OpMan Consulting

Active

Private limited companyfounded 20224 yrs activeHerentsesteenweg 96, 3012 Leuven, BelgiumKBO/BCE: BE 0785.878.855

OpMan Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

79 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency59▼-41

Growth78=

Track record94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity short (current ratio 0.94 against 5.35 in 2024; short-term debt: 66.1% and cash: 48.1% of total assets), and 66.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

33.9%

Return on assets

32.5%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

79 d early

2024

27 d early

2023

33 d early

2022

28 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€59k▼ 74.4%

2024 · €230k

2022: €57k 2023: €141k 2024: €230k

2022 → 2025

Total assets

€174k▼ 36.7%

2024 · €274k

2022: €125k 2023: €178k 2024: €274k

2022 → 2025

Net result

€56k▼ 37.0%

2024 · €89k

2022: €55k 2023: €83k 2024: €89k

2022 → 2025

Working capital

€-7k

2024 · €193k

2022: €39k 2023: €102k 2024: €193k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€57k-€141k▲ 146%€230k▲ 63.6%€59k▼ 74.4%

Operating result€69k-€107k▲ 54.1%€113k▲ 5.8%€71k▼ 37.1%

Net result€55k-€83k▲ 52.2%€89k▲ 7.3%€56k▼ 37.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 37% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €174k

38.1%

61.9%

Fixed assets €66k▲ 77.4%

Current assets €108k▼ 54.7%

Equity and liabilities €174k

33.9