Opt8mise
ActiveOpt8mise has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-12k) and a net result of €-17k. Equity is shrinking by ~49.2% per year across the filed fiscal years. Its solvency ranks better than 8% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency15▼-52
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 1.68 in 2024; short-term debt: 110.3% and cash: 7.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.3%
Return on assets
-15.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
36 d early
2022
on the day
2021
29 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k
2024 · €6k
2020: €44k
2021: €34k
2022: €57k
2023: €6k
2024: €6k
2020 → 2025
Total assets
€114k▲ 734%
2024 · €14k
2020: €90k
2021: €63k
2022: €112k
2023: €21k
2024: €14k
2020 → 2025
Net result
€-17k▲ 70.4%
2024 · €-59k
2020: €41k
2021: €-10k
2022: €23k
2023: €-51k
2024: €-59k
2020 → 2025
Working capital
€-12k
2024 · €5k
2020: €43k
2021: €33k
2022: €57k
2023: €6k
2024: €5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€57k▲ 69.5%€6k▼ 89.9%€6k▼ 0.2%€-12k
Operating result€-10k-€28k€-51k€-59k▼ 15.6%€-17k▲ 70.7%
Net result€-10k-€23k€-51k€-59k▼ 15.1%€-17k▲ 70.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €59k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€328=
Current assets
€114k▲ 752%
Key figures and ratios
Solvency
-10.3%▼
2024 · 42.0%
Current ratio
0.90▼
2024 · 1.68
Quick ratio
0.90▼
2024 · 1.68
Debt / equity
-10.70▼
2024 · 1.38
ROA
-15.3%▲
2024 · -432.6%
Debt
€126k▲
2024 · €8k
Debt ≤ 1 year
€126k▲
2024 · €8k
Income taxes
€0▼
2024 · €18
Staff costs
€288k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€114k▲
Fixed assets21/28€328€328=
Financial fixed assets28€328€328=
Current assets29/58€13k€114k▲
Amounts receivable within one year40/41€9k€104k▲
Trade receivables40€8k€104k▲
Other amounts receivable41€958€500▼
Cash at bank and in hand54/58€3k€9k▲
Deferred charges and accrued income490/1€644€657▲
Equity and liabilities
Total equity and liabilities10/49€14k€114k▲
Equity10/15€6k€-12k▼
Contributions10/11€62k€62k=
Profit (loss) carried forward14€-56k€-74k▼
Amounts payable17/49€8k€126k▲
Amounts payable within one year42/48€8k€126k▲
Trade debts44€3k€46k▲
Suppliers440/4€3k€46k▲
Taxes, remuneration and social security45€5k€77k▲
Taxes450/3€5k€41k▲
Remuneration and social security454/9-€36k
Other amounts payable47/48-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€64k€288k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Non-recurring operating charges66A-€17k
Gross operating margin9900€8k€289k▲
Operating profit (loss)9901€-59k€-17k▲
Financial charges65/66B€215€250▲
Recurring financial charges65€215€250▲
Profit (loss) for the period before taxes9903€-59k€-17k▲
Income taxes67/77€18€0▼
Profit (loss) for the period9904€-59k€-17k▲
Profit (loss) for the period to be appropriated9905€-59k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€-74k▼
Profit (loss) brought forward from the previous period14P€3k€-56k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
State Gazette act
Resignations & appointmentsGeneral meeting · Board meeting · Director resignation8 facts ▸
State Gazette act
Resignations & appointments
General meeting · Board meeting · Director resignation8 facts ▸
- General meeting, 2026-05-27
- Board meeting, 2026-05-27
- Director resignation, Twenty8 Group SA (administrateur)
- Director appointment, Aleš Gryc (administrateur)
- Mandate compensation, Aleš Gryc
- Board composition, administrateur, 2026-05-27
- Board composition, administrateur, 2026-05-27
- Director appointment, Aleš Gryc (administrateur délégué)
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Aleš Gryc
CurrentManaging director · since 27-05-2026
27-05-2026
Aleš Gryc: Appointed as Managing director
27-05-2026
Aleš Gryc: Appointed as Director
27-05-2026
Twenty8 Group SA: Resigned as Director
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3671050 ElseneGround area
266 m²
Building footprint
265 m²
Volume, LiDAR
3,746 m³
Parcel 21807G0211/00W012, Brussels · tallest building 34.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 367, 1050 Elsene
since 20192.294.731.374
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00W012 | Brussels | 266 m² | 1 · 265 m² | 34.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VPCONSULT
BE 0767.673.638
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H-IS
BE 0835.448.231
Brasschaat · Eq €6k
FAMILY ENTERPRISE
BE 0802.349.455
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ALTROAK
BE 0743.754.824
Couvin · Eq €6k
ARONEUS
BE 0730.644.283
Verviers · Eq €6k
Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 631 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-10-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.