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OPTIC-CROMPHOUDT

Active
Private limited companyfounded 200125 yrs activePlace Mac-Auliffe 51, 6600 Bastogne, BelgiumKBO/BCE: BE 0475.645.438
Summary

OPTIC-CROMPHOUDT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €405,090 and a net result of €75,474. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 340 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Hairdressing and barber services
NACE 96210Retail sale of prescription glasses, lenses and sunglasses NACE 47742Retail trade NACE 47782
#8 oldest company in Bastogne, Other services sector1 site
Size
€694,248total assets 2025
Staff
1.3 FTE
Equity
€405,090
Profit
€75,474
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
TMTV Holding · 100%
Accounts 141 d early0 of 3 deeds read
Why 95+ Liquidity: current ratio 3.34, cash €106,110+ Founded in 2001+ Equity €405,090 (58.3% of total assets)+ Size: 1.3 FTE, total assets €694,248Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 83-3
equity 58.3% of total assets
Liquidity 60+9
short-term debt 25.4% · cash 15.3%
Profitability 82+1
return on assets 10.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,525 companies)
Last 5 months 06-2026: < 0.1%highest value 07-2026: < 0.1%● 0.0% vs 06-2026highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 3.34, cash €106,110 lowers the probability
  • Founded in 2001 lowers the probability for this profile
  • Equity €405,090 (58.3% of total assets) lowers the probability
  • Size: 1.3 FTE, total assets €694,248 lowers the probability for this profile
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 3.34 against 3.44 in 2024; short-term debt: 25.4% and cash: 15.3% of total assets), and 41.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 74%, liquidity 64%, profitability 70%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 3.34, cash €106,110
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €405,090 (58.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 1.3 FTE, total assets €694,248
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-12-2025, 141 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
141 d early
2024
148 d early
2023
160 d early
2022
46 d early
2021
10 d early
2020
66 d early
2019
307 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 10 December (4 of the last 5 filed years within 95 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Highest result since 2019net €75,474 ▲14.3%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Oldest company in Bastogne, Other services sectorin the Checked rankings #8 View
  • Controlled by TMTV Holding 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €75,474 7 years View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€694,248
Profit
€75,474
Solvency
58.3%
Total assets▲ 3.9%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 30-04-2027
  1. 10-12-2025Annual accounts filed
  2. 30-09-2025Highest result since 2019
  3. 03-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Hairdressing and barber servicesNACE 96210
Founded
17-09-2001
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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