OPROM
ActiveSummary
OPROM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €82k and a net result of €19k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 207 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability82▲+14
Solvency69▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 2.06 in 2025; short-term debt: 33.2% and cash: 40.4% of total assets), but 55.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
44.3%
Return on assets
10.2%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 03-07-2026, 120 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
120 d early
2025
30 d early
2024
2 d early
2023
4 d early
2022
20 d early
2021
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€82k▼ 16.6%
2025 · €98k
2021: €54klowest in 6 years
2022: €75k▲ +40.1% vs 2021
2023: €74k▼ -1.2% vs 2022
2024: €118k▲ +59.2% vs 2023highest in 6 years
2025: €98k▼ -16.9% vs 2024
2026: €82k▼ -16.6% vs 2025
2021 → 2026
Total assets
€185k=
2025 · €185k
2021: €160k
2022: €163k▲ +1.6% vs 2021
2023: €154k▼ -5.5% vs 2022lowest in 6 years
2024: €196k▲ +27.4% vs 2023highest in 6 years
2025: €185k▼ -5.5% vs 2024
2026: €185k● +0.0% vs 2025
2021 → 2026
Net result
€19k▲ 93,609%
2025 · €20
2021: €50k
2022: €72k▲ +43.9% vs 2021highest in 6 years
2023: €22k▼ -69.9% vs 2022
2024: €56k▲ +160% vs 2023
2025: €20▼ -100.0% vs 2024lowest in 6 years
2026: €19k▲ +93609% vs 2025
2021 → 2026
Working capital
€36k▼ 23.6%
2025 · €48k
2021: €36k
2022: €55k▲ +52.9% vs 2021
2023: €25k▼ -53.9% vs 2022lowest in 6 years
2024: €64k▲ +153% vs 2023highest in 6 years
2025: €48k▼ -25.3% vs 2024
2026: €36k▼ -23.6% vs 2025
2021 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€75k-€74k▼ 1.2%€118k▲ 59.2%€98k▼ 16.9%€82k▼ 16.6%
2022: €75k
2023: €74k▼ -1.2% vs 2022lowest in 5 years
2024: €118k▲ +59.2% vs 2023highest in 5 years
2025: €98k▼ -16.9% vs 2024
2026: €82k▼ -16.6% vs 2025
Operating result€92k-€27k▼ 70.6%€71k▲ 165%€5k▼ 93.4%€26k▲ 449%
2022: €92khighest in 5 years
2023: €27k▼ -70.6% vs 2022
2024: €71k▲ +165% vs 2023
2025: €5k▼ -93.4% vs 2024lowest in 5 years
2026: €26k▲ +449% vs 2025
Net result€72k-€22k▼ 69.9%€56k▲ 160%€20▼ 100.0%€19k▲ 93,609%
2022: €72khighest in 5 years
2023: €22k▼ -69.9% vs 2022
2024: €56k▲ +160% vs 2023
2025: €20▼ -100.0% vs 2024lowest in 5 years
2026: €19k▲ +93609% vs 2025
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 449% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €185k
Fixed assets
€88k ▼ 5.9%
Current assets
€98k ▲ 6.0%
Equity and liabilities €185k
Equity
€82k ▼ 16.6%
Debt
€103k ▲ 18.9%
Debt's share of the balance-sheet total rises from 46.9% to 55.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€52k▲
2025 · €27k
Cash flow
€45k▲
2025 · €22k
Current ratio
1.59▼
2025 · 2.06
Quick ratio
1.54▼
2025 · 2.06
Debt to equity
1.26▲
2025 · 0.88
ROE
23.1%▲
2025 · 0.0%
ROA
10.2%▲
2025 · 0.0%
Interest coverage
15.60▲
2025 · 5.95
Debt ≤ 1 year
€62k▲
2025 · €45k
Debt > 1 year
€42k▼
2025 · €42k
Income taxes
€4k▲
2025 · €129
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 50 lines
Balance sheet
Code20252026
Assets
Total assets20/58€185k€185k=
Fixed assets21/28€93k€88k▼
Tangible fixed assets22/27€93k€88k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€75k€73k▼
Other tangible fixed assets26€15k€13k▼
Current assets29/58€92k€98k▲
Stocks and contracts in progress3€0€3k▲
Stocks30/36€0€3k▲
Amounts receivable within one year40/41€21k€20k▼
Trade receivables40€16k€20k▲
Other amounts receivable41€5k€410▼
Cash at bank and in hand54/58€71k€75k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€185k€185k=
Equity10/15€98k€82k▼
Contributions10/11€19k€19k=
Reserves13€80k€64k▼
Distributable reserves133€80k€64k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€87k€103k▲
Amounts payable after more than one year17€42k€42k▼
Financial debts170/4€42k€42k▼
Amounts payable within one year42/48€45k€62k▲
Current portion of amounts payable after more than one year42€13k€18k▲
Trade debts44€371€131▼
Suppliers440/4€371€131▼
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Other amounts payable47/48€17k€27k▲
Income statement
Code20252026
Non-recurring operating income76A€0€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€26k▲
Other operating charges640/8€1k€650▼
Non-recurring operating charges66A€7k€0▼
Gross operating margin9900€36k€52k▲
Operating profit (loss)9901€5k€26k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€149€23k▲
Income taxes67/77€129€4k▲
Profit (loss) for the period9904€20€19k▲
Profit (loss) for the period to be appropriated9905€20€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20€19k▲
Transfer from equity791/2€20k€16k▼
Transfer to equity691/2€20€0▼
To other reserves6921€20€0▼
Profit to be distributed694/7€20k€35k▲
Return on contributions (dividend)694€20k€35k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €28k | €0 | €3k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19k | €23k | €16k | €22k | €26k | ▲ 14.6% |
