Optiload
ActiveSummary
Optiload has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€95,925) and a net result of €45,918. Equity has been growing by about 31% per year since 2023. Its solvency ranks better than 7% of 9,909 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-11-2022 Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 4 others
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
- Establishment unit
- 2.337.583.994 2275 Lille, since 03-11-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Board and ownership
- ELVEREDirector · since 14-07-2023 · permanent representative Elien Verwimp
- Keuren Projectmanagement B.V.Director · since 14-07-2023 · permanent representative Sjoerd Keuren
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.1%
- Gross margin
- €120,425
- ▲ 21.4%
- Turnover
- ≈ €390,000
- estimated
- Profit
- €45,918
- ▲ 9.3%
- Equity
- -€95,925
- ▲ 32.4%
- Total assets
- €2.0m
- ▲ 78.9%
- Employees on 31-12-2025
- 1
- =
- Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€95,925Sector: Specialised construction activities (NACE 43)lowers riskSize: 1 FTE, total assets €2.0mFigures for financial year 2025 (filed on 14-07-2026)Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 7% of them on solvency, 12% on liquidity, 25% on profitability and 76% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 6 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 14-07-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is 18% lower than in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 1 |
| full-time | 1 | 1 | 1 |
| in full-time equivalents | 1 | 1 | 1 |
| Average over the year, in full-time equivalents | 1 | 0.2 | 1 |
| On a permanent contract | 1 | 1 | 1 |
| Joined | 1 | 1 | - |
| Left | 1 | 0 | - |
Source: social balance sheet in the 2023 to 2025 annual accounts
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | - | €33,434 | - |
| Intangible fixed assets | €28,505 | - | €12,377 |
| Depreciation and write-downs of the year | €5,501 | €6,449 | €12,568 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €65,517 | €9,933 | €39,401 | ▲ 297% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,501 | €6,449 | €12,568 | ▲ 94.9% |
| Other operating charges640/8 | €1,313 | €449 | €636 | ▲ 41.5% |
| Non-recurring operating charges66A | €1,088 | - | - | - |
| Gross operating margin9900 | -€82,561 | €99,187 | €120,425 | ▲ 21.4% |
| Operating profit (loss)9901 | -€155,980 | €82,356 | €67,821 | ▼ 17.6% |
| Financial income75/76B | €1,219 | €384 | €79 | ▼ 79.4% |
| Recurring financial income75 | €79 | €384 | €79 | ▼ 79.4% |
| Non-recurring financial income76B | €1,140 | - | - | - |
| Financial charges65/66B | €39,011 | €40,720 | €21,871 | ▼ 46.3% |
| Recurring financial charges65 | €39,011 | €40,720 | €21,871 | ▼ 46.3% |
| Profit (loss) for the period before taxes9903 | -€193,772 | €42,020 | €46,029 | ▲ 9.5% |
| Income taxes67/77 | €88 | €4 | €111 | ▲ 32× |
| Profit (loss) for the period9904 | -€193,860 | €42,017 | €45,918 | ▲ 9.3% |
| Profit (loss) for the period to be appropriated9905 | -€193,860 | €42,017 | €45,918 | ▲ 9.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €0.8m | €1.1m | €2.0m | ▲ 78.9% |
| Fixed assets21/28 | €0.02m | €0.05m | €0.02m | ▼ 54.6% |
| Intangible fixed assets21 | €0.02m | €0.02m | €0.02m | ▲ 31.1% |
| Tangible fixed assets22/27 | - | €0.03m | - | - |
| Furniture and vehicles24 | - | €0.03m | - | - |
| Current assets29/58 | €0.8m | €1.1m | €2.0m | ▲ 85.1% |
| Stocks and contracts in progress3 | €0.5m | €0.03m | €0.2m | ▲ 713% |
| Stocks30/36 | €0.5m | €0.03m | €0.2m | ▲ 713% |
| Amounts receivable within one year40/41 | €0.1m | €0.8m | €1.5m | ▲ 75.8% |
| Trade receivables40 | €0.1m | €0.8m | €1.5m | ▲ 79.4% |
| Other amounts receivable41 | - | €0.02m | - | - |
| Cash at bank and in hand54/58 | €0.1m | €0.2m | €0.3m | ▲ 28.7% |
| Deferred charges and accrued income490/1 | €0.01m | €0.009m | €0.02m | ▲ 88.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €0.8m | €1.1m | €2.0m | ▲ 78.9% |
| Equity10/15 | -€0.2m | -€0.1m | -€0.1m | ▲ 32.4% |
| Contributions10/11 | €0.01m | €0.01m | €0.01m | = |
| Profit (loss) carried forward14 | -€0.2m | -€0.2m | -€0.1m | ▲ 30.2% |
| Amounts payable17/49 | €1.0m | €1.3m | €2.1m | ▲ 66.4% |
| Amounts payable after more than one year17 | €0.9m | €0.4m | €0.5m | ▲ 11.8% |
| Financial debts170/4 | €0.9m | €0.4m | €0.5m | ▲ 11.8% |
| Amounts payable within one year42/48 | €0.1m | €0.8m | €1.6m | ▲ 92.5% |
| Current portion of amounts payable after more than one year42 | - | - | €0.2m | - |
| Trade debts44 | €0.1m | €0.8m | €1.4m | ▲ 67.1% |
| Suppliers440/4 | €0.1m | €0.8m | €1.4m | ▲ 67.1% |
