Optemia
ActiveSummary
The computed 12-month bankruptcy probability of Optemia is 2.1% (moderate). The 2025 annual accounts show equity of €175,445 and a net result of €67,961. Equity is growing by ~55.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 3757 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-16
Solvency57▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.89 in 2024; short-term debt: 53.5% and cash: 45.1% of total assets), and 67.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.4%
Return on assets
12.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
44 d early
2023
42 d early
2022
40 d early
2021
40 d early
2020
44 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€175,445▲ 63.2%
2024 · €107,484
Total assets
€541,919▲ 75.2%
2024 · €309,374
Net result
€67,961▼ 55.7%
2024 · €153,526
Working capital
€8,126
2024 · -€22,331
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€71,945-€11,216€64,989€160,172▲ 146%€111,648▼ 30.3%
Net result€65,927within the sector's middle half-€12,757below the sector's middle half€57,935within the sector's middle half€153,526above the sector's middle half▲ 165%€67,961above the sector's middle half▼ 55.7%
Equity-€91,220below the sector's middle half▲ 42.0%-€103,977below the sector's middle half▼ 14.0%-€46,042below the sector's middle half▲ 55.7%€107,484within the sector's middle half€175,445within the sector's middle half▲ 63.2%
Total assets€365,680within the sector's middle half▲ 7.5%€263,944within the sector's middle half▼ 27.8%€309,101within the sector's middle half▲ 17.1%€309,374within the sector's middle half▲ 0.1%€541,919within the sector's middle half▲ 75.2%
Debt€456,900▼ 8.1%€367,921▼ 19.5%€355,143▼ 3.5%€201,890▼ 43.2%€366,475▲ 81.5%
Working capital-€276,051▲ 23.0%-€272,579▲ 1.3%-€199,502▲ 26.8%-€22,331▲ 88.8%€8,126
Solvency-24.9%below the sector's middle half▲ 21.2pp-39.4%below the sector's middle half▼ 14.4pp-14.9%below the sector's middle half▲ 24.5pp34.7%within the sector's middle half▲ 49.6pp32.4%within the sector's middle half▼ 2.4pp
Staff (FTE)16.2above the sector's middle half▼ 9.5%15.9above the sector's middle half▼ 1.9%16.4above the sector's middle half▲ 3.1%16.9above the sector's middle half▲ 3.0%18.3above the sector's middle half▲ 8.3%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €541,919
Fixed assets
€243,756 ▲ 87.8%
Current assets
€298,163 ▲ 66.1%
Equity and liabilities €541,919
Equity
€175,445 ▲ 63.2%
Debt
€366,475 ▲ 81.5%
Debt's share of the balance-sheet total rises from 65.3% to 67.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€152,850▼
2024 · €206,900
Cash flow
€109,163▼
2024 · €200,254
Current ratio
1.03▲
2024 · 0.89
Quick ratio
0.92▲
2024 · 0.74
Debt to equity
2.09▲
2024 · 1.88
ROE
38.7%▼
2024 · 142.8%
ROA
12.5%▼
2024 · 49.6%
Interest coverage
10.04▼
2024 · 25.08
Debt ≤ 1 year
€290,038▲
2024 · €201,890
Debt > 1 year
€76,437
Income taxes
€29,858▲
2024 · €472
Staff costs
€758,612▼
2024 · €762,437
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,792 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,792 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €601,269 | €719,038 | €762,437 | €758,612 | ▼ 0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €53,748 | €54,478 | €43,999 | €46,728 | €41,202 | ▼ 11.8% |
| Other operating charges640/8 | - | €3,467 | €7,830 | €14,709 | €21,526 | ▲ 46.3% |
| Gross operating margin9900 | €414,954 | €647,997 | €835,856 | €984,045 | €932,987 | ▼ 5.2% |
| Operating profit (loss)9901 | €71,945 | -€11,216 | €64,989 | €160,172 | €111,648 | ▼ 30.3% |
| Financial income75/76B | - | €5,612 | €3,082 | €2,076 | €1,399 | ▼ 32.6% |
| Recurring financial income75 | €1,809 | €5,612 | €3,082 | €2,076 | €1,399 | ▼ 32.6% |
| Financial charges65/66B | - | €7,153 | €10,136 | €8,250 | €15,228 | ▲ 84.6% |
| Recurring financial charges65 | €7,826 | €7,153 | €10,136 | €8,250 | €15,228 | ▲ 84.6% |
| Profit (loss) for the period before taxes9903 | €65,927 | -€12,757 | €57,935 | €153,997 | €97,819 | ▼ 36.5% |
| Income taxes67/77 | - | - | - | €472 | €29,858 | ▲ 6,232% |
| Profit (loss) for the period9904 | €65,927 | -€12,757 | €57,935 | €153,526 | €67,961 | ▼ 55.7% |
| Profit (loss) for the period to be appropriated9905 | €65,927 | -€12,757 | €57,935 | €153,526 | €67,961 | ▼ 55.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €365,680 | €263,944 | €309,101 | €309,374 | €541,919 | ▲ 75.2% |
| Fixed assets21/28 | €231,610 | €182,587 | €153,460 | €129,815 | €243,756 | ▲ 87.8% |
| Intangible fixed assets21 | €47,143 | €31,429 | €15,714 | - | €4,340 | - |
| Tangible fixed assets22/27 | €178,317 | €145,009 | €131,596 | €123,665 | €230,070 | ▲ 86.0% |
| Land and buildings22 | - | €139,450 | €124,984 | €99,279 | €162,536 | ▲ 63.7% |
| Plant, machinery and equipment23 | - | €1,265 | €632 | €19,771 | €29,629 | ▲ 49.9% |
| Furniture and vehicles24 | - | €4,294 | €5,979 | €4,616 | €3,236 | ▼ 29.9% |
| Leasing and similar rights25 | - | - | - | - | €34,669 | - |
| Financial fixed assets28 | €6,150 | €6,150 | €6,150 | €6,150 | €9,346 | ▲ 52.0% |
| Current assets29/58 | €134,070 | €81,357 | €155,641 | €179,559 | €298,163 | ▲ 66.1% |
| Stocks and contracts in progress3 | €25,453 | €29,051 | €30,200 | €30,548 | €30,610 | ▲ 0.2% |
| Stocks30/36 | - | €29,051 | €30,200 | €30,548 | €30,610 | ▲ 0.2% |
| Amounts receivable within one year40/41 | €4,572 | €9,206 | €11,219 | €33,998 | €20,195 | ▼ 40.6% |
| Trade receivables40 | - | - | €7,544 | €28,955 | €8,657 | ▼ 70.1% |
| Other amounts receivable41 | - | €9,206 | €3,675 | €5,043 | €11,538 | ▲ 129% |
| Cash at bank and in hand54/58 | €96,827 | €39,380 | €108,771 | €110,707 | €244,542 | ▲ 121% |
| Deferred charges and accrued income490/1 | - | €3,721 | €5,451 | €4,306 | €2,817 | ▼ 34.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €365,680 | €263,944 | €309,101 | €309,374 | €541,919 | ▲ 75.2% |
| Equity10/15 | -€91,220 | -€103,977 | -€46,042 | €107,484 | €175,445 | ▲ 63.2% |
| Contributions10/11 | - | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Reserves13 | - | - | - | - | €67,961 | - |
| Distributable reserves133 | - | - | - | - | €67,961 | - |
| Profit (loss) carried forward14 | -€151,220 | -€163,977 | -€106,042 | €47,484 | €47,484 | = |
| Amounts payable17/49 | €456,900 | €367,921 | €355,143 | €201,890 | €366,475 | ▲ 81.5% |
| Amounts payable after more than one year17 | €46,779 | €13,986 | - | - | €76,437 | - |
| Financial debts170/4 | - | €13,986 | - | - | €76,437 | - |
| Amounts payable within one year42/48 | €410,121 | €353,936 | €355,143 | €201,890 | €290,038 | ▲ 43.7% |
| Current portion of amounts payable after more than one year42 | - | €42,793 | €39,109 | €39,524 | €68,696 | ▲ 73.8% |
| Trade debts44 | €93,438 | €94,233 | €85,898 | €56,744 | €63,977 | ▲ 12.7% |
| Suppliers440/4 | - | €94,233 | €85,898 | €56,744 | €63,977 | ▲ 12.7% |
| Advances received on contracts in progress46 | - | €4,539 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €96,219 | €107,128 | €78,238 | €117,837 | ▲ 50.6% |
| Taxes450/3 | - | €42,145 | €51,173 | €37,364 | €86,696 | ▲ 132% |
| Remuneration and social security454/9 | - | €54,074 | €55,955 | €40,874 | €31,141 | ▼ 23.8% |
| Other amounts payable47/48 | - | €116,151 | €123,008 | €27,384 | €39,527 | ▲ 44.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €65,927 | -€12,757 | €57,935 | €153,526 | €67,961 | ▼ 55.7% |
| + Depreciation and write-downs630 | €53,748 | €54,478 | €43,999 | €46,728 | €41,202 | ▼ 11.8% |
| Operating cash flow (approximation) | €119,675 | €41,721 | €101,934 | €200,254 | €109,163 | ▼ 45.5% |
| Investment in fixed assets (approximation) | - | -€5,455 | -€14,872 | -€23,083 | -€155,143 | ▼ 572% |
| Change in cash | - | -€57,448 | €69,391 | €1,936 | €133,835 | ▲ 6,812% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Equity above €150,000Eq €175,445 ▲63.2%
3 profitable years in a row build equity to €175,445.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €153,526 ▲165%
Operating result €160,172, net result €153,526, both a record.
30-06
Financial
Equity above €100,000Eq €107,484
2 profitable years in a row build equity to €107,484.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €57,935
Net result €57,935 after one loss-making year.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €65,927
Net result €65,927 after 2 loss-making years.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Weakest financial yearnet -€78,016
Net result drops to -€78,016, the lowest in the series; recovery starts the following year.
Show earlier events
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 2 establishment units since 2015
Ground area
572 m²
Building footprint
522 m²
Volume, LiDAR
6,081 m³
Parcel 13376G0761/00M000, Flanders · tallest building 20.2 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
Het Forum
since 20152.247.225.031
EL MUNDO
since 20182.273.579.931
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13376G0761/00M000 | Flanders | 572 m² | 2 · 522 m² | 20.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesGeel2.247.225.031
Geel2.273.579.931
Legal Entity Identifier
8945007620MXY2KS5341
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Of 20,505 companies in sector 56111 we hold annual accounts for 11,454. 8,809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-09-2015
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0637980084
Also
9925:BE0637980084
Registered
31-07-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.