| Other operating charges640/8 | €612 | €2k | €3k | €1k | €650 | ▼ 52.8% |
| Non-recurring operating charges66A | - | €300 | - | €7k | €0 | ▼ 100% |
| Gross operating margin9900 | €112k | €51k | €90k | €36k | €52k | ▲ 46.1% |
| Operating profit (loss)9901 | €92k | €27k | €71k | €5k | €26k | ▲ 449% |
| Financial income75/76B | €41 | €5 | €152 | €3 | €0 | ▼ 99.7% |
| Recurring financial income75 | €41 | €5 | €152 | €3 | €0 | ▼ 99.7% |
| Financial charges65/66B | €2k | €2k | €3k | €5k | €3k | ▼ 27.6% |
| Recurring financial charges65 | €2k | €2k | €3k | €5k | €3k | ▼ 27.6% |
| Profit (loss) for the period before taxes9903 | €90k | €25k | €69k | €149 | €23k | ▲ 15,019% |
| Income taxes67/77 | €18k | €4k | €13k | €129 | €4k | ▲ 2,683% |
| Profit (loss) for the period9904 | €72k | €22k | €56k | €20 | €19k | ▲ 93,609% |
| Profit (loss) for the period to be appropriated9905 | €72k | €22k | €56k | €20 | €19k | ▲ 93,609% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €163k | €154k | €196k | €185k | €185k | = |
| Fixed assets21/28 | €58k | €78k | €96k | €93k | €88k | ▼ 5.9% |
| Tangible fixed assets22/27 | €58k | €78k | €96k | €93k | €88k | ▼ 5.9% |
| Plant, machinery and equipment23 | - | - | €1,000 | €3k | €2k | ▼ 32.5% |
| Furniture and vehicles24 | €58k | €59k | €78k | €75k | €73k | ▼ 3.5% |
| Other tangible fixed assets26 | - | €19k | €17k | €15k | €13k | ▼ 12.8% |
| Current assets29/58 | €105k | €76k | €100k | €92k | €98k | ▲ 6.0% |
| Stocks and contracts in progress3 | €17k | - | €20k | €0 | €3k | - |
| Stocks30/36 | €17k | - | €20k | €0 | €3k | - |
| Amounts receivable within one year40/41 | €14k | €25k | €15k | €21k | €20k | ▼ 5.4% |
| Trade receivables40 | €14k | €19k | €10k | €16k | €20k | ▲ 20.3% |
| Other amounts receivable41 | - | €6k | €5k | €5k | €410 | ▼ 91.6% |
| Cash at bank and in hand54/58 | €74k | €50k | €65k | €71k | €75k | ▲ 5.4% |
| Deferred charges and accrued income490/1 | - | €615 | €615 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €163k | €154k | €196k | €185k | €185k | = |
| Equity10/15 | €75k | €74k | €118k | €98k | €82k | ▼ 16.6% |
| Contributions10/11 | €2k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €73k | €56k | €100k | €80k | €64k | ▼ 20.4% |
| Distributable reserves133 | €73k | €56k | €100k | €80k | €64k | ▼ 20.4% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €88k | €79k | €78k | €87k | €103k | ▲ 18.9% |
| Amounts payable after more than one year17 | €37k | €28k | €41k | €42k | €42k | ▼ 1.0% |
| Financial debts170/4 | €37k | €28k | €41k | €42k | €42k | ▼ 1.0% |
| Amounts payable within one year42/48 | €50k | €51k | €37k | €45k | €62k | ▲ 37.6% |
| Current portion of amounts payable after more than one year42 | €21k | €21k | €11k | €13k | €18k | ▲ 32.6% |
| Financial debts43 | - | €3k | - | - | - | - |
| Credit institutions430/8 | - | €3k | - | - | - | - |
| Trade debts44 | €310 | €872 | €2k | €371 | €131 | ▼ 64.6% |
| Suppliers440/4 | €310 | €872 | €2k | €371 | €131 | ▼ 64.6% |
| Taxes, remuneration and social security45 | €23k | €9k | €8k | €14k | €17k | ▲ 23.5% |
| Taxes450/3 | €23k | €9k | €8k | €14k | €17k | ▲ 23.5% |
| Other amounts payable47/48 | €6k | €17k | €16k | €17k | €27k | ▲ 54.7% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €72k | €22k | €56k | €20 | €19k | ▲ 93,609% |
| + Depreciation and write-downs630 | €19k | €23k | €16k | €22k | €26k | ▲ 14.6% |
| Operating cash flow (approximation) | €91k | €44k | €72k | €22k | €45k | ▲ 98.9% |
| Investment in fixed assets (approximation) | - | €-42k | €-34k | €-20k | €-20k | ▼ 2.7% |
| Change in cash | - | €-23k | €14k | €6k | €4k | ▼ 38.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €20 ▼100%
Net result drops to €20, the lowest in the series; recovery starts the following year.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €118k ▲59.2%
4 profitable years in a row build equity to €118k.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2021net €72k ▲43.9%
Operating result €92k, net result €72k, both a record.
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2017
Ground area
958 m²
Building footprint
281 m²
Volume, LiDAR
1,311 m³
Parcel 13375M0425/00D000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
OPROM
since 20172.262.018.125
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13375M0425/00D000 | Flanders | 958 m² | 1 · 281 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,667 companies in sector 47811 we hold annual accounts for 5,220. 3,558 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-02-2017
Fiscal year end31-03
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46713Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
64210Activities of holding companies
85510Sports and recreation education
93199Other sports activities
96993Pet care services, excluding veterinary services
Scores and ratios are computed by Checked and are not a credit decision.