OptiBiz
ActiveSummary
OptiBiz has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€94,562) and a net result of -€19,692. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€94,562
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
6 d late
2023
2 d early
2022
on the day
2021
1 d late
2020
22 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€94,562▼ 26.3%
2024 · -€74,870
Total assets
€4,778▼ 21.8%
2024 · €6,111
Net result
-€19,692▼ 217%
2024 · -€6,204
Working capital
-€2,110▲ 92.0%
2024 · -€26,246
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,466▲ 51.2%€4,323€1,381▼ 68.1%-€6,041-€19,551▼ 224%
Net result-€7,633below the sector's middle half▲ 50.9%€4,153within the sector's middle half€1,192below the sector's middle half▼ 71.3%-€6,204below the sector's middle half-€19,692below the sector's middle half▼ 217%
Equity-€74,010below the sector's middle half▼ 11.5%-€69,857below the sector's middle half▲ 5.6%-€68,665below the sector's middle half▲ 1.7%-€74,870below the sector's middle half▼ 9.0%-€94,562below the sector's middle half▼ 26.3%
Total assets€7,927below the sector's middle half▼ 23.9%€14,937below the sector's middle half▲ 88.4%€12,725below the sector's middle half▼ 14.8%€6,111below the sector's middle half▼ 52.0%€4,778below the sector's middle half▼ 21.8%
Debt€81,937▲ 6.7%€84,794▲ 3.5%€81,390▼ 4.0%€80,981▼ 0.5%€99,340▲ 22.7%
Working capital-€30,600below the sector's middle half▼ 28.8%-€26,110below the sector's middle half▲ 14.7%-€27,187below the sector's middle half▼ 4.1%-€26,246below the sector's middle half▲ 3.5%-€2,110below the sector's middle half▲ 92.0%
Solvency-933.6%below the sector's middle half▼ 296.4pp-467.7%below the sector's middle half▲ 466.0pp-539.6%below the sector's middle half▼ 71.9pp
Current ratio0.11below the sector's middle half▼ 0.080.30below the sector's middle half▲ 0.190.20below the sector's middle half▼ 0.100.10below the sector's middle half▼ 0.09
Return on assets (ROA)-96.3%below the sector's middle half▲ 52.9pp27.8%within the sector's middle half▲ 124.1pp9.4%within the sector's middle half▼ 18.4pp-101.5%below the sector's middle half▼ 110.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19,551 in 2025 against €6,041 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4,778
Fixed assets
€1,248 ▼ 59.4%
Current assets
€3,530 ▲ 16.3%
Key figures and ratios
EBITDA
-€17,722▼
2024 · -€3,095
Cash flow
-€17,864▼
2024 · -€3,258
Interest coverage
-107.51▼
2024 · -18.94
Debt ≤ 1 year
€5,640▼
2024 · €29,281
Debt > 1 year
€93,700▲
2024 · €51,700
Ratios withheld: a balance sheet total of €4,778 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,145 | €1,989 | €1,701 | €2,946 | €1,828 | ▼ 37.9% |
| Other operating charges640/8 | - | €480 | €102 | €780 | €596 | ▼ 23.6% |
| Non-recurring operating charges66A | - | - | - | €1,515 | - | - |
| Gross operating margin9900 | -€3,321 | €6,792 | €3,183 | -€800 | -€17,126 | ▼ 2,040% |
| Operating profit (loss)9901 | -€7,466 | €4,323 | €1,381 | -€6,041 | -€19,551 | ▼ 224% |
| Financial income75/76B | - | - | - | - | €24 | - |
| Recurring financial income75 | - | - | - | - | €24 | - |
| Financial charges65/66B | - | €170 | €189 | €163 | €165 | ▲ 0.9% |
| Recurring financial charges65 | €167 | €170 | €189 | €163 | €165 | ▲ 0.9% |
