OPONO
ActiveSummary
OPONO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109,829 and a net result of €7,942. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76=
Solvency100=
Growth85=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 6.16 against 5.25 in 2023; short-term debt: 14.5% and cash: 42.6% of total assets), and 14.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
92 d late
2022
302 d late
2021
667 d late
2020
1032 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 365 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€104,720▲ 28.0%
2018 · €81,814
EBIT margin
54.2%▲ 60.1pp
2018 · -6.0%
Net result
€7,942▲ 5.7%
2023 · €7,513
Working capital
€96,508▲ 19.8%
2023 · €80,546
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result€9,528▼ 83.2%€18,647▲ 95.7%-€3,901€12,244€10,548▼ 13.8%
Net result€6,313▼ 85.6%€15,538▲ 146%-€4,820€7,513€7,942▲ 5.7%
EBIT margin
Equity€83,657▲ 8.2%€99,194▲ 18.6%€94,374▼ 4.9%€101,886▲ 8.0%€109,829▲ 7.8%
Total assets€125,867▲ 43.3%€140,951▲ 12.0%€121,120▼ 14.1%€122,343▲ 1.0%€128,518▲ 5.0%
Debt€42,211▲ 303%€41,757▼ 1.1%€26,746▼ 35.9%€20,457▼ 23.5%€18,689▼ 8.6%
Working capital€45,703▼ 38.5%€67,185▲ 47.0%€69,167▲ 3.0%€80,546▲ 16.5%€96,508▲ 19.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 14% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €128,518
Fixed assets
€13,321 ▼ 41.7%
Current assets
€115,197 ▲ 15.8%
Equity and liabilities €128,518
Equity
€109,829 ▲ 7.8%
Debt
€18,689 ▼ 8.6%
Debt's share of the balance-sheet total falls from 16.7% to 14.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26,655▼
2023 · €27,725
Cash flow
€24,050▲
2023 · €22,994
Current ratio
6.16▲
2023 · 5.25
Debt to equity
0.17▼
2023 · 0.20
ROE
7.2%▼
2023 · 7.4%
ROA
6.2%▲
2023 · 6.1%
Interest coverage
65.73▲
2023 · 31.54
Debt ≤ 1 year
€18,689▼
2023 · €18,965
Income taxes
€7,368▲
2023 · €3,852
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,967 | €15,869 | €15,667 | €15,482 | €16,107 | ▲ 4.0% |
| Other operating charges640/8 | €6,821 | €845 | €1,270 | €2,473 | €1,781 | ▼ 28.0% |
| Gross operating margin9900 | €29,315 | €35,361 | €13,036 | €30,198 | €28,436 | ▼ 5.8% |
| Operating profit (loss)9901 | €9,528 | €18,647 | -€3,901 | €12,244 | €10,548 | ▼ 13.8% |
| Financial income75/76B | - | - | - | - | €5,167 | - |
| Recurring financial income75 | - | - | - | - | €5,167 | - |
| Financial charges65/66B | €1,014 | €768 | €713 | €879 | €406 | ▼ 53.9% |
| Recurring financial charges65 | €1,014 | €768 | €713 | €879 | €406 | ▼ 53.9% |
| Profit (loss) for the period before taxes9903 | €8,514 | €17,879 | -€4,614 | €11,365 | €15,310 | ▲ 34.7% |
| Income taxes67/77 | €2,201 | €2,342 | €206 | €3,852 | €7,368 | ▲ 91.3% |
| Profit (loss) for the period9904 | €6,313 | €15,538 | -€4,820 | €7,513 | €7,942 | ▲ 5.7% |
| Profit (loss) for the period to be appropriated9905 | €6,313 | €15,538 | -€4,820 | €7,513 | €7,942 | ▲ 5.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €125,867 | €140,951 | €121,120 | €122,343 | €128,518 | ▲ 5.0% |
| Fixed assets21/28 | €65,802 | €51,255 | €35,588 | €22,832 | €13,321 | ▼ 41.7% |
| Intangible fixed assets21 | €370 | €185 | - | - | - | - |
| Tangible fixed assets22/27 | €65,407 | €51,045 | €35,563 | €22,461 | €12,950 | ▼ 42.3% |
| Furniture and vehicles24 | €61,928 | €46,997 | €32,065 | €17,134 | €2,203 | ▼ 87.1% |
| Other tangible fixed assets26 | €3,480 | €4,048 | €3,498 | €5,327 | €10,747 | ▲ 102% |
| Financial fixed assets28 | €25 | €25 | €25 | €371 | €371 | = |
| Current assets29/58 | €60,065 | €89,696 | €85,532 | €99,511 | €115,197 | ▲ 15.8% |
| Amounts receivable within one year40/41 | €13,236 | €20,617 | €16,622 | €45,927 | €30,625 | ▼ 33.3% |
| Trade receivables40 | €11,140 | €12,584 | - | €29,152 | €25,720 | ▼ 11.8% |
| Other amounts receivable41 | €2,096 | €8,033 | €16,622 | €16,775 | €4,905 | ▼ 70.8% |
| Current investments50/53 | €32,715 | €35,112 | €30,186 | €24,441 | €29,546 | ▲ 20.9% |
