OPTI-SOINS
ActiveSummary
OPTI-SOINS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency68▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.62 in 2024; short-term debt: 26.6% and cash: 9.7% of total assets), but 57.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
22.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €36k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
52 d early
2024
54 d early
2023
52 d early
2022
51 d early
2021
29 d early
2020
45 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2024 · €0
2018: €0highest value
2019: €0highest value
2020: €0highest value
2022: €0highest value
2023: €0highest value
2024: €0highest value
2025: €0highest value
2018 → 2025
Total assets
€84k▲ 90.4%
2024 · €44k
2018: €10k
2019: €27k▲ +173% vs 2018
2020: €42k▲ +52.6% vs 2019
2021: €35k▼ -15.8% vs 2020
2022: €3k▼ -92.6% vs 2021lowest in 8 years
2023: €27k▲ +931% vs 2022
2024: €44k▲ +64.5% vs 2023
2025: €84k▲ +90.4% vs 2024highest in 8 years
2018 → 2025
Net result
€19k▼ 4.7%
2024 · €20k
2018: €2k
2019: €9k▲ +340% vs 2018
2020: €12k▲ +35.9% vs 2019
2021: €-17k▼ -244% vs 2020lowest in 8 years
2022: €-12k▲ +27.1% vs 2021
2023: €16k▲ +227% vs 2022
2024: €20k▲ +29.9% vs 2023highest in 8 years
2025: €19k▼ -4.7% vs 2024
2018 → 2025
Working capital
€27k▲ 151%
2024 · €11k
2018: €6k
2019: €15k▲ +160% vs 2018
2020: €26k▲ +67.4% vs 2019
2021: €11k▼ -55.2% vs 2020
2022: €-1k▼ -109% vs 2021
2023: €-3k▼ -196% vs 2022lowest in 8 years
2024: €11k▲ +442% vs 2023
2025: €27k▲ +151% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0€0€0€0
2022: €0highest in 4 years
2023: €0highest in 4 years
2024: €0highest in 4 years
2025: €0highest in 4 years
Equity€12k-€-624€15k€27k▲ 77.6%€36k▲ 34.9%
2021: €12k
2022: €-624▼ -105% vs 2021lowest in 5 years
2023: €15k▲ +2491% vs 2022
2024: €27k▲ +77.6% vs 2023
2025: €36k▲ +34.9% vs 2024highest in 5 years
Operating result€-16k-€-11k▲ 30.1%€25k€28k▲ 13.6%€27k▼ 5.4%
2021: €-16klowest in 5 years
2022: €-11k▲ +30.1% vs 2021
2023: €25k▲ +326% vs 2022
2024: €28k▲ +13.6% vs 2023highest in 5 years
2025: €27k▼ -5.4% vs 2024
Net result€-17k-€-12k▲ 27.1%€16k€20k▲ 29.9%€19k▼ 4.7%
2021: €-17klowest in 5 years
2022: €-12k▲ +27.1% vs 2021
2023: €16k▲ +227% vs 2022
2024: €20k▲ +29.9% vs 2023highest in 5 years
2025: €19k▼ -4.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€34k ▲ 120%
Current assets
€49k ▲ 74.1%
Equity and liabilities €84k
Equity
€36k ▲ 34.9%
Debt
€48k ▲ 174%
Debt's share of the balance-sheet total rises from 39.9% to 57.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▼
2024 · €33k
Cash flow
€22k▼
2024 · €25k
Current ratio
2.22▲
2024 · 1.62
Debt to equity
1.35▲
2024 · 0.66
ROE
53.8%▼
2024 · 76.2%
ROA
22.9%▼
2024 · 45.8%
Interest coverage
47.60▼
2024 · 256.19
Debt ≤ 1 year
€22k▲
2024 · €18k
Debt > 1 year
€26k
Income taxes
€8k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€44k€84k▲
Formation expenses20€0€0=
Fixed assets21/28€16k€34k▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€14k€33k▲
Furniture and vehicles24€14k€33k▲
Current assets29/58€28k€49k▲
Amounts receivable within one year40/41€27k€40k▲
Other amounts receivable41€27k€40k▲
Cash at bank and in hand54/58€1k€8k▲
Deferred charges and accrued income490/1€324€1k▲
Equity and liabilities
Total equity and liabilities10/49€44k€84k▲
Equity10/15€27k€36k▲
Contributions10/11€6k€6k=
Reserves13€48k€57k▲
Distributable reserves133€48k€57k▲
Profit (loss) carried forward14€-27k€-27k=
Amounts payable17/49€18k€48k▲
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€18k€22k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€379€687▲
Suppliers440/4€379€687▲
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€8k€10k▲
Income statement
Code20242025
Turnover70€0€0=
Goods, raw materials, services and sundry goods60/61€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€760€747▼
Gross operating margin9900€34k€30k▼
Operating profit (loss)9901€28k€27k▼
Financial income75/76B€744€2k▲
Recurring financial income75€744€2k▲
Financial charges65/66B€130€625▲
Recurring financial charges65€130€625▲
Profit (loss) for the period before taxes9903€29k€28k▼
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€20k€19k▼
Profit (loss) for the period to be appropriated9905€20k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-8k▼
Profit (loss) brought forward from the previous period14P€-27k€-27k=
Transfer from equity791/2€9k€10k▲
Transfer to equity691/2€20k€19k▼
To other reserves6921€20k€19k▼
Profit to be distributed694/7€9k€10k▲
Return on contributions (dividend)694-€10k
Directors or managers695€9k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €0 | €0 | €0 | €0 | - |
