OPTILOUP

Active

Private limited companyfounded 20214 yrs activeRue de Nivelles 146, 7170 Manage, BelgiumKBO/BCE: BE 0778.607.716

The computed 12-month bankruptcy probability of OPTILOUP is 2.4% (moderate). The 2025 annual accounts show equity of €3k and a net result of €195k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 17987 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

45 / 100

Fair▼ -48 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency6▼-90

Growth32▼-46

Stability94

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.77 against 2.31 in 2024), and 99.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

0.2%

Return on assets

13.9%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17987 sector peers (2025).

NBB · sector comparison

Position among 17987 sector peers

Solvency

better than 23%

← weakest strongest →

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 4 filings

Deviation from the deadline

2025

10 d late

2024

45 d early

2023

50 d early

2022

33 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€3k▼ 99.6%

2024 · €700k

2022: €204k 2023: €464k 2024: €700k

2022 → 2025

Total assets

€1.40M▲ 5.8%

2024 · €1.33M

2022: €915k 2023: €1.06M 2024: €1.33M

2022 → 2025

Net result

€195k▼ 17.8%

2024 · €237k

2022: €201k 2023: €260k 2024: €237k

2022 → 2025

Working capital

€-277k

2024 · €455k

2022: €102k 2023: €348k 2024: €455k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€204k-€464k▲ 128%€700k▲ 51.0%€3k▼ 99.6%

Operating result€275k-€355k▲ 29.2%€312k▼ 12.0%€266k▼ 14.8%

Net result€201k-€260k▲ 29.1%€237k▼ 9.0%€195k▼ 17.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 15% below 2024 and is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.40M

32.1%

67.9%

Fixed assets €450k▼ 13.9%

Current assets €952k▲ 18.6%

Equity and liabilities €1.40M

99.8%

Equity €3k▼ 99.6%

Debt €1.40M▲ 124%

The debt ratio rises from 47.1% to 99.8%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€341k▼

2024 · €384k

Cash flow

€270k▼

2024 · €308k

Solvency

0.2%▼

2024 · 52.9%

Current ratio

0.77▼

2024 · 2.31

Quick ratio

0.65▼

2024 · 1.95

ROA

13.9%▼

2024 · 17.9%

Interest coverage

25.04▼

2024 · 25.20

Debt

€1.40M▲

2024 · €625k

Debt ≤ 1 year

€1.23M▲

2024 · €347k

Debt > 1 year

€171k▼

2024 · €277k

Income taxes

€69k▼

2024 · €72k

Staff costs

€311k▲

2024 · €293k

A ratio outside any meaningful range has been withheld (balance sheet total €1.40M, equity €3k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.33M€1.40M▲

Fixed assets21/28€523k€450k▼

Intangible fixed assets21€350k€300k▼

Tangible fixed assets22/27€173k€150k▼

Plant, machinery and equipment23€19k€12k▼

Furniture and vehicles24€8k€8k▲

Other tangible fixed assets26€146k€130k▼

Current assets29/58€802k€952k▲

Amounts receivable after more than one year29€134k€139k▲

Other amounts receivable291€134k€139k▲

Stocks and contracts in progress3€124k€154k▲

Stocks30/36€124k€154k▲

Amounts receivable within one year40/41€159k€212k▲

Trade receivables40€28k€30k▲

Other amounts receivable41€131k€183k▲

Current investments50/53€295k€370k▲

Cash at bank and in hand54/58€75k€63k▼

Deferred charges and accrued income490/1€15k€13k▼

Equity and liabilities

Total equity and liabilities10/49€1.33M€1.40M▲

Equity10/15€700k€3k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€698k€13▼

Amounts payable17/49€625k€1.40M▲

Amounts payable after more than one year17€277k€171k▼

Financial debts170/4€277k€171k▼

Amounts payable within one year42/48€347k€1.23M▲

Current portion of amounts payable after more than one year42€104k€107k▲

Trade debts44€81k€91k▲

Suppliers440/4€81k€91k▲

Taxes, remuneration and social security45€44k€185k▲

Taxes450/3€13k€147k▲

Remuneration and social security454/9€32k€38k▲

Other amounts payable47/48€117k€846k▲

Income statement Code20242025

Non-recurring operating income76A€535€158▼

Remuneration, social security and pensions62€293k€311k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€75k▲

Other operating charges640/8€2k€2k▲

Non-recurring operating charges66A€290€15k▲

Gross operating margin9900€679k€670k▼

Operating profit (loss)9901€312k€266k▼

Financial income75/76B€12k€12k▼

Recurring financial income75€12k€12k▼

Financial charges65/66B€15k€14k▼

Recurring financial charges65€15k€14k▼

Profit (loss) for the period before taxes9903€309k€264k▼

Income taxes67/77€72k€69k▼

Profit (loss) for the period9904€237k€195k▼

Profit (loss) for the period to be appropriated9905€237k€195k▼

Appropriation of the result

Profit (loss) to be appropriated9906€698k€892k▲

Profit (loss) brought forward from the previous period14P€461k€698k▲

Profit to be distributed694/7-€892k

Return on contributions (dividend)694-€892k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

10-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 10 days late

2025

31-12

Financial Weakest financial yearnet €195k ▼17.8%

Net result drops to €195k, the lowest in the series.

16-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Equity above €500kEq €700k ▲51%

3 profitable years in a row build equity to €700k.

11-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2022net €260k ▲29.1%

Operating result €355k, net result €260k, both a record.

28-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Manage · 2 establishment units since 2021

establishment approximate All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Nivelles 1467170 Manage

Ground area

2.5 ha

Building footprint

6,678 m²

Volume, LiDAR

51,084 m³

3 parcels, Wallonia · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.

2 establishment units

OPTILOUP

Vieux Chemin de Seneffe 20, 1400 NivellesRetail trade

since 20212.325.283.505

AFFLELOU

Rue de la Franco-Belge(L.L) 28, 7100 La LouvièreOther manufacturing

since 20212.334.493.555

3 parcels

Wallonia 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
55022A0356/00Y003	Wallonia	2.2 ha	1 · 6,334 m²	15.1 m · 2 fl.
25783E0369/00L003	Wallonia	2,390 m²	1 · 303 m²	16.3 m · 4 fl.
52004A0216/00N000	Wallonia	1,414 m²	1 · 42 m²	3.1 m · 1 fl.