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Optiek C. De Swert

Active
Private limited companyfounded 1990active for 35 yearsVosstraat 1, 2140 Antwerp, BelgiumKBO/BCE: BE 0442.419.869
Summary

Optiek C. De Swert has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149,580 and a net result of €48,699. Equity grew by about 2.8% per year on average since 2018. In 2025 it fell by 9.1%. Its solvency ranks better than 68% of 22,793 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-11-1990 Normal situation
Activity
Retail sale of prescription glasses, lenses and sunglasses NACE 47742
Joint committee
201 Independent retail · annual accounts 2025
Establishment unit
2.051.161.406 2140 Antwerp, since 22-01-1991
Financial year end
31 December
Peppol
Reachable since 13-02-2024

Board and ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€144,526
▲ 2.0%
Turnover
≈ €460,000
estimated
Profit
€48,699
▼ 1.6%
Equity
€149,580
▼ 9.1%
Total assets
€276,054
▼ 14.8%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskSector: Retail trade (NACE 47)Last filed accounts filed 27 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 1.82, cash €102,585Founded in 1990Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 79+3
equity 54.2% of total assets
Liquidity 80+2
short-term debt 36.0% · cash 37.2%
Profitability 91+3
return on assets 17.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.82 (1.77 in 2024), above the usual 1.5. Short-term debt is 36% and cash 37.2% of total assets. 45.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 68% of them on solvency, 84% on liquidity, 86% on profitability and 27% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.82, cash €102,585
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Last filed accounts filed 27 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
27 days early
2023
75 days late
2022
24 days late
2021
31 days late
2020
30 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 88% of companies in retail tradesector median €5,085 · 22,775 companies €48,699 View
  • Positive: 6 profitable years in a rowprofit 2025: €48,699 6 years View

Recent changes

  1. · Gazette deed 2 managers resigning, 1 director reappointedResignations: DE SWERT Catherine Marc Eliane (manager) and DE SWERT Paul Emile Norbert (manager) · Reappointment: DE SWERT Catherine Marc Eliane (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as Optiek C. De Swert: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €254,000 and €332,000, founded between 1986 and 1998.

CompanyTotal assetsGross margin
Optiek C. De Swert Antwerp€276,054€144,526
BOEL OPTIC SERVICE Grimbergen€286,133€168,608
TONY'S OPTIEK Lievegem€298,038€176,281
OPTIKAT Bornem€253,909€145,471
Ingrid Design Optics Stabroek€331,707€123,422
OPTIEK VERAA Beveren-Kruibeke-Zwijndrecht€310,534€107,115
Opticien Alain Michel Namur€329,393€128,307
Full comparison

Key facts about Optiek C. De Swert

What is the company number of Optiek C. De Swert?
The company number of Optiek C. De Swert is 0442.419.869. The VAT number is the same number with BE in front: BE 0442.419.869.
Where is Optiek C. De Swert based?
The registered office is at Vosstraat 1, 2140 Antwerp.Company details
What does Optiek C. De Swert do?
According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
What is the legal form of Optiek C. De Swert?
Optiek C. De Swert is a private limited company (BV).
When was Optiek C. De Swert founded?
Optiek C. De Swert was founded on 15-11-1990.
Is Optiek C. De Swert still active?
Yes, Optiek C. De Swert is an active enterprise in the KBO register.
How many employees does Optiek C. De Swert have?
Optiek C. De Swert had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Optiek C. De Swert fall under?
In its 2025 annual accounts, Optiek C. De Swert states joint committee 201 (Independent retail).
What is the turnover of Optiek C. De Swert?
The turnover in financial year 2025 is ≈ €460,000. This figure is estimated from the gross margin of €144,526 and 32 comparable companies (NACE 477). It probably lies between €320,000 and €890,000.
Is Optiek C. De Swert profitable?
In financial year 2025, Optiek C. De Swert made a profit of €48,699.
Where can I find the annual accounts of Optiek C. De Swert?
Optiek C. De Swert filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Optiek C. De Swert due?
Optiek C. De Swert must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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