OPTIBEL
ActiveSummary
OPTIBEL has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €329. Equity is growing by ~66.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▼-56
Solvency53▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.33 in 2024; short-term debt: 72.1% and cash: 0.4% of total assets), and 72.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
15 d early
2023
7 d late
2022
5 d early
2021
31 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 1.8%
2024 · €18k
Total assets
€66k▼ 2.5%
2024 · €67k
Net result
€329▼ 97.6%
2024 · €14k
Working capital
€15k▼ 5.6%
2024 · €16k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€789▼ 90.4%€7k▲ 747%€1k▼ 85.0%€14k▲ 1,312%€650▼ 95.4%
Net result€297▼ 96.1%€6k▲ 2,029%€512▼ 91.9%€14k▲ 2,616%€329▼ 97.6%
Equity€-3k▲ 9.7%€4k€4k▲ 14.4%€18k▲ 342%€18k▲ 1.8%
Total assets€54k▼ 13.9%€60k▲ 10.9%€60k▼ 0.6%€67k▲ 12.6%€66k▼ 2.5%
Debt€57k▼ 13.7%€56k▼ 0.8%€56k▼ 1.5%€49k▼ 11.5%€47k▼ 4.0%
Working capital€-6k▲ 22.4%€-1k▲ 77.9%€1k€16k▲ 1,459%€15k▼ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€4k ▼ 2.5%
Current assets
€62k ▼ 2.5%
Equity and liabilities €66k
Equity
€18k ▲ 1.8%
Debt
€47k ▼ 4.0%
Debt's share of the balance-sheet total falls from 73.2% to 72.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€743▼
2024 · €15k
Cash flow
€421▼
2024 · €15k
Current ratio
1.31▼
2024 · 1.33
Quick ratio
0.10▼
2024 · 0.28
Debt to equity
2.58▼
2024 · 2.74
ROE
1.8%▼
2024 · 77.4%
ROA
0.5%▼
2024 · 20.7%
Interest coverage
2.31▼
2024 · 56.38
Debt ≤ 1 year
€47k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €5k | €2k | €693 | €92 | ▼ 86.7% |
| Other operating charges640/8 | €513 | €567 | €384 | €502 | €654 | ▲ 30.1% |
| Gross operating margin9900 | €5k | €12k | €3k | €15k | €1k | ▼ 90.9% |
| Operating profit (loss)9901 | €789 | €7k | €1k | €14k | €650 | ▼ 95.4% |
| Financial income75/76B | €23 | €62 | €0 | €12 | €1 | ▼ 95.1% |
| Recurring financial income75 | €23 | €62 | €0 | €12 | €1 | ▼ 95.1% |
| Financial charges65/66B | €515 | €425 | €491 | €264 | €322 | ▲ 22.2% |
| Recurring financial charges65 | €515 | €425 | €491 | €264 | €322 | ▲ 22.2% |
| Profit (loss) for the period before taxes9903 | €297 | €6k | €513 | €14k | €329 | ▼ 97.6% |
| Income taxes67/77 | - | - | €0 | €0 | - | - |
| Profit (loss) for the period9904 | €297 | €6k | €512 | €14k | €329 | ▼ 97.6% |
| Profit (loss) for the period to be appropriated9905 | €297 | €6k | €512 | €14k | €329 | ▼ 97.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €54k | €60k | €60k | €67k | €66k | ▼ 2.5% |
| Fixed assets21/28 | €6k | €6k | €4k | €4k | €4k | ▼ 2.5% |
| Tangible fixed assets22/27 | €6k | €6k | €4k | €4k | €4k | ▼ 2.5% |
| Plant, machinery and equipment23 | €3k | - | - | - | - | - |
| Furniture and vehicles24 | €491 | €193 | €0 | - | - | - |
| Other tangible fixed assets26 | €3k | €6k | €4k | €4k | €4k | ▼ 2.5% |
| Current assets29/58 | €48k | €54k | €55k | €64k | €62k | ▼ 2.5% |
| Stocks and contracts in progress3 | €43k | €52k | €44k | €50k | €57k | ▲ 14.8% |
| Stocks30/36 | €43k | €52k | €44k | €50k | €57k | ▲ 14.8% |
| Amounts receivable within one year40/41 | - | - | €5k | €4k | €4k | ▲ 6.5% |
| Trade receivables40 | - | - | €5k | €4k | €4k | ▲ 6.5% |
