OPP Inspection
ActiveOPP Inspection has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €69k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.47 against 2.9 in 2024), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
31.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
2 d early
2023
1 d late
2022
21 d early
2021
33 d early
2020
24 d late
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 33.1%
2024 · €131k
2018: €112k
2019: €141k
2020: €72k
2021: €112k
2022: €107k
2023: €113k
2024: €131k
2018 → 2025
Total assets
€219k▲ 17.2%
2024 · €187k
2018: €179k
2019: €150k
2020: €76k
2021: €119k
2022: €196k
2023: €191k
2024: €187k
2018 → 2025
Net result
€69k▲ 42.5%
2024 · €48k
2018: €39k
2019: €29k
2020: €-54k
2021: €40k
2022: €39k
2023: €44k
2024: €48k
2018 → 2025
Working capital
€151k▲ 50.1%
2024 · €101k
2018: €90k
2019: €124k
2020: €59k
2021: €103k
2022: €87k
2023: €82k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€107k▼ 4.5%€113k▲ 5.7%€131k▲ 16.6%€175k▲ 33.1%
Operating result€40k-€48k▲ 21.1%€59k▲ 23.0%€66k▲ 11.7%€94k▲ 41.0%
Net result€40k-€39k▼ 1.5%€44k▲ 11.1%€48k▲ 9.9%€69k▲ 42.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 41% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219k
Fixed assets
€24k▼ 27.6%
Current assets
€195k▲ 26.6%
Equity and liabilities €219k
Equity
€175k▲ 33.1%
Debt
€44k▼ 20.8%
The debt ratio falls from 29.5% to 20.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€105k▲
2024 · €77k
Cash flow
€80k▲
2024 · €59k
Solvency
80.0%▲
2024 · 70.5%
Current ratio
4.47▲
2024 · 2.90
Quick ratio
4.43▲
2024 · 2.87
Debt / equity
0.25▼
2024 · 0.42
ROE
39.2%▲
2024 · 36.6%
ROA
31.4%▲
2024 · 25.8%
Interest coverage
64.63▼
2024 · 88.38
Debt
€44k▼
2024 · €55k
Debt ≤ 1 year
€44k▼
2024 · €53k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€25k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€187k€219k▲
Fixed assets21/28€33k€24k▼
Tangible fixed assets22/27€33k€24k▼
Plant, machinery and equipment23€12k€12k▲
Furniture and vehicles24€21k€11k▼
Current assets29/58€154k€195k▲
Amounts receivable after more than one year29€79k€79k=
Other amounts receivable291€79k€79k=
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€41k€31k▼
Trade receivables40€34k€28k▼
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€31k€82k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€187k€219k▲
Equity10/15€131k€175k▲
Contributions10/11€15k€15k=
Reserves13€116k€160k▲
Distributable reserves133€116k€160k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€55k€44k▼
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€53k€44k▼
Current portion of amounts payable after more than one year42€10k€2k▼
Trade debts44€105€521▲
Suppliers440/4€105€521▲
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€14k€16k▲
Other amounts payable47/48€29k€25k▼
Accrued charges and deferred income492/3€205€0▼
Income statement
Code20242025
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€1k€973▼
Gross operating margin9900€78k€106k▲
Operating profit (loss)9901€66k€94k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€874€2k▲
Recurring financial charges65€874€2k▲
Profit (loss) for the period before taxes9903€67k€94k▲
Income taxes67/77€19k€25k▲
Profit (loss) for the period9904€48k€69k▲
Profit (loss) for the period to be appropriated9905€48k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€69k▲
Transfer from equity791/2€29k€24k▼
Transfer to equity691/2€47k€68k▲
To other reserves6921€47k€68k▲
Profit to be distributed694/7€29k€25k▼
Return on contributions (dividend)694€29k€25k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €69k ▲42.5%
Operating result €94k, net result €69k, both a record.
31-12
Financial
Equity above €150kEq €175k ▲33.1%
5 profitable years in a row build equity to €175k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial
Equity above €100kEq €112k ▲55.9%
Equity rises from €72k to €112k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-54k ▼285%
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 6current ratio 13.87
Current ratio from 2.35 to 13.87; short-term debt falls from €66k to €10k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Woutersstraat 163012 LeuvenGround area
939 m²
Building footprint
142 m²
Volume, LiDAR
618 m³
Parcel 24126D0321/00P003, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
OPP Inspection
since 20122.209.446.697
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126D0321/00P003 | Flanders | 939 m² | 1 · 142 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Asbecerti
BE 0797.646.341
Destelbergen · Eq €175k
TRADINTERIORS
BE 0871.390.590
Braine-l'Alleud · Eq €174k
Egidius & Co
BE 0718.932.623
Sint-Martens-Latem · Eq €176k
LOGEMENT DURABLE
BE 0546.802.163
Sint-Lambrechts-Woluwe · Eq €174k
KOGE
BE 0697.709.617
Gent · Eq €176k
Of 2,138 companies in sector 71209 we hold annual accounts for 1,080. 816 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2012
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0479/97.05.63