OPTIEK DEFEVER
ActiveOPTIEK DEFEVER has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €333k and a net result of €83k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+10
Solvency93▲+16
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.48 against 2.5 in 2024; short-term debt: 19.1% and cash: 54.8% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
16.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
9 d early
2023
2 d early
2022
1 d early
2021
23 d late
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€333k▲ 32.9%
2024 · €251k
2019: €120k
2020: €162k
2021: €205k
2022: €234k
2023: €270k
2024: €251k
2019 → 2025
Total assets
€490k▲ 1.4%
2024 · €483k
2019: €449k
2020: €467k
2021: €462k
2022: €453k
2023: €461k
2024: €483k
2019 → 2025
Net result
€83k▲ 98.6%
2024 · €42k
2019: €49k
2020: €43k
2021: €44k
2022: €30k
2023: €36k
2024: €42k
2019 → 2025
Working capital
€326k▲ 37.7%
2024 · €236k
2019: €85k
2020: €118k
2021: €160k
2022: €191k
2023: €236k
2024: €236k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€205k-€234k▲ 14.3%€270k▲ 15.2%€251k▼ 7.2%€333k▲ 32.9%
Operating result€68k-€47k▼ 31.4%€55k▲ 18.6%€62k▲ 11.5%€108k▲ 75.1%
Net result€44k-€30k▼ 31.0%€36k▲ 20.4%€42k▲ 14.4%€83k▲ 98.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 75% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€70k▼ 21.1%
Current assets
€419k▲ 6.5%
Equity and liabilities €490k
Equity
€333k▲ 32.9%
Debt
€157k▼ 32.6%
The debt ratio falls from 48.1% to 32.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€134k▲
2024 · €93k
Cash flow
€109k▲
2024 · €74k
Solvency
68.0%▲
2024 · 51.9%
Current ratio
4.48▲
2024 · 2.50
Quick ratio
3.09▲
2024 · 1.71
Debt / equity
0.47▼
2024 · 0.93
ROE
24.8%▲
2024 · 16.6%
ROA
16.9%▲
2024 · 8.6%
Interest coverage
29.17▲
2024 · 17.61
Debt
€157k▼
2024 · €232k
Debt ≤ 1 year
€94k▼
2024 · €157k
Debt > 1 year
€63k▼
2024 · €75k
Income taxes
€22k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€483k€490k▲
Fixed assets21/28€89k€70k▼
Tangible fixed assets22/27€89k€70k▼
Land and buildings22€87k€64k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€125€125=
Current assets29/58€394k€419k▲
Stocks and contracts in progress3€125k€130k▲
Stocks30/36€125k€130k▲
Amounts receivable within one year40/41€5k€17k▲
Trade receivables40€5k€17k▲
Other amounts receivable41-€66
Cash at bank and in hand54/58€260k€268k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€483k€490k▲
Equity10/15€251k€333k▲
Contributions10/11€6k€6k=
Reserves13€244k€327k▲
Distributable reserves133€244k€327k▲
Amounts payable17/49€232k€157k▼
Amounts payable after more than one year17€75k€63k▼
Financial debts170/4€75k€63k▼
Amounts payable within one year42/48€157k€94k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€74k€60k▼
Suppliers440/4€74k€60k▼
Taxes, remuneration and social security45€7k€18k▲
Taxes450/3€7k€18k▲
Other amounts payable47/48€64k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€26k▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€99k€136k▲
Operating profit (loss)9901€62k€108k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€58k€105k▲
Income taxes67/77€16k€22k▲
Profit (loss) for the period9904€42k€83k▲
Profit (loss) for the period to be appropriated9905€42k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€83k▲
Transfer from equity791/2€61k-
Transfer to equity691/2€42k€83k▲
To other reserves6921€42k€83k▲
Profit to be distributed694/7€61k-
Return on contributions (dividend)694€61k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
State Gazette act
Registered office · Resignations & appointmentsGeneral meeting · Director resignation · Director appointment6 facts ▸
State Gazette act
Registered office · Resignations & appointments
General meeting · Director resignation · Director appointment6 facts ▸
- General meeting, 2026-07-31
- Director resignation, GILLES DEFEVER (bestuurder)
- Director appointment, EYE-CATCHER B.V. (bestuurder)
- Permanent representative, Julius Remarque
- Board meeting, 2026-07-31
- Registered-office move, Ten Bos 5, 9100 Sint-Niklaas
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €83k ▲98.6%
Operating result €108k, net result €83k, both a record.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €30k ▼31%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-06
Financial
Equity above €200kEq €205k ▲26.4%
3 profitable years in a row build equity to €205k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150kEq €162k ▲35.2%
2 profitable years in a row build equity to €162k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Eye-Catcher B.V.
CurrentDirector · since 31-07-2026 · Legal entity · perm. rep.: Julius Remarque
31-07-2026
Eye-Catcher B.V.: Appointed as Director
31-07-2026
GILLES DEFEVER: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ten Bos 59100 Sint-NiklaasGround area
461 m²
Building footprint
407 m²
Volume, LiDAR
3,174 m³
2 parcels, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Optiek Alain Defever
since 20052.150.704.586
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025D0173/00K008 | Flanders | 260 m² | 1 · 192 m² | 9.7 m · 3 fl. |
| 46017A0323/00B000 | Flanders | 201 m² | 1 · 215 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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DECH OPTIQUE
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Of 1,730 companies in sector 47742 we hold annual accounts for 1,138. 884 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2005
Fiscal year end30-06
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.