| Goods, raw materials, services and sundry goods60/61 | - | €0 | €0 | €0 | €0 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €1k | €4k | €5k | €3k | ▼ 37.9% |
| Other operating charges640/8 | €1k | €4k | €1k | €760 | €747 | ▼ 1.7% |
| Gross operating margin9900 | €-9k | €-5k | €30k | €34k | €30k | ▼ 10.3% |
| Operating profit (loss)9901 | €-16k | €-11k | €25k | €28k | €27k | ▼ 5.4% |
| Financial income75/76B | - | €65 | €50 | €744 | €2k | ▲ 117% |
| Recurring financial income75 | - | €65 | €50 | €744 | €2k | ▲ 117% |
| Financial charges65/66B | €1k | €1k | €159 | €130 | €625 | ▲ 382% |
| Recurring financial charges65 | €1k | €1k | €159 | €130 | €625 | ▲ 382% |
| Profit (loss) for the period before taxes9903 | €-17k | €-12k | €25k | €29k | €28k | ▼ 4.0% |
| Income taxes67/77 | €73 | €86 | €9k | €8k | €8k | ▼ 2.4% |
| Profit (loss) for the period9904 | €-17k | €-12k | €16k | €20k | €19k | ▼ 4.7% |
| Profit (loss) for the period to be appropriated9905 | €-17k | €-12k | €16k | €20k | €19k | ▼ 4.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €35k | €3k | €27k | €44k | €84k | ▲ 90.4% |
| Formation expenses20 | €389 | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €22k | €446 | €18k | €16k | €34k | ▲ 120% |
| Intangible fixed assets21 | - | - | - | €2k | €1k | ▼ 43.9% |
| Tangible fixed assets22/27 | €22k | €446 | €18k | €14k | €33k | ▲ 145% |
| Furniture and vehicles24 | €22k | €446 | €18k | €14k | €33k | ▲ 145% |
| Current assets29/58 | €13k | €2k | €9k | €28k | €49k | ▲ 74.1% |
| Amounts receivable within one year40/41 | €1k | €2k | €266 | €27k | €40k | ▲ 50.1% |
| Trade receivables40 | €1k | €0 | €0 | - | - | - |
| Other amounts receivable41 | €0 | €2k | €266 | €27k | €40k | ▲ 50.1% |
| Cash at bank and in hand54/58 | €12k | €98 | €8k | €1k | €8k | ▲ 535% |
| Deferred charges and accrued income490/1 | €0 | - | €317 | €324 | €1k | ▲ 227% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €35k | €3k | €27k | €44k | €84k | ▲ 90.4% |
| Equity10/15 | €12k | €-624 | €15k | €27k | €36k | ▲ 34.9% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €20k | €20k | €36k | €48k | €57k | ▲ 19.4% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €19k | €19k | €36k | €48k | €57k | ▲ 19.4% |
| Profit (loss) carried forward14 | €-15k | €-27k | €-27k | €-27k | €-27k | = |
| Amounts payable17/49 | €24k | €3k | €12k | €18k | €48k | ▲ 174% |
| Amounts payable after more than one year17 | €22k | €0 | - | - | €26k | - |
| Financial debts170/4 | €22k | €0 | - | - | €26k | - |
| Amounts payable within one year42/48 | €1k | €3k | €12k | €18k | €22k | ▲ 26.9% |
| Current portion of amounts payable after more than one year42 | €0 | €0 | - | - | €6k | - |
| Trade debts44 | €0 | €0 | €2k | €379 | €687 | ▲ 81.4% |
| Suppliers440/4 | €0 | €0 | €2k | €379 | €687 | ▲ 81.4% |
| Taxes, remuneration and social security45 | €1k | €3k | €10k | €9k | €6k | ▼ 36.8% |
| Taxes450/3 | €1k | €3k | €10k | €9k | €6k | ▼ 36.8% |
| Remuneration and social security454/9 | €0 | €0 | €0 | €0 | €0 | - |
| Other amounts payable47/48 | €0 | €0 | €0 | €8k | €10k | ▲ 15.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-17k | €-12k | €16k | €20k | €19k | ▼ 4.7% |
| + Depreciation and write-downs630 | €5k | €1k | €4k | €5k | €3k | ▼ 37.9% |
| Operating cash flow (approximation) | €-11k | €-11k | €19k | €25k | €22k | ▼ 11.4% |
| Investment in fixed assets (approximation) | - | €20k | €-21k | €-3k | €-22k | ▼ 716% |
| Change in cash | - | €-12k | €8k | €-7k | €7k | ▲ 201% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €20k ▲29.9%
Operating result €28k, net result €20k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.62
Current ratio from 0.73 to 1.62.
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 9.37
Current ratio from 2.91 to 9.37; short-term debt falls from €13k to €1k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2017
Ground area
1,275 m²
Building footprint
185 m²
Volume, LiDAR
1,214 m³
2 parcels, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DUFER GREGORY CONSULTING
since 20172.267.432.606
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012C0076/00H003 | Wallonia | 897 m² | 1 · 123 m² | 8.7 m · 2 fl. |
| 62032D0520/00G002 | Wallonia | 378 m² | 1 · 61 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,475 companies in sector 47279 we hold annual accounts for 949. 767 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
70200Business and other management consultancy
73300Public relations and communication consultancy
74991Agents and managers of artists, athletes and other public figures
Scores and ratios are computed by Checked and are not a credit decision.