| Profit (loss) for the period before taxes9903 | -€7,633 | €4,153 | €1,192 | -€6,204 | -€19,692 | ▼ 217% |
| Profit (loss) for the period9904 | -€7,633 | €4,153 | €1,192 | -€6,204 | -€19,692 | ▼ 217% |
| Profit (loss) for the period to be appropriated9905 | -€7,633 | €4,153 | €1,192 | -€6,204 | -€19,692 | ▼ 217% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7,927 | €14,937 | €12,725 | €6,111 | €4,778 | ▼ 21.8% |
| Fixed assets21/28 | €4,090 | €3,753 | €6,022 | €3,076 | €1,248 | ▼ 59.4% |
| Intangible fixed assets21 | €4,090 | €2,238 | €4,159 | €1,841 | €641 | ▼ 65.2% |
| Tangible fixed assets22/27 | - | €1,515 | €1,863 | €1,235 | €607 | ▼ 50.8% |
| Plant, machinery and equipment23 | - | €1,515 | €1,863 | €1,235 | €607 | ▼ 50.8% |
| Current assets29/58 | €3,837 | €11,184 | €6,703 | €3,035 | €3,530 | ▲ 16.3% |
| Amounts receivable within one year40/41 | €3,837 | €876 | €1,157 | €708 | €332 | ▼ 53.1% |
| Trade receivables40 | - | €495 | €908 | €708 | - | - |
| Other amounts receivable41 | - | €381 | €249 | - | €332 | - |
| Cash at bank and in hand54/58 | - | €8,308 | €4,032 | €2,326 | €3,198 | ▲ 37.5% |
| Deferred charges and accrued income490/1 | - | €2,000 | €1,515 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7,927 | €14,937 | €12,725 | €6,111 | €4,778 | ▼ 21.8% |
| Equity10/15 | -€74,010 | -€69,857 | -€68,665 | -€74,870 | -€94,562 | ▼ 26.3% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€94,470 | -€90,317 | -€89,125 | -€95,330 | -€115,022 | ▼ 20.7% |
| Amounts payable17/49 | €81,937 | €84,794 | €81,390 | €80,981 | €99,340 | ▲ 22.7% |
| Amounts payable after more than one year17 | €47,500 | €47,500 | €47,500 | €51,700 | €93,700 | ▲ 81.2% |
| Financial debts170/4 | - | €47,500 | €47,500 | €51,700 | €93,700 | ▲ 81.2% |
| Amounts payable within one year42/48 | €34,437 | €37,294 | €33,890 | €29,281 | €5,640 | ▼ 80.7% |
| Trade debts44 | €4,772 | €4,474 | €1,559 | €1,887 | €5,054 | ▲ 168% |
| Suppliers440/4 | - | €4,474 | €1,559 | €1,887 | €5,054 | ▲ 168% |
| Taxes, remuneration and social security45 | - | €1,068 | €1,089 | €67 | €135 | ▲ 101% |
| Taxes450/3 | - | €1,068 | €1,089 | €67 | €135 | ▲ 101% |
| Other amounts payable47/48 | - | €31,752 | €31,242 | €27,326 | €451 | ▼ 98.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,633 | €4,153 | €1,192 | -€6,204 | -€19,692 | ▼ 217% |
| + Depreciation and write-downs630 | €4,145 | €1,989 | €1,701 | €2,946 | €1,828 | ▼ 37.9% |
| Operating cash flow (approximation) | -€3,488 | €6,142 | €2,893 | -€3,258 | -€17,864 | ▼ 448% |
| Investment in fixed assets (approximation) | - | -€1,652 | -€3,970 | €0 | €0 | - |
| Change in cash | - | - | -€4,276 | -€1,705 | €872 | ▲ 151% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €4,153
Net result €4,153 after 3 loss-making years.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Ground area
551 m²
Building footprint
182 m²
Volume, LiDAR
1,575 m³
Parcel 11003A0355/00T002, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
OptiBiz
since 20092.179.524.078
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0355/00T002 | Flanders | 551 m² | 1 · 182 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded16-07-2009
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0817163236
Also
9925:BE0817163236
Registered
30-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.