OPTIBI
ActiveSummary
OPTIBI has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €340,643 and a net result of -€8,690. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 32% of 840 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 07-10-2013 Normal situation
- Activity
- Other educational support services NACE 85699and 1 other
- Joint committee
- 200 Auxiliary committee for white-collar workers · annual accounts 2021
- Establishment unit
- 2.223.395.396 9000 Ghent, since 07-10-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Board and ownership
Board
Shareholders
- TUTORING COMPANY BELGIUM22%2025 annual accounts of TUTORING COMPANY BELGIUM
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
Annual accounts 2025
- Gross margin
- €963,851
- ▲ 27.2%
- Turnover
- ≈ €1.5m
- estimated
- Loss
- €8,690
- ▼ 91.8%
- Equity
- €340,643
- ▲ 19.8%
- Total assets
- €1.0m
- ▲ 1.1%
- Employees on 31-12-2025
- 11
- =
Score breakdownraises riskSize: 11.1 FTE, total assets €1.0mLoss of €8,690, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 1.48, cash €207,411Sector: Education (NACE 85)Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of small companies in education (NACE 85)
Financial strength · tick: 2024
Strong
Solvency
58+5
equity 33.5% of total assets
Liquidity
64+3
short-term debt 28.6% · cash 20.4%
Profitability
68+12
return on assets -0.9%
Bankruptcy probability within 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.2 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.2%▼ -0.2 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.48 (1.3 in 2024), below the usual 1.5. Short-term debt is 28.6% and cash 20.4% of total assets. 66.5% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, small). It does better than 30% of them on solvency, 53% on liquidity, 33% on profitability and 84% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
46 days early
2024
21 days early
2023
27 days early
2022
3 days early
2021
4 days early
2020
4 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 15-06-2026 at the NBB all 8 filings
Turnover
≈ €1.5m
Estimated: probably between €1.0m and €2.3m
Total assets
€1.0m▲ 1.1%
2024 · €1.0m
Net result
-€8,690▲ 91.8%
2024 · -€105,866
Working capital
€138,825▲ 39.1%
2024 · €99,835
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
-€22,360
▲ 78.8%
2025
20182025
Net result
-€8,690
▲ 91.8%
2025
lowest quarter of the sector
20182025
Equity
€340,643
▲ 19.8%
2025
middle half of the sector
20182025
Total assets
€1.0m
▲ 1.1%
2025
middle half of the sector
20182025
Debt
€677,235
▼ 6.3%
2025
20182025
Working capital
€138,825
▲ 39.1%
2025
middle half of the sector
20182025
Solvency
33.5%
▲ 5.2pp
2025
middle half of the sector
20182025
Current ratio
1.48
▲ 0.18
2025
middle half of the sector
20182025
Return on assets (ROA)
-0.9%
▲ 9.7pp
2025
middle half of the sector
20182025
Staff (FTE)
11.1
=
2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.02m-€0.02m▲ 13.0%-€0.07m€0.002m-€0.03m-€0.05m▼ 78.8%-€0.1m▼ 119%-€0.02m▲ 78.8%
Net result€0.02m-€0.01m▼ 28.6%-€0.08mbelow the sector's middle half-€0.03mbelow the sector's middle half▲ 65.9%-€0.04mbelow the sector's middle half▼ 55.9%-€0.06mbelow the sector's middle half▼ 29.4%-€0.1mbelow the sector's middle half▼ 92.0%-€0.009mbelow the sector's middle half▲ 91.8%
Equity€0.04m-€0.06m▲ 78.9%-€0.02mbelow the sector's middle half-€0.04mbelow the sector's middle half▼ 175%-€0.09mbelow the sector's middle half▼ 99.2%€0.4mwithin the sector's middle half€0.3mwithin the sector's middle half▼ 20.9%€0.3mwithin the sector's middle half▲ 19.8%
Total assets€0.3m-€1.0m▲ 227%€0.6mabove the sector's middle half▼ 34.0%€0.6mabove the sector's middle half▼ 9.0%€0.6mbelow the sector's middle half▲ 7.6%€0.9mwithin the sector's middle half▲ 48.9%€1.0mwithin the sector's middle half▲ 9.2%€1.0mwithin the sector's middle half▲ 1.1%