| Taxes, remuneration and social security45 | €0.01m | €0.004m | €0.02m | ▲ 375% |
| Taxes450/3 | €0.01m | €0.001m | €0.02m | ▲ 22× |
| Remuneration and social security454/9 | - | €0.003m | - | - |
| Other amounts payable47/48 | €78 | - | - | - |
| Accrued charges and deferred income492/3 | €0.003m | €0.009m | €0.03m | ▲ 247% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€193,860 | €42,017 | €45,918 | ▲ 9.3% |
| + Depreciation and write-downs630 | €5,501 | €6,449 | €12,568 | ▲ 94.9% |
| Operating cash flow (approximation) | -€188,359 | €48,466 | €58,486 | ▲ 20.7% |
| Investment in fixed assets (approximation) | - | -€33,434 | €14,736 | - |
| Change in cash | - | €90,073 | €55,871 | ▼ 38.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 516 companies had the same profile as Optiload has now. Two years later, 91.9% were still going and 4.5% had gone bankrupt.
- Micro
- 2 to 5 years old
- negative equity
- a profit under 5% of the balance sheet
Another 1.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Optiload itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 516 companies, not a prediction for Optiload. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Board 2
Permanent representatives 2
Owners and capital
Shareholders
- IACOVELLA Marco 1,000 shares (100%) · €10,000 in cash
Capital transactions
- 07-11-2022 Incorporation · €10,000 · 1,000 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| ELVERE |
|
| Keuren Projectmanagement B.V. |
|
| IACOVELLA Marco |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten voor helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal bij meer…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 07-11-2022 (in Dutch)
Network & group
Companies at the same address
8 other companies- Amfisol Registered office · since 2025 1022527280
- Mobius Benelux Establishment · since 2024 0802957486
- ENERGIEK Establishment · since 2024 0478220490
- Voltastic Registered office · since 2023 1003889127
- ENERGENCIA Registered office · since 2023 1001439381
- GRNRG Registered office · since 2023 0800069460
- Olpas Registered office · since 2022 0773553125
- Green Ventures Registered office · since 2011 0841616936
Connections & network
1 connected companyThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
23-09
Gazette deed
Registered office moved from Hasselt to LilleNew seat: Achterstenhoek 5, 2275 Lille · Previous seat: Kempische steenweg 303 bus 200, 3500 Hasselt3 points ▸
- General meeting, 28-06-2024
- Registered-office move, Achterstenhoek 5,2275 Lille
- Board meeting, 13-08-2024
11-10
Gazette deed
2 directors appointed, 1 director resigningResignation: Marco Iacovella (director) · Appointments: Keuren Projectmanagement B.V. (director) and ELVERE BV (director) · Permanent representatives: Sjoerd Keuren and Elien Verwimp7 points ▸
- General meeting, 14-07-2023
- Director resignation, Marco Iacovella (director (not named in the articles))
- Director appointment, Keuren Projectmanagement B.V. (director (not named in the articles))
- Permanent representative, Sjoerd Keuren
- General meeting, 28-07-2023
- Director appointment, ELVERE BV (director (not named in the articles))
- Permanent representative, Elien Verwimp
07-11
Gazette deed
IncorporationStarting capital €10,000 · Appointment: IACOVELLA Marco (director) · Founder9 points ▸
- Incorporation, 02-11-2022
- Founder, IACOVELLA Marco
- Founding capital, €10,000
- Bank account, “deposito inbrengen, BE94 7330 7013 9114” (deed in Dutch)
- Capital
- Registered office clause, “Vlaamse Gewest, 3500 Hasselt, Kempische Steenweg 303/200” (deed in Dutch)
- Board rule, 1, “vergadering” (deed in Dutch)
- Director appointment, IACOVELLA Marco (director (not named in the articles))
- Pre-incorporation commitments, “takeover, verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Optiload was incorporated on 3 November 2022 as a private limited company by one natural person, with a starting capital of €10,000.12 The registered office was moved to Lille in 2024.3 The board currently has 2 members, 2 of whom have served since 2023.4 Total assets rose from €818,585 in 2023 to €2.0m in 2025 and headcount from 1 to 1 full-time equivalents.5
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Kempische steenweg 303 bus 200, 3500 Hasselt until 28-06-2024 · act of 23-09-2024
Activities
NACEBEL 2025Codes under NACEBEL 2008
14 activities
- De ontwikkeling van duurzame en hernieuwbare energie en dit in de ruimst mogelijk zin zoals onder meer hierna beschreven,door middel van (her)beleggingen van financiële middelen,zowel rechtstreeks als onrechtstreeks
