OPTIC PE
ActiveOPTIC PE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-16k) and a net result of €2k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 12% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-46
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.62 against 0.56 in 2024; short-term debt: 161.1% and cash: 20.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-61.1%
Return on assets
6.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 18237 sector peers (2025).
NBB · sector comparisonPosition among 18237 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
31 d early
2023
2 d late
2022
31 d early
2021
11 d late
2020
47 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-16k▲ 9.9%
2024 · €-18k
2018: €-66k
2019: €-58k
2020: €-46k
2021: €-35k
2022: €-25k
2023: €-25k
2024: €-18k
2018 → 2025
Total assets
€26k▲ 15.1%
2024 · €23k
2018: €25k
2019: €23k
2020: €30k
2021: €29k
2022: €31k
2023: €24k
2024: €23k
2018 → 2025
Net result
€2k▼ 75.8%
2024 · €7k
2018: €9k
2019: €9k
2020: €11k
2021: €12k
2022: €10k
2023: €-110
2024: €7k
2018 → 2025
Working capital
€-16k▲ 9.9%
2024 · €-18k
2018: €-66k
2019: €-58k
2020: €-46k
2021: €-35k
2022: €-25k
2023: €-25k
2024: €-18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-35k-€-25k▲ 27.8%€-25k▼ 0.4%€-18k▲ 28.9%€-16k▲ 9.9%
Operating result€12k-€10k▼ 17.4%€220▼ 97.7%€7k▲ 3,265%€2k▼ 75.1%
Net result€12k-€10k▼ 18.6%€-110€7k€2k▼ 75.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Key figures and ratios
Solvency
-61.1%▲
2024 · -78.1%
Current ratio
0.62▲
2024 · 0.56
Quick ratio
0.22▲
2024 · 0.13
Debt / equity
-2.64▼
2024 · -2.28
ROA
6.7%▼
2024 · 31.7%
Debt
€42k▲
2024 · €41k
Debt ≤ 1 year
€42k▲
2024 · €41k
Income taxes
€408▲
2024 · €393
Staff costs
€0▼
2024 · €118
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€26k▲
Current assets29/58€23k€26k▲
Stocks and contracts in progress3€18k€17k▼
Stocks30/36€18k€17k▼
Amounts receivable within one year40/41€1k€3k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€23k€26k▲
Equity10/15€-18k€-16k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-30k€-28k▲
Amounts payable17/49€41k€42k▲
Amounts payable within one year42/48€41k€42k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€38k€37k▼
Income statement
Code20242025
Remuneration, social security and pensions62€118€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€0▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€10k€8k▼
Operating profit (loss)9901€7k€2k▼
Financial income75/76B€266€365▲
Recurring financial income75€266€365▲
Financial charges65/66B€45€47▲
Recurring financial charges65€45€47▲
Profit (loss) for the period before taxes9903€8k€2k▼
Income taxes67/77€393€408▲
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-28k▲
Profit (loss) brought forward from the previous period14P€-37k€-30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial
Weakest financial yearnet €-110 ▼101%
Net result drops to €-110, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Highest result since 2018net €12k ▲4.9%
Operating result €12k, net result €12k, both a record.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Basiliekstraat 621500 HalleGround area
97 m²
Building footprint
91 m²
Volume, LiDAR
631 m³
Parcel 23027G0122/00B000, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OPTIC PE
since 20082.169.421.529
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027G0122/00B000 | Flanders | 97 m² | 1 · 91 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector and region
AXM Optic
BE 1007.178.516
Halle
EGOS
BE 0434.553.664
Halle
OPTIEK DUYCK
BE 0794.234.119
Halle
OPTIEK RUTH Joseph en Christian
BE 0436.356.181
Halle
RUTH OPTIEK
BE 0859.584.009
Halle
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 1,730 companies in sector 47742 we hold annual accounts for 1,138.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2008
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.