Debt€0.3m-€0.9m▲ 248%€0.6m▼ 27.4%€0.6m▼ 4.6%€0.7m▲ 13.9%€0.6m▼ 20.1%€0.7m▲ 28.4%€0.7m▼ 6.3%
Working capital€0.06m-€0.4m▲ 458%€0.2mabove the sector's middle half▼ 35.5%€0.2mabove the sector's middle half▼ 11.2%€0.2mwithin the sector's middle half▼ 16.6%€0.2mwithin the sector's middle half▼ 2.2%€0.1mwithin the sector's middle half▼ 40.8%€0.1mwithin the sector's middle half▲ 39.1%
Solvency12.3%-6.7%▼ 5.6pp-2.5%below the sector's middle half▼ 9.2pp-7.5%below the sector's middle half▼ 5.0pp-13.8%below the sector's middle half▼ 6.4pp38.9%within the sector's middle half▲ 52.8pp28.2%below the sector's middle half▼ 10.7pp33.5%within the sector's middle half▲ 5.2pp
Current ratio2.02-1.92▼ 0.092.09within the sector's middle half▲ 0.162.25within the sector's middle half▲ 0.171.74within the sector's middle half▼ 0.511.75within the sector's middle half▲ 0.011.30below the sector's middle half▼ 0.451.48within the sector's middle half▲ 0.18
Return on assets (ROA)5.8%-1.3%▼ 4.5pp-12.7%below the sector's middle half▼ 13.9pp-4.7%below the sector's middle half▲ 7.9pp-6.9%below the sector's middle half▼ 2.1pp-6.0%below the sector's middle half▲ 0.9pp-10.5%below the sector's middle half▼ 4.5pp-0.9%within the sector's middle half▲ 9.7pp
Staff (FTE)4.1-8.7▲ 112%10.3above the sector's middle half▲ 18.4%9.5▼ 7.8%13.6within the sector's middle half▲ 43.2%12.1within the sector's middle half▼ 11.0%11.1within the sector's middle half▼ 8.3%11.1within the sector's middle half=
above
within
below
The sector band is the middle half of the companies in Education (NACE 85). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €22,360, smaller than the loss of €105,654 in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€587,827 ▲ 2.3%
Current assets
€430,052 ▼ 0.6%
Equity and liabilities €1.0m
Equity
€340,643 ▲ 19.8%
Debt
€677,235 ▼ 6.3%
Debt's share of the balance-sheet total falls from 71.8% to 66.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€248,148▲
2024 · €96,623
Cash flow
€261,818▲
2024 · €96,410
Debt to equity
1.99▼
2024 · 2.54
ROE
-2.6%▲
2024 · -37.2%
Interest coverage
29.76▲
2024 · 11.74
Debt ≤ 1 year
€291,227▼
2024 · €332,844
Income taxes
-€7,815▼
2024 · -€5,470
Staff costs
€704,995▲
2024 · €651,003
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 10 | 13 | 11 | 11 | 11 |
| full-time | 9 | 12 | 11 | 11 | 10 |
| part-time | 1 | 1 | 0 | 0 | 1 |
| in full-time equivalents | 9.8 | 12.8 | 11 | 11 | 10.6 |
| Average over the year, in full-time equivalents | 9.5 | 13.6 | 12.1 | 11.1 | 11.1 |
| On a permanent contract | 10 | 13 | 11 | 11 | 11 |
| Joined | 6 | 60 | 123 | 48 | 1 |
| Left | 7 | 57 | 125 | 48 | 1 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | - | - | - | - | €88,869 |
| Pledge on the business | - | - | - | - | €90,000 |
| Pledge on other assets, amount secured | - | - | - | - | €50,000 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €20,277 | €4,989 | €3,766 | €19,413 | €20,050 |
| Intangible fixed assets | €81,199 | €97,672 | €465,552 | €228,148 | €263,708 |
| Depreciation and write-downs of the year | €83,257 | €86,888 | €154,287 | €202,276 | €270,508 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2023 to 2025 · 8 entries · €230,237 awarded · €183,184 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 4 | €1,054 | €91,163 |
| 2024 | 3 | €228,916 | €92,021 |
| 2023 | 1 | €267 | €0 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €417,439 | €578,248 | €571,039 | €651,003 | €704,995 | ▲ 8.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47,987 | €67,912 | €74,025 | €83,257 | €86,888 | €154,287 | €202,276 | €270,508 | ▲ 33.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €317 | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €7,533 | €7,165 | €9,732 | €10,202 | €10,709 | ▲ 5.0% |