- Het ontwikkelen en realiseren van laadinfrastructuur,onder andere voor het laden van elektrische voertuigen voor wegtransport
- De activiteiten van installatiebedrijf in de bouw,in het bijzonder van sanitair,verwarming,ventilatie,warmtepompen,regenwatersystemen,thermische en fotovoltaïsche zonlichtsystemen,kleinschalige en grootschalige batterijopslag,waterstoftoepassingen,energiemanagement,elektrische aansluitingen,grond- en kabelwerken,elektriciteit,dakwerken,softwareontwikkeling ten behoeve van energie en vermogensturingen en verder eender welke in de toekomst ontwikkelede techniek verband houdende met voormelde activiteiten
- De activiteiten van een algemene bouwonderneming beperkt tot de coördinatie van werken uitgevoerd door onderaannemers
- Het waarnemen van opdrachten als bestuurder of vereffenaar in andere vennootschappen.Het optreden als managementvennootschap,het beheren van vennootschappen,het optreden als holding,het verrichten van alle managementactiviteiten van holdings:het deelnemen,onder gelijk welke vorm,aan de oprichting,uitbreiding,omzetting,fusie,opslorping,het bestuur en controle van ondernemingen.Het nemen van belangen,hetzij door deelneming,inbreng of elke andere wijze in alle vennootschappen,ondernemingen of groeperingen,bestaande of op te richten,zowel in België als in het buitenland,die een aanvullend of soortgelijk voorwerp nastreven,of van die aard zijn de ontwikkeling van haar onderneming te bevorderen of de afzet van haar producten of diensten kunnen vergemakkelijken
- Het verlenen van technische,administratieve,financiële of commerciële bijstand aan alle Belgische en buitenlandse ondernemingen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten (vruchtgebruik,recht van opstal,erfpacht,…),zoals de huurfinanciering van onroerend goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,het ontwerpen en opvolgen van projecten,en het maken van studies met betrekking tot immobiliën;de aan- en verkoop,huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen;alsmede zich borg stellen voor het goede verloop van verbintenissen,door derde personen aangegaan,die het genot zouden hebben van voormelde roerende en onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop,het beheren van aandelen,aandelenopties,obligaties,kasbons,afgeleide producten of andere roerende waarden,van welke vorm ook,uitgegeven door Belgische of buitenlandse emittenten
- De aankoop,verhuur,onderhoud en verkoop van alle onroerende en roerende goederen,-desgevallend ten behoeve van eigen handelsverrichtingen van derden–zoals alle soorten materieel,gereedschappen,machines,installaties en computers,soft- en hardware
- Het ontwikkelen,kopen,verkopen,beheren,in waarde stellen,in licentie nemen of geven van licenties,brevetten,octrooien,knowhow en andere intellectuele rechten
- Het verlenen van diensten en adviezen aan derden.Het optreden als consultant en diensten verlenen inzake commercieel,strategisch,financieel en administratief management,inzake technisch management en diverse technische aangelegenheden,inzake informatica en automatisering,inzake integrale kwaliteitszorg en divers zorg-,kwaliteits- en veiligheidssystemen,inzake productmanagement,design en vormgeving,inzake PR,publiciteit en marketing,inzake de administratieve organisatie en de implementatie van bedrijfsprocessen
- Het verrichten van alle vormen van handelsbemiddeling,het optreden als agent en als zelfstandig vertegenwoordiger in diverse sectoren en voor diverse producten en diensten.De aan- en verkoop evenals de in- en uitvoer van om het even welke goederen evenals het optreden als tussenpersoon bij voormelde verrichtingen
- Het organiseren en/of geven van seminaries,opleidingen en presentaties.Het schrijven,verzorgen,begeleiden en uitgeven van literaire werken en bijdragen,handboeken van diverse bijdragen in diverse vormen
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,in eender welke vorm;het zich borg stellen of aval verlenen,in de meest ruime zin;alle handelsoperaties en financiële operaties verrichten,behalve deze die wettelijk voorbehouden zijn aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen.Het aangaan van leningen of schulden bij derden (met inbegrip van haar vennoten en haar zaakvoerders) en het maken van alle kosten en doen van alle investeringen die zij nodig of wenselijk acht.Het zich borg stellen en/of het verlenen van zakelijke en/of persoonlijke zekerheden tot waarborg van eigen verbintenissen of tot waarborg van verbintenissen van derden,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0793.244.224
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13019D0119/00A000 | Flanders | 7,570 m² | 1 · 2,861 m² | 10.2 m · 3 |