Equity
€112,394 ▲ 57.3%
OPTICA has made a profit in every financial year since 2023.
OPTICA
Lifetime
4 annual accounts with figures on one time axispeak €121,373 (2023)
€114,418▲ 8.6%
peak €40,962 (2026)
€40,962▲ 22.1%
peak €112,394 (2026)
€112,394▲ 57.3%
€33,573▲ 2.8%
Board1 name since 2023
1 directorCornelis Peter Jan Maria
Documentsfilings and deeds
26-10-20265 days before the deadline
2026micro format
Gross margin from €60,607 to €75,905Equity from €71,432 to €112,394Cash from €26,505 to €15,443
Key points
from the 2026 annual accountsFilings
4 annual accounts since 2023
The last four annual accounts were filed 2 to 7 days before the end of the period.
Checked score
94
Excellent
Financially stronger than 84% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Size: turnover €114,418, total assets €145,967
lowers risk
Founded in 2013
Sector: Real estate activities (NACE 68)
Equity €112,394 (77.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 72% on liquidity, 95% on profitability and 76% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as OPTICA has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of OPTICA itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for OPTICA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.07 (4.96 in 2025), above the usual 1.5. Short-term debt is 14% and cash 10.6% of total assets. 23% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 26-10-2026, 5 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
5 days early
2025
2 days early
2024
4 days early
2023
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 5 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 27 October (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0541972949
Change of role: Cornelis Peter Jan Maria, from manager to director
Legal-form conversion: from limited partnership to private limited company · Director discharge: Cornelis Peter Jan Maria · Cornelis Peter Jan Maria holds all the shares · Gazette deed
First establishment
Vroegeinde 42, Vorselaar
Incorporation
published on 29-11-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPTICA Vorselaar | €145,967 | €75,905 | 77.0% | - |
| EUROHOUSE Auderghem | €132,507 | €74,436 | 44.4% | 3.6 |
| BEMEDEX Dilsen-Stokkem | €153,207 | €61,400 | 80.5% | - |
| VUUR Bonheiden | €105,954 | €75,917 | 23.1% | - |
| EPC & VASTGOED Brasschaat | €178,530 | €53,044 | 10.4% | - |
| Expertisebureau Van de Poel & Partners Geel | €169,891 | €54,478 | 63.6% | - |
| Bernaerts & Palmans Ranst | €118,503 | €54,067 | 41.0% | - |
These companies have the same main activity as OPTICA: real estate appraisal on a fee or contract basis (NACE 68322). They are comparable in size and age: total assets between €106,000 and €179,000, founded between 2011 and 2016.
Official details
Source: KBO- Status
- Active since 24-10-2013Normal situation
- Activity
- Real estate appraisal on a fee or contract basisNACE 68322and 2 others
- Establishment unit
- 2.225.391.0242290 Vorselaar, since 27-11-2013
- Financial year end
- 31 March
- Peppol
- Reachable since 21-11-2024
Annual accounts to 31-03-2026
- €145,967▲ 40.3%
- Filing
- Filed on 26-10-2026, 5 days before the end of the filing period
Insights on OPTICA
Solvency rose in 2026 from 68.6% to 77.0% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPTICA
- What is the company number of OPTICA?
- The company number of OPTICA is 0541.972.949. The VAT number is the same number with BE in front: BE 0541.972.949.
- Where is OPTICA based?
- The registered office is at Vroegeinde 42, 2290 Vorselaar.Company details
- What does OPTICA do?
- According to the KBO register, the main activity is real estate appraisal on a fee or contract basis (NACE 68322).
- What is the legal form of OPTICA?
- OPTICA is a private limited company (BV).
- When was OPTICA founded?
- OPTICA was founded on 24-10-2013.
- Is OPTICA still active?
- Yes, OPTICA is an active enterprise in the KBO register.
- What is the turnover of OPTICA?
- The turnover of OPTICA was €114,418 in financial year 2026, according to the filed annual accounts.Financials
- Is OPTICA profitable?
- In financial year 2026, OPTICA made a profit of €40,962.
- Where can I find the annual accounts of OPTICA?
- OPTICA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of OPTICA due?
- OPTICA must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
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