| Gross operating margin9900 | €218,323 | €432,704 | €400,498 | €510,142 | €645,362 | €686,885 | €757,827 | €963,851 | ▲ 27.2% |
| Operating profit (loss)9901 | €21,051 | €23,777 | -€69,791 | €1,595 | -€26,938 | -€48,173 | -€105,654 | -€22,360 | ▲ 78.8% |
| Financial income75/76B | - | - | - | €1,164 | €1,512 | €2,220 | €2,547 | €14,195 | ▲ 457% |
| Recurring financial income75 | €193 | €517 | €2,232 | €1,164 | €1,512 | €2,220 | €2,547 | €14,195 | ▲ 457% |
| Financial charges65/66B | - | - | - | €30,091 | €17,189 | €9,182 | €8,229 | €8,340 | ▲ 1.3% |
| Recurring financial charges65 | €4,241 | €9,095 | €8,867 | €30,091 | €11,743 | €9,182 | €8,229 | €8,340 | ▲ 1.3% |
| Non-recurring financial charges66B | - | - | - | - | €5,446 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €17,003 | €15,199 | -€76,425 | -€27,332 | -€42,616 | -€55,136 | -€111,336 | -€16,504 | ▲ 85.2% |
| Income taxes67/77 | - | €3,063 | €3,827 | - | - | - | -€5,470 | -€7,815 | ▼ 42.9% |
| Profit (loss) for the period9904 | €17,003 | €12,136 | -€80,252 | -€27,332 | -€42,616 | -€55,136 | -€105,866 | -€8,690 | ▲ 91.8% |
| Profit (loss) for the period to be appropriated9905 | €17,003 | €12,136 | -€80,252 | -€27,332 | -€42,616 | -€55,136 | -€105,866 | -€8,690 | ▲ 91.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.3m | €1.0m | €0.6m | €0.6m | €0.6m | €0.9m | €1.0m | €1.0m | ▲ 1.1% |
| Fixed assets21/28 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.5m | €0.6m | €0.6m | ▲ 2.3% |
| Intangible fixed assets21 | €0.1m | €0.1m | €0.1m | €0.1m | €0.2m | €0.5m | €0.5m | €0.5m | ▲ 1.1% |
| Tangible fixed assets22/27 | €0.04m | €0.09m | €0.09m | €0.07m | €0.05m | €0.03m | €0.03m | €0.04m | ▲ 22.1% |
| Plant, machinery and equipment23 | - | - | - | €0.008m | €0.008m | €0.005m | €0.003m | €0.003m | ▼ 11.9% |
| Furniture and vehicles24 | - | - | - | €0.01m | €0.006m | €0.002m | €0.003m | €0.002m | ▼ 31.9% |
| Leasing and similar rights25 | - | - | - | €0.05m | - | - | - | - | - |
| Other tangible fixed assets26 | - | - | - | - | €0.04m | €0.02m | €0.03m | €0.04m | ▲ 32.0% |
| Financial fixed assets28 | €0.001m | - | - | - | - | - | - | - | - |
| Current assets29/58 | €0.1m | €0.8m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | ▼ 0.6% |
| Amounts receivable within one year40/41 | €0.05m | €0.3m | €0.1m | €0.03m | €0.04m | €0.1m | €0.04m | €0.06m | ▲ 51.4% |
| Trade receivables40 | - | - | - | €0.03m | €0.04m | €0.1m | €0.03m | €0.02m | ▼ 29.3% |
| Other amounts receivable41 | - | - | - | €0.002m | €226 | €438 | €0.005m | €0.03m | ▲ 508% |
| Cash at bank and in hand54/58 | €0.08m | €0.2m | €0.1m | €0.1m | €0.2m | €0.07m | €0.2m | €0.2m | ▲ 3.0% |
| Deferred charges and accrued income490/1 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 14.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.3m | €1.0m | €0.6m | €0.6m | €0.6m | €0.9m | €1.0m | €1.0m | ▲ 1.1% |
| Equity10/15 | €0.04m | €0.06m | -€0.02m | -€0.04m | -€0.09m | €0.4m | €0.3m | €0.3m | ▲ 19.8% |
| Contributions10/11 | €0.02m | €0.05m | - | €0.05m | €0.05m | €0.6m | €0.6m | €0.6m | = |
| Reserves13 | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Non-distributable reserves130/1 | - | - | - | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Reserves not available under the articles1311 | - | - | - | €0.003m | €0.003m | - | - | - | - |
| Other1319 | - | - | - | - | - | €0.003m | €0.003m | €0.003m | = |
| Profit (loss) carried forward14 | €0.01m | €0.01m | -€0.07m | -€0.1m | -€0.1m | -€0.2m | -€0.3m | -€0.3m | ▼ 2.9% |
| Investment grants15 | - | - | - | - | - | - | €0.03m | €0.1m | ▲ 211% |
| Amounts payable17/49 | €0.3m | €0.9m | €0.6m | €0.6m | €0.7m | €0.6m | €0.7m | €0.7m | ▼ 6.3% |
