OPTI-GEST
ActiveOPTI-GEST has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €83k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency72▲+46
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 0.71 in 2024; short-term debt: 43.7% and cash: 48.6% of total assets), and 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.7%
Return on assets
45.9%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €85k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
2 d early
2021
21 d early
2020
18 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€181k▲ 11.8%
2024 · €162k
2019: €98k
2020: €107k
2021: €155k
2022: €69k
2023: €105k
2024: €162k
2019 → 2025
Net result
€83k▲ 1.2%
2024 · €82k
2019: €40k
2020: €27k
2021: €45k
2022: €38k
2023: €66k
2024: €82k
2019 → 2025
Working capital
€31k
2024 · €-29k
2019: €58k
2020: €79k
2021: €124k
2022: €-10k
2023: €-5k
2024: €-29k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€140k-€1k▼ 99.2%€1k▲ 12.7%€1k▲ 14.6%€85k▲ 5,702%
Operating result€54k-€50k▼ 7.2%€85k▲ 70.8%€105k▲ 23.8%€109k▲ 4.0%
Net result€45k-€38k▼ 15.5%€66k▲ 72.2%€82k▲ 24.3%€83k▲ 1.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€71k▼ 21.9%
Current assets
€110k▲ 54.7%
Equity and liabilities €181k
Equity
€85k▲ 5,702%
Debt
€97k▼ 39.9%
The debt ratio falls from 99.1% to 53.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€132k▲
2024 · €124k
Cash flow
€105k▲
2024 · €101k
Solvency
46.7%▲
2024 · 0.9%
Current ratio
1.39▲
2024 · 0.71
Quick ratio
1.39▲
2024 · 0.71
Debt / equity
1.14
ROE
98.3%
ROA
45.9%▼
2024 · 50.7%
Interest coverage
53.65▼
2024 · 674.74
Debt
€97k▼
2024 · €161k
Debt ≤ 1 year
€79k▼
2024 · €100k
Debt > 1 year
€17k▼
2024 · €60k
Income taxes
€24k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€181k▲
Fixed assets21/28€91k€71k▼
Tangible fixed assets22/27€91k€71k▼
Furniture and vehicles24€91k€69k▼
Leasing and similar rights25-€2k
Financial fixed assets28€180€180=
Current assets29/58€71k€110k▲
Amounts receivable within one year40/41€20k€21k▲
Trade receivables40€20k€21k▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€51k€88k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€162k€181k▲
Equity10/15€1k€85k▲
Contributions10/11€1k€1k=
Reserves13€129€129=
Distributable reserves133€129€129=
Profit (loss) carried forward14€330€84k▲
Amounts payable17/49€161k€97k▼
Amounts payable after more than one year17€60k€17k▼
Financial debts170/4€60k€17k▼
Amounts payable within one year42/48€100k€79k▼
Current portion of amounts payable after more than one year42€0€20k▲
Financial debts43€0€0=
Credit institutions430/8€0€0=
Trade debts44€1k€11k▲
Suppliers440/4€1k€11k▲
Taxes, remuneration and social security45€23k€40k▲
Taxes450/3€23k€40k▲
Other amounts payable47/48€76k€9k▼
Accrued charges and deferred income492/3€254€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€22k▲
Other operating charges640/8€346€387▲
Operating charges capitalised as restructuring costs649-€-81
Gross operating margin9900€124k€132k▲
Operating profit (loss)9901€105k€109k▲
Financial charges65/66B€184€2k▲
Recurring financial charges65€184€2k▲
Profit (loss) for the period before taxes9903€105k€107k▲
Income taxes67/77€23k€24k▲
Profit (loss) for the period9904€82k€83k▲
Profit (loss) for the period to be appropriated9905€82k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€82k€84k▲
Profit (loss) brought forward from the previous period14P€144€330▲
Profit to be distributed694/7€82k-
Return on contributions (dividend)694€82k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €83k ▲1.2%
Operating result €109k, net result €83k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €140k ▲40.6%
3 profitable years in a row build equity to €140k.
13-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €27k ▼32%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity quadruplescurrent ratio 12.51
Current ratio from 3.33 to 12.51; short-term debt falls from €25k to €7k.
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parc Ind. des Hauts Sarts, 1e av 2254040 HerstalGround area
189 m²
Building footprint
154 m²
Volume, LiDAR
4,623 m³
Parcel 62817C0019/00N006, Wallonia · tallest building 33.8 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
OPTI-GEST
since 20162.252.810.350
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817C0019/00N006 | Wallonia | 189 m² | 1 · 154 m² | 33.8 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Kova
BE 0824.046.870
Ukkel · Eq €85k
AD PROJETS
BE 1017.057.569
Berloz · Eq €85k
CONNECTER
BE 0750.677.258
Steenokkerzeel · Eq €85k
PHONE TM CONSULT
BE 0845.863.655
Hannut · Eq €85k
Management Event Consulting
BE 0790.513.871
Antwerpen · Eq €85k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2016
Fiscal year end30-06
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.