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OPTIFAR INVEST

Active
Public limited companyfounded 1991active for 35 yearsNinoofsesteenweg 936, 1703 Dilbeek, BelgiumKBO/BCE: BE 0444.985.025

From the official registers: KBO 34 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

OPTIFAR INVEST has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.2m and a net result of €26,418. Equity is growing by about 9.7% per year across the filed financial years. Its solvency ranks better than 30% of 8,093 sector peers (NACE 70, financial year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow ReportCompare
OPTIFAR INVESTActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 05-09-1991 Normal situation
Legal form
Public limited company
Registered office
Ninoofsesteenweg 936, 1703 Dilbeek
Activity
Activities of head offices NACE 70100
Establishment unit
2.054.284.905 1703 Dilbeek, since 20-09-1991
Financial year end
31 December
Peppol
Reachable
Company details

Who decides

Board
Office holders in the KBO
Shareholders
Board & ownership

How it is doing

54 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2024
Gross margin
€315,686
▼ 1.7%
Turnover
≈ €500,000
estimated
Profit
€26,418
▼ 57.4%
Equity
€1.2m
▲ 2.2%
Total assets
€3.8m
▲ 1.7%
2025 accounts not filed, 93 days past the deadline
Filed on 12-06-2025PDF
Financials
Why 54raises riskCapped at 59: a confirmed filing findingLiquidity: current ratio 0.50, cash €3,121, halvedFigures for financial year 2024 (filed 16-06-2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Founded in 1991Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 32% of its sector peers (NACE 70, small)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 57=
equity 32.3% of total assets
Liquidity 38-4
short-term debt 28.8% · cash 0.1%
Profitability 42-4
return on assets 0.7%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,518 companies, NACE 70, small)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.2%▼ -0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▲ +0.2 percentage points vs 08-2026 10-2026: 1.3%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €65,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity insufficient (current ratio 0.5, compared with 0.68 in 2023, below 1; short-term debt: 28.8% and cash: 0.1% of total assets), and 67.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 32% on solvency, 23% on liquidity, 30% on profitability and 44% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.50, cash €3,121, halved
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 16-06-2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
49 days early
2023
61 days late
2022
20 days early
2021
26 days late
2020
61 days late
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 6 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: 7 profitable years in a rowprofit 2024: €26,418 7 years View

Documents

Annual accounts at the NBB

All 34 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about OPTIFAR INVEST

What is the company number of OPTIFAR INVEST?
0444.985.025. In Belgium the VAT number is the company number with BE in front: BE 0444.985.025.
Where is OPTIFAR INVEST based?
The registered office is at Ninoofsesteenweg 936, 1703 Dilbeek.Company details
What does OPTIFAR INVEST do?
According to the KBO register, the main activity is activities of head offices (NACE 70100).
What is the legal form of OPTIFAR INVEST?
Public limited company (NV).
When was OPTIFAR INVEST founded?
On 05-09-1991.
Is OPTIFAR INVEST still active?
Yes, OPTIFAR INVEST is an active enterprise in the KBO register.
What is the turnover of OPTIFAR INVEST?
≈ €500,000 in financial year 2024. Estimated from the gross margin of €315,686: probably between €370,000 and €960,000, based on 77 comparable companies, NACE 70.Financials
Is OPTIFAR INVEST profitable?
In financial year 2024, OPTIFAR INVEST made a profit of €26,418.
Where can I find the annual accounts of OPTIFAR INVEST?
OPTIFAR INVEST filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)

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