| Amounts payable after more than one year17 | €0.07m | €0.3m | €0.2m | €0.1m | €0.06m | €0.006m | €0 | - | - |
| Financial debts170/4 | - | - | - | €0.1m | €0.06m | €0.006m | €0 | - | - |
| Amounts payable within one year42/48 | €0.06m | €0.4m | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | €0.3m | ▼ 12.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.08m | €0.06m | €0.06m | €0.03m | €0.01m | ▼ 48.7% |
| Financial debts43 | - | - | - | - | - | - | €0.08m | €0.08m | = |
| Credit institutions430/8 | - | - | - | - | - | - | €0.08m | €0.08m | = |
| Trade debts44 | €19 | €0.04m | €0.01m | €0.02m | €0.06m | €0.09m | €0.08m | €0.07m | ▼ 10.0% |
| Suppliers440/4 | - | - | - | €0.02m | €0.06m | €0.09m | €0.08m | €0.07m | ▼ 10.0% |
| Taxes, remuneration and social security45 | - | - | - | €0.07m | €0.1m | €0.08m | €0.1m | €0.1m | ▲ 6.6% |
| Taxes450/3 | - | - | - | €0.03m | €0.04m | €0.03m | €0.06m | €0.06m | ▼ 5.8% |
| Remuneration and social security454/9 | - | - | - | €0.04m | €0.06m | €0.06m | €0.06m | €0.07m | ▲ 19.3% |
| Other amounts payable47/48 | - | - | - | €0.001m | €0.007m | €135 | €0.03m | €0.004m | ▼ 87.5% |
| Accrued charges and deferred income492/3 | - | - | - | €0.3m | €0.4m | €0.3m | €0.4m | €0.4m | ▼ 1.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,003 | €12,136 | -€80,252 | -€27,332 | -€42,616 | -€55,136 | -€105,866 | -€8,690 | ▲ 91.8% |
| + Depreciation and write-downs630 | €47,987 | €67,912 | €74,025 | €83,257 | €86,888 | €154,287 | €202,276 | €270,508 | ▲ 33.7% |
| Operating cash flow (approximation) | €64,990 | €80,048 | -€6,228 | €55,925 | €44,272 | €99,151 | €96,410 | €261,818 | ▲ 172% |
| Investment in fixed assets (approximation) | - | -€109,686 | -€53,352 | -€101,476 | -€97,214 | -€469,318 | -€247,561 | -€283,758 | ▼ 14.6% |
| Change in cash | - | €112,904 | -€80,827 | €18,277 | €43,138 | -€94,534 | €126,428 | €6,058 | ▼ 95.2% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,686 companies had the same profile as OPTIBI has now. Two years later, 93.7% were still going and 0.6% had gone bankrupt.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
93.7%
was still going
5.4%
stopped otherwise
0.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OPTIBI itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,686 companies, not a prediction for OPTIBI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 15-06-2026 | 2026-00161763 | |
| 31-12-2024 | abbreviated format | 10-07-2025 | 2025-00254681 | |
| 31-12-2023 | abbreviated format | 04-07-2024 | 2024-00209187 | |
| 31-12-2022 | abbreviated format | 28-07-2023 | 2023-00285912 | |
| 31-12-2021 | micro format | 27-07-2022 | 2022-20227202 | |
| 31-12-2020 | micro format | 04-08-2021 | 2021-45900127 | |
| 31-12-2019 | micro format | 31-08-2020 | 2020-48100592 | |
| 31-12-2018 | micro format | 27-11-2019 | 2019-74500343 |
Board & ownership
Directors
Directors
3 directors, 3 in day-to-day management, last change in 2025
Board 3
OLIEVERF
Current
Director · current term since 08-04-2025 · Limited partnership · permanent representative: Oliver Verstraeten · listed in the 2025 annual accounts, filed on 15-06-2026
DKB
Current
Director · current term since 08-07-2025 · Limited partnership · permanent representative: Dieter Dehaemers · listed in the 2025 annual accounts, filed on 15-06-2026
EKABYTE
Current
Director · since 12-09-2025 · term without a fixed end · Limited partnership · permanent representative: Nico Ekkart · listed in the 2025 annual accounts, filed on 15-06-2026
Day-to-day management 3
DKB
Current
Managing director · appointed by deed of 15-09-2025 · Limited partnership · permanent representative: Dieter Dehaemers
OLIEVERF
Current
Managing director · appointed by deed of 15-09-2025 · Limited partnership · permanent representative: Oliver Verstraeten
EKABYTE
