixed assets €534,380 ▲ 261%
Current assets €106,907 ▲ 25.5%
Equity and liabilities €641,287
Equity €50,071 ▼ 4.2%
Debt €591,216 ▲ 227%
Debt's share of the balance-sheet total rises from 77.6% to 92.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€85,557▲
2024 · €54,110
Cash flow
€71,537▲
2024 · €44,818
Debt to equity
11.81▲
2024 · 3.46
ROE
-4.4%▼
2024 · 13.0%
Interest coverage
6.08▼
2024 · 6.65
Debt ≤ 1 year
€276,882▲
2024 · €102,476
Debt > 1 year
€314,334▲
2024 · €78,516
Income taxes
€0▼
2024 · €1,770
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,303 companies that looked in July 2024 the way this one looks now, 5.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
5.2% went bankrupt
1.5% stopped otherwise
92% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,303 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€233,261€641,287▲
Fixed assets21/28€148,052€534,380▲
Tangible fixed assets22/27€131,232€501,560▲
Furniture and vehicles24€1,399€215,007▲
Leasing and similar rights25€129,833€286,553▲
Financial fixed assets28€16,820€32,820▲
Current assets29/58€85,209€106,907▲
Amounts receivable within one year40/41€56,238€75,406▲
Trade receivables40€41,265€54,691▲
Other amounts receivable41€14,974€20,715▲
Cash at bank and in hand54/58€28,644€28,331▼
Deferred charges and accrued income490/1€327€3,171▲
Equity and liabilities
Total equity and liabilities10/49€233,261€641,287▲
Equity10/15€52,268€50,071▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14€42,268€40,071▼
Amounts payable17/49€180,993€591,216▲
Amounts payable after more than one year17€78,516€314,334▲
Financial debts170/4€78,516€314,334▲
Amounts payable within one year42/48€102,476€276,882▲
Current portion of amounts payable after more than one year42€42,062€143,466▲
Financial debts43€14,000€29,000▲
Credit institutions430/8€14,000€29,000▲
Trade debts44€14,778€51,540▲
Suppliers440/4€14,778€51,540▲
Taxes, remuneration and social security45€10,650€21,816▲
Taxes450/3€1,770€0▼
Remuneration and social security454/9€8,880€21,816▲
Other amounts payable47/48€20,987€31,061▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38,004€73,734▲
Other operating charges640/8€189€2,027▲
Gross operating margin9900€54,300€87,585▲
Operating profit (loss)9901€16,107€11,823▼
Financial income75/76B€609€57▼
Recurring financial income75€609€57▼
Financial charges65/66B€8,132€14,077▲
Recurring financial charges65€8,132€14,077▲
Profit (loss) for the period before taxes9903€8,584-€2,197▼
Income taxes67/77€1,770€0▼
Profit (loss) for the period9904€6,814-€2,197▼
Profit (loss) for the period to be appropriated9905€6,814-€2,197▼
Appropriation of the result
Profit (loss) to be appropriated9906€42,268€40,071▼
Profit (loss) brought forward from the previous period14P€35,454€42,268▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62-€17,853---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€22,167€38,004€73,734▲ 94.0%
Other operating charges640/8-€173€189€2,027▲ 972%
Non-recurring operating charges66A-€850---
Gross operating margin9900-€1,999€89,512€54,300€87,585▲ 61.3%
Operating profit (loss)9901-€1,999€48,469€16,107€11,823▼ 26.6%
Financial income75/76B-€0€609€57▼ 90.7%
Recurring financial income75-€0€609€57▼ 90.7%
Financial charges65/66B€258€5,674€8,132€14,077▲ 73.1%
Recurring financial charges65€258€5,674€8,132€14,077▲ 73.1%
Profit (loss) for the period before taxes9903-€2,257€42,796€8,584-€2,197▼ 126%
Income taxes67/77-€1,084€1,770€0▼ 100%
Profit (loss) for the period9904-€2,257€41,712€6,814-€2,197▼ 132%
Profit (loss) for the period to be appropriated9905-€2,257€41,712€6,814-€2,197▼ 132%
Line2022202320242025Change
Assets
Total assets20/58€8,720€256,167€233,261€641,287▲ 175%
Fixed assets21/28-€183,333€148,052€534,380▲ 261%
Tangible fixed assets22/27-€167,833€131,232€501,560▲ 282%
Furniture and vehicles24--€1,399€215,007▲ 15,273%
Leasing and similar rights25-€167,833€129,833€286,553▲ 121%
Financial fixed assets28-€15,500€16,820€32,820▲ 95.1%
Current assets29/58€8,720€72,834€85,209€106,907▲ 25.5%
Amounts receivable within one year40/41€361€42,515€56,238€75,406▲ 34.1%
Trade receivables40-€35,809€41,265€54,691▲ 32.5%
Other amounts receivable41€361€6,706€14,974€20,715▲ 38.3%
Cash at bank and in hand54/58€8,359€29,839€28,644€28,331▼ 1.1%
Deferred charges and accrued income490/1-€480€327€3,171▲ 869%
Equity and liabilities
Total equity and liabilities10/49€8,720€256,167€233,261€641,287▲ 175%
Equity10/15€7,743€45,454€52,268€50,071▼ 4.2%
Contributions10/11€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14-€2,257€35,454€42,268€40,071▼ 5.2%
Amounts payable17/49€977€210,713€180,993€591,216▲ 227%
Amounts payable after more than one year17-€112,059€78,516€314,334▲ 300%
Financial debts170/4-€112,059€78,516€314,334▲ 300%
Amounts payable within one year42/48€977€98,654€102,476€276,882▲ 170%
Current portion of amounts payable after more than one year42-€41,936€42,062€143,466▲ 241%
Financial debts43-€14,000€14,000€29,000▲ 107%
Credit institutions430/8-€14,000€14,000€29,000▲ 107%
Trade debts44-€4,678€14,778€51,540▲ 249%
Suppliers440/4-€4,678€14,778€51,540▲ 249%
Taxes, remuneration and social security45-€9,841€10,650€21,816▲ 105%
Taxes450/3-€1,084€1,770€0▼ 100%
Remuneration and social security454/9-€8,757€8,880€21,816▲ 146%
Other amounts payable47/48€977€28,199€20,987€31,061▲ 48.0%
Line2022202320242025Change
Profit (loss) for the period9904-€2,257€41,712€6,814-€2,197▼ 132%
+ Depreciation and write-downs630-€22,167€38,004€73,734▲ 94.0%
Operating cash flow (approximation)-€2,257€63,878€44,818€71,537▲ 59.6%
Investment in fixed assets (approximation)---€2,722-€460,062▼ 16,799%
Change in cash-€21,480-€1,195-€313▲ 73.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Back to profitnet €41,712
Net result €41,712 after one loss-making year.
2022
30-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2022
seat establishment approximate The establishment unit on the map
Ground area
1,716 m²
Parcel 57008C0494/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Optim Logistic
Chaussée de la Blanche(BL) 17, 7522 TournaiFreight transport by road
since 20222.325.948.845
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57008C0494/00D000 Wallonia 1,716 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,584 companies in sector 49410 we hold annual accounts for 8,204. 6,004 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-12-2021
Fiscal year end30-06
Activities, NACEBEL 2025
49410Freight transport by road
52250Logistics services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0779287508
Also 9925:BE0779287508
Registered 31-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.