| Cash at bank and in hand54/58 | €6k | €2k | €4k | €10k | €288 | ▼ 97.0% |
| Deferred charges and accrued income490/1 | - | - | €2k | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €54k | €60k | €60k | €67k | €66k | ▼ 2.5% |
| Equity10/15 | €-3k | €4k | €4k | €18k | €18k | ▲ 1.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €6k | €6k | €6k | €6k | €6k | = |
| Non-distributable reserves130/1 | €211 | - | - | - | - | - |
| Reserves not available under the articles1311 | €211 | - | - | - | - | - |
| Tax-exempt reserves132 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | - | €211 | €211 | €211 | €211 | = |
| Profit (loss) carried forward14 | €-28k | €-21k | €-21k | €-7k | €-7k | ▲ 4.8% |
| Amounts payable17/49 | €57k | €56k | €56k | €49k | €47k | ▼ 4.0% |
| Amounts payable after more than one year17 | €1k | - | - | - | - | - |
| Financial debts170/4 | €1k | - | - | - | - | - |
| Amounts payable within one year42/48 | €54k | €55k | €54k | €48k | €47k | ▼ 1.4% |
| Current portion of amounts payable after more than one year42 | €3k | €1k | €0 | - | - | - |
| Trade debts44 | €3k | €3k | €4k | €4k | €4k | ▲ 1.3% |
| Suppliers440/4 | €3k | €3k | €4k | €4k | €4k | ▲ 1.3% |
| Taxes, remuneration and social security45 | €4k | €2k | €2k | €3k | €908 | ▼ 73.6% |
| Taxes450/3 | €4k | €2k | €2k | €3k | €908 | ▼ 73.6% |
| Other amounts payable47/48 | €45k | €49k | €48k | €41k | €43k | ▲ 4.4% |
| Accrued charges and deferred income492/3 | €1k | €1k | €1k | €1k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €297 | €6k | €512 | €14k | €329 | ▼ 97.6% |
| + Depreciation and write-downs630 | €4k | €5k | €2k | €693 | €92 | ▼ 86.7% |
| Operating cash flow (approximation) | €4k | €11k | €2k | €15k | €421 | ▼ 97.1% |
| Investment in fixed assets (approximation) | - | €-5k | €0 | €0 | €0 | - |
| Change in cash | - | €-4k | €3k | €5k | €-9k | ▼ 281% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €14k ▲2,616%
Operating result €14k, net result €14k, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €297 ▼96.1%
Net result drops to €297, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 1 establishment unit since 1988
Ground area
251 m²
Building footprint
120 m²
Volume, LiDAR
1,226 m³
Parcel 34003A1206/00D000, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Optibel
since 19882.040.073.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34003A1206/00D000 | Flanders | 251 m² | 1 · 120 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN MECHELEN - OPTICIEN
BE 0841.874.084
Walcourt · Eq €18,321
STUDIO CHAPELLE
BE 0438.910.251
Morlanwelz · Eq €18,100
OPTIEK EVI MAES
BE 0449.151.471
Ninove · Eq €18,560
Hoorcentrum Céline Jacobs
BE 0741.430.782
Herselt · Eq €18,057
AZ Optique
BE 0713.475.778
Nivelles · Eq €18,600
Of 1,732 companies in sector 47742 we hold annual accounts for 1,137. 665 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-08-1988
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
46423Wholesale of clothing, excluding workwear and underwear
46497Wholesale trade
46498Wholesale trade
47711Retail sale of women's outerwear
47712Retail trade
Scores and ratios are computed by Checked and are not a credit decision.