Current
Managing director · appointed by deed of 14-11-2025 · Limited partnership · permanent representative: Nico Ekkart
Permanent representatives 3
Dieter Dehaemers
Current
Permanent representative · appointed by deed of 27-04-2023 · for DKB
Oliver Verstraeten
Current
Permanent representative · appointed by deed of 27-04-2023 · for OLIEVERF
Nico Ekkart
Current
Permanent representative · appointed by deed of 14-11-2025 · for EKABYTE
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Two directors jointly
deed of 25-10-2023Owners and capital
Shareholders
1 ownerOwners 1
- Equity €28,447 Profit of €10,136 in 2026 (loss of €201,901 in 2025)22%
Owners through the years 2024 to 2025
| Name | 2024 | 2025 |
|---|---|---|
| TUTORING COMPANY BELGIUM | 33.33% | 22% |
Source: lists of holdings in the owners' accounts
Capital transactions
Capital over time
- 27-04-2023 Capital increase of €250,000 · 12,550 new shares · in kind
- 27-04-2023 Capital increase of €250,000 · 12,550 new shares · in cash
Mandate history
6 people, 3 in office
- Board
- Day-to-day management
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| DKB |
|
| OLIEVERF |
|
| EKABYTE |
|
| Tutoring Company Belgium |
|
| Dieter Dehaemers |
|
| Oliver Verstraeten |
|
Articles of association
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, algemene vergadering mag een of meerdere vereffenaars aanduiden bevoegdheden omlijnen…”
Articles of association, deed of 21-10-2022 (in Dutch)
Network & group
Companies at the same address
2 other companiesConnections & network
3 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Deeds, filings and financial milestones
Deadline for the 2026 accounts:
2026
15-06
abbreviated format · 46 days before the deadline
2025
14-11
Gazette deed
Appointment: Ekabyte CommV (director)Permanent representative: Nico Ekkart3 points ▸
Gazette deed
Appointment: Ekabyte CommV (director)
Permanent representative: Nico Ekkart3 points ▸
- Director appointment, Ekabyte CommV
- Permanent representative, Nico Ekkart
- Director appointment, Ekabyte CommV (managing director)
- The deed holds 1 more point.
15-09
Gazette deed
2 directors appointed, 1 director resigningResignation: TUTORING COMPANY BELGIUM BV (director) · Permanent representatives: Maarten de Vos tot Nederveen Cappel, Dieter Dehaemers and Oliver Verstraeten · Appointments: DKB CommV (managing director) and OLIEVERF CommV (managing director)12 points ▸
Gazette deed
2 directors appointed, 1 director resigning
Resignation: TUTORING COMPANY BELGIUM BV (director) · Permanent representatives: Maarten de Vos tot Nederveen Cappel, Dieter Dehaemers and Oliver Verstraeten · Appointments: DKB CommV (managing director) and OLIEVERF CommV (managing director)12 points ▸
- General meeting, 08-07-2025
- Director resignation, TUTORING COMPANY BELGIUM BV
- Permanent representative, Maarten de Vos tot Nederveen Cappel
- Power of attorney, Luc Wynant, mentioned twice in the deed
- Power of attorney, Laurent Detaille, mentioned twice in the deed
- Power of attorney, Alice Vander Stichele, mentioned twice in the deed
- Power of attorney, Emma Van den Bergh, mentioned twice in the deed
- Board meeting, 08-07-2025
- Director appointment, DKB CommV (managing director)
- Permanent representative, Dieter Dehaemers
- Director appointment, OLIEVERF CommV (managing director)
- Permanent representative, Oliver Verstraeten
- The deed holds 2 more points.
10-07
abbreviated format · 21 days before the deadline
2024
31-12
Financial
Weakest financial yearnet -€105,866
The net result drops to -€105,866, the lowest from 2018 to 2025. It recovers the following year.
04-07
abbreviated format · 27 days before the deadline
2023
31-12
Financial
Equity above €200,000equity €359,308
Equity rises from -€85,556 to €359,308.
