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OPTIEK TER ELZEN

Active
Private limited companyfounded 2012active for 14 yearsAnselmostraat 5, 2018 Antwerpen, BelgiumKBO/BCE: BE 0845.305.411
Summary

OPTIEK TER ELZEN has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,472 and a net result of -€2,917. Equity has been growing by about 32% per year since 2018. Its solvency ranks better than 33% of 782 sector peers (NACE 32, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-04-2012 Normal situation
Activity
Manufacture of medical and dental instruments and supplies NACE 32500and 4 others
Establishment unit
2.208.833.718 2018 Antwerpen, since 16-04-2012
Financial year end
31 December
Peppol
Reachable since 28-10-2025

Board and ownership

Board

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€3,920
▼ 67.4%
Turnover
≈ €30,000
estimated
Loss
€2,917
Equity
€17,472
▼ 14.3%
Total assets
€79,172
▼ 2.8%
Filed on 14-04-2026, 108 days before the deadline
Score breakdownraises riskLoss of €2,917 (financial year 2025)lowers riskFounded in 2012Liquidity: current ratio 3.99, cash €12,051Sector: Other manufacturing (NACE 32)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 36% of micro companies in other manufacturing (NACE 32)
Financial strength · tick: 2024
Average
Solvency 47-3
equity 22.1% of total assets
Liquidity 63-10
short-term debt 20.4% · cash 15.2%
Profitability 31-47
return on assets -3.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,142 companies, NACE 32, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.2 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.99 (3.39 in 2024), above the usual 1.5. Short-term debt is 20.4% and cash 15.2% of total assets. However, 77.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, micro). It does better than 31% of them on solvency, 63% on liquidity, 24% on profitability and 25% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 3.99, cash €12,051
NBB · annual accounts
lowers risk · Sector: Other manufacturing (NACE 32)
KBO
raises risk · Loss of €2,917 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
108 days early
2024
20 days early
2023
13 days early
2022
18 days early
2021
11 days early
2020
33 days early
2019
7 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Changes of role: VAN HOEY Michiel Ludo Chris (director) and VAN HOEY Maarten Fons Maria (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as OPTIEK TER ELZEN: manufacture of medical and dental instruments and supplies (NACE 32500). They are comparable in size and age: total assets between €63,700 and €170,000, founded between 2008 and 2017.

CompanyTotal assetsGross margin
OPTIEK TER ELZEN Antwerpen€79,172€3,920
LABORATOIRE DENTAIRE YVES GILSOUL Perwez€83,066€3,919
MICHEL QUOIBION Oupeye€83,829€5,602
Medical Robots Geel€66,424€3,298
SKIKK Mol€63,691€6,089
INNOVATIEVE PRODUKTEN Tienen€114,957€5,761
HEYKO Mol€169,926€3,857
Full comparison

Key facts about OPTIEK TER ELZEN

What is the company number of OPTIEK TER ELZEN?
The company number of OPTIEK TER ELZEN is 0845.305.411. The VAT number is the same number with BE in front: BE 0845.305.411.
Where is OPTIEK TER ELZEN based?
The registered office is at Anselmostraat 5, 2018 Antwerpen.Company details
What does OPTIEK TER ELZEN do?
According to the KBO register, the main activity is manufacture of medical and dental instruments and supplies (NACE 32500).
What is the legal form of OPTIEK TER ELZEN?
The legal form of OPTIEK TER ELZEN is Private limited company (BV).
When was OPTIEK TER ELZEN founded?
OPTIEK TER ELZEN was founded on 16-04-2012.
Is OPTIEK TER ELZEN still active?
Yes, OPTIEK TER ELZEN is an active enterprise in the KBO register.
What is the turnover of OPTIEK TER ELZEN?
The turnover in financial year 2025 is ≈ €30,000. This figure is estimated from the gross margin of €3,920 and 6,330 comparable companies of the same size. It probably lies between €14,000 and €72,000. It is a rough estimate.Financials
Is OPTIEK TER ELZEN profitable?
In financial year 2025, OPTIEK TER ELZEN made a loss of €2,917.
Where can I find the annual accounts of OPTIEK TER ELZEN?
OPTIEK TER ELZEN filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OPTIEK TER ELZEN due?
OPTIEK TER ELZEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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