| Cash at bank and in hand54/58 | €13,517 | €33,930 | €38,723 | €28,513 | €54,703 | ▲ 91.9% |
| Deferred charges and accrued income490/1 | €596 | €37 | - | €630 | €323 | ▼ 48.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €125,867 | €140,951 | €121,120 | €122,343 | €128,518 | ▲ 5.0% |
| Equity10/15 | €83,657 | €99,194 | €94,374 | €101,886 | €109,829 | ▲ 7.8% |
| Contributions10/11 | €500 | €500 | €500 | €500 | €500 | = |
| Capital10 | €500 | €500 | €500 | - | - | - |
| Issued capital100 | €500 | €500 | €500 | - | - | - |
| Reserves13 | €9,686 | €20,000 | €20,000 | €27,513 | €27,513 | = |
| Non-distributable reserves130/1 | €9,686 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Own shares acquired1312 | €9,686 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Distributable reserves133 | - | - | - | €7,513 | €7,513 | = |
| Profit (loss) carried forward14 | €73,471 | €78,694 | €73,874 | €73,874 | €81,816 | ▲ 10.8% |
| Amounts payable17/49 | €42,211 | €41,757 | €26,746 | €20,457 | €18,689 | ▼ 8.6% |
| Amounts payable after more than one year17 | €27,849 | €19,167 | €10,382 | €1,492 | - | - |
| Financial debts170/4 | €27,849 | €19,167 | €10,382 | €1,492 | - | - |
| Amounts payable within one year42/48 | €14,362 | €22,511 | €16,364 | €18,965 | €18,689 | ▼ 1.5% |
| Current portion of amounts payable after more than one year42 | €8,579 | €8,682 | €8,785 | €8,890 | €1,492 | ▼ 83.2% |
| Financial debts43 | - | - | - | - | €22 | - |
| Credit institutions430/8 | - | - | - | - | €22 | - |
| Trade debts44 | €2,765 | €484 | €1,450 | €6,548 | €2,601 | ▼ 60.3% |
| Suppliers440/4 | €2,765 | €484 | €1,450 | €6,548 | €2,601 | ▼ 60.3% |
| Taxes, remuneration and social security45 | €3,018 | €13,345 | €6,129 | €3,527 | €14,574 | ▲ 313% |
| Taxes450/3 | €2,717 | €11,766 | €6,129 | €3,527 | €14,574 | ▲ 313% |
| Remuneration and social security454/9 | €301 | €1,580 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €79 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,313 | €15,538 | -€4,820 | €7,513 | €7,942 | ▲ 5.7% |
| + Depreciation and write-downs630 | €12,967 | €15,869 | €15,667 | €15,482 | €16,107 | ▲ 4.0% |
| Operating cash flow (approximation) | €19,280 | €31,407 | €10,846 | €22,994 | €24,050 | ▲ 4.6% |
| Investment in fixed assets (approximation) | - | -€1,322 | €0 | -€2,726 | -€6,596 | ▼ 142% |
| Change in cash | - | €20,412 | €4,793 | -€10,210 | €26,190 | ▲ 357% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
28-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 302 days late
28-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 667 days late
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1032 days late
2023
31-12
Financial
Back to profitnet €7,513
Net result €7,513 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €101,886 ▲8%
Equity rises from €94,374 to €101,886.
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 196 days late
2019
31-12
Financial
Back to profitnet €43,754
Net result €43,754 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 8.09
Current ratio from 2.37 to 8.09; short-term debt falls from €20,210 to €10,483.
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2015
Ground area
186 m²
Building footprint
46 m²
Volume, LiDAR
434 m³
Parcel 52014A0088/00X011, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Opono
since 20152.246.886.224
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52014A0088/00X011 | Wallonia | 186 m² | 1 · 46 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845004N0C79101E9676
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,546 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-09-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
77330Rental and leasing activities
Contact
E-mail
fabian.chianura@hotmail.com
Phone
0474323998
E-invoicing
Reachable via Peppol
Peppol ID
0208:0641785256
Also
9925:BE0641785256
Registered
16-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.