25-10
Gazette deed
1 director resigning, 1 director reappointedResignation: Tutoring Company Belgium (director) · Permanent representatives: Gerrit Jan van 't Hag and Maarten Jan Robin de Vos tot Nederveen Cappel · Reappointment: Tutoring Company Belgium (director)5 points ▸
Gazette deed
1 director resigning, 1 director reappointed
Resignation: Tutoring Company Belgium (director) · Permanent representatives: Gerrit Jan van 't Hag and Maarten Jan Robin de Vos tot Nederveen Cappel · Reappointment: Tutoring Company Belgium (director)5 points ▸
- General meeting, 31-08-2023
- Director resignation, Tutoring Company Belgium
- Permanent representative, Gerrit Jan van 't Hag
- Director reappointment, Tutoring Company Belgium
- Permanent representative, Maarten Jan Robin de Vos tot Nederveen Cappel
28-07
abbreviated format · 3 days before the deadline
27-04
Gazette deed
Capital increase of €250,00012,550 new shares · Resignations: DEHAEMERS Dieter (director) and VERSTRAETEN Oliver (director) · Appointments: DKB, Olieverf and Tutoring Company Belgium12 points ▸
Gazette deed
Capital increase of €250,000
12,550 new shares · Resignations: DEHAEMERS Dieter (director) and VERSTRAETEN Oliver (director) · Appointments: DKB, Olieverf and Tutoring Company Belgium12 points ▸
- General meeting, 24-04-2023
- Capital increase, €250,000, mentioned twice in the deed
- Amendment of the articles, article 5, mentioned twice in the deed
- 75,300 shares
- Director resignation, DEHAEMERS Dieter
- Director resignation, VERSTRAETEN Oliver
- Director discharge, DEHAEMERS Dieter
- Director discharge, VERSTRAETEN Oliver
- Director appointment, DKB
- Director appointment, Olieverf
- Director appointment, Tutoring Company Belgium
- Permanent representative, DEHAEMERS Dieter
- The deed holds 13 more points.
2022
21-10
Gazette deed
2 directors appointed, 2 directors resigningResignations: Verstraeten Oliver (director) and Dehaemers Dieter (director) · Appointments: Verstraeten Oliver (director) and Dehaemers Dieter (director) · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company7 points ▸
Gazette deed
2 directors appointed, 2 directors resigning
Resignations: Verstraeten Oliver (director) and Dehaemers Dieter (director) · Appointments: Verstraeten Oliver (director) and Dehaemers Dieter (director) · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company7 points ▸
- General meeting, 23-08-2022
- Registered office clause, Wilderoosstraat 2, 9000 Gent
- Director resignation, Verstraeten Oliver
- Director resignation, Dehaemers Dieter
- Director appointment, Verstraeten Oliver
- Director appointment, Dehaemers Dieter
- Legal-form conversion, from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company
- The deed holds 1 more point.
27-07
micro format · 4 days before the deadline
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
OPTIBI in Dutch
Name in the Peppol Directory
HelloProf (OPTIBI BV)
Enterprise number
0540.564.865
Legal form
Private limited company
Status
Active, normal situation
Founded
07-10-2013
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 27-04-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 27-04-2023 (in Dutch)Registered office and establishments
Registered office
Wilderoosstraat 2, 9000 Ghent, Belgium
Establishment unit
Mescoursparticuliers, Wilderoosstraat 2, 9000 Ghent since 07-10-2013 · unit number 2.223.395.396
Activities
NACEBEL 2025VAT activities
85699
Other educational support services main activity
Social security (RSZ) activities
85599
Other education main activity
Codes under NACEBEL 2008
VAT activities
85609
Education main activity
Social security (RSZ) activities
85599
Other education main activity
Joint committee
200 Auxiliary committee for white-collar workers annual accounts 2021
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 27-04-2023 (in Dutch)
“Aanbieden van onderwijs- en studiebegeleidingsactiviteiten door middel van een online platform; Optreden als intermediair; Aanbieden van een…”
3 activities
- Aanbieden van onderwijs- en studiebegeleidingsactiviteiten door middel van een online platform
- Optreden als intermediair
- Aanbieden van een ruim pakket van onderwijsdiensten,met in het bijzonder individuele en groepslessen,zowel online als offline
Invoicing and payment
VAT number
BE 0540.564.865
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Tuesday of June at 11:00
deed of 21-10-2022 (in Dutch)Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
Sites & property
Location
Buildings and parcels at the address
Ground area
4,547 m²
Building footprint
1,069 m²
Building volume
14,569 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44815F1233/00G000 | Flanders | 4,547 m² | 1 · 1,069 m² | 17.5 m · 5 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.