Optelio
ActiveOptelio has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €115k and a net result of €113k. Its solvency ranks better than 67% of 76 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 3.38; short-term debt: 28.9% and cash: 47.5% of total assets), and 28.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
71.1%
Return on assets
69.6%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-08-2026, 67 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
67 d early
← before the deadline
after the deadline →
Financials · fiscal year 2026, micro schema
Equity
€115k
Total assets
€162k
Net result
€113k
Working capital
€111k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €162k
Fixed assets
€4k
Current assets
€158k
Equity and liabilities €162k
Equity
€115k
Debt
€47k
Debt finances 28.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€145k
Cash flow
€113k
Solvency
71.1%
Current ratio
3.38
Quick ratio
3.38
Debt / equity
0.41
ROE
97.8%
ROA
69.6%
Interest coverage
3313.54
Debt
€47k
Debt ≤ 1 year
€47k
Income taxes
€32k
Filed annual accounts
As filed with the NBB · 2026
Balance sheet
Code2026
Assets
Total assets20/58€162k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Furniture and vehicles24€4k
Current assets29/58€158k
Current investments50/53€81k
Cash at bank and in hand54/58€77k
Equity and liabilities
Total equity and liabilities10/49€162k
Equity10/15€115k
Contributions10/11€3k
Reserves13€113k
Distributable reserves133€113k
Amounts payable17/49€47k
Amounts payable within one year42/48€47k
Trade debts44€228
Suppliers440/4€228
Taxes, remuneration and social security45€45k
Taxes450/3€45k
Other amounts payable47/48€1k
Income statement
Code2026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€713
Other operating charges640/8€1k
Gross operating margin9900€146k
Operating profit (loss)9901€144k
Financial income75/76B€861
Recurring financial income75€861
Financial charges65/66B€44
Recurring financial charges65€44
Profit (loss) for the period before taxes9903€145k
Income taxes67/77€32k
Profit (loss) for the period9904€113k
Profit (loss) for the period to be appropriated9905€113k
Appropriation of the result
Profit (loss) to be appropriated9906€113k
Transfer to equity691/2€113k
To other reserves6921€113k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Reigerie 218800 RoeselareGround area
8,608 m²
Building footprint
475 m²
Parcel 36504D1361/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Optelio
since 20242.366.084.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D1361/00E000 | Flanders | 8,608 m² | 1 · 475 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALTRA MENTE
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 7,164 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2024
Fiscal year end31-03
Activities, NACEBEL
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.