OPTIBIM
ActiveOPTIBIM has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 59% of 4360 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +31 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency91▲+33
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 0.91 in 2023), and 40.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
55 d early
2023
57 d early
2022
55 d early
2021
53 d early
2020
58 d early
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€38k▲ 274%
2023 · €10k
2019: €6k
2020: €4k
2021: €-14k
2022: €-16k
2023: €10k
2019 → 2024
Total assets
€64k▲ 146%
2023 · €26k
2019: €8k
2020: €18k
2021: €8k
2022: €13k
2023: €26k
2019 → 2024
Net result
€28k▲ 7.2%
2023 · €26k
2019: €576
2020: €-2k
2021: €-18k
2022: €-2k
2023: €26k
2019 → 2024
Working capital
€17k
2023 · €-1k
2019: €6k
2020: €4k
2021: €-16k
2022: €-17k
2023: €-1k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4k-€-14k€-16k▼ 10.4%€10k€38k▲ 274%
Operating result€-2k-€-18k▼ 805%€-1k▲ 92.2%€26k€32k▲ 20.4%
Net result€-2k-€-18k▼ 790%€-2k▲ 91.6%€26k€28k▲ 7.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 20% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €64k
Fixed assets
€21k▲ 81.9%
Current assets
€43k▲ 198%
Equity and liabilities €64k
Equity
€38k▲ 274%
Debt
€26k▲ 63.7%
The debt ratio falls from 60.8% to 40.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€39k▲
2023 · €33k
Cash flow
€36k▲
2023 · €33k
Solvency
59.6%▲
2023 · 39.2%
Current ratio
1.65▲
2023 · 0.91
Quick ratio
1.65▲
2023 · 0.91
Debt / equity
0.68▼
2023 · 1.55
ROE
73.3%▼
2023 · 255.5%
ROA
43.6%▼
2023 · 100.2%
Interest coverage
139.38▼
2023 · 213.79
Debt
€26k▲
2023 · €16k
Debt ≤ 1 year
€26k▲
2023 · €16k
Income taxes
€4k
Staff costs
€146k▲
2023 · €137k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€26k€64k▲
Fixed assets21/28€12k€21k▲
Tangible fixed assets22/27€12k€21k▲
Plant, machinery and equipment23€2k€15k▲
Furniture and vehicles24€10k€6k▼
Current assets29/58€14k€43k▲
Amounts receivable within one year40/41€6k€18k▲
Trade receivables40€718€12k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€8k€25k▲
Equity and liabilities
Total equity and liabilities10/49€26k€64k▲
Equity10/15€10k€38k▲
Contributions10/11€5k€5k=
Reserves13€500€500=
Non-distributable reserves130/1€500€500=
Other1319€500€500=
Profit (loss) carried forward14€5k€33k▲
Amounts payable17/49€16k€26k▲
Amounts payable within one year42/48€16k€26k▲
Trade debts44€8k€15k▲
Suppliers440/4€8k€15k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3-€4k
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48-€1k
Income statement
Code20232024
Remuneration, social security and pensions62€137k€146k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€618€642▲
Gross operating margin9900€170k€186k▲
Operating profit (loss)9901€26k€32k▲
Financial income75/76B€48€188▲
Recurring financial income75€48€188▲
Financial charges65/66B€154€282▲
Recurring financial charges65€154€282▲
Profit (loss) for the period before taxes9903€26k€32k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€26k€28k▲
Profit (loss) for the period to be appropriated9905€26k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€33k▲
Profit (loss) brought forward from the previous period14P€-21k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €28k ▲7.2%
Operating result €32k, net result €28k, both a record.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Fleurus, Sauv. 875030 GemblouxGround area
997 m²
Building footprint
198 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
CHRONOPLAN
since 20192.290.580.368
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253B0707/00L000 | Wallonia | 542 m² | 1 · 113 m² | - |
| 92253B0551/00K002 | Wallonia | 455 m² | 1 · 85 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CE ENGINEERING
BE 0698.923.503
Kapellen · Eq €38k
STUDIO M. BERTELS
BE 0465.437.276
Hasselt · Eq €38k
BM ENGINEERING TECON
BE 0863.707.301
Antwerpen · Eq €38k
BUILD-ENG CONSTRUCT
BE 0464.430.060
Sint-Jans-Molenbeek · Eq €38k
ADVIES DUURZAME KWALITEIT
BE 0475.935.547
Herentals · Eq €38k
Of 11,505 companies in sector 71121 we hold annual accounts for 6,525. 4,661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2019
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
71111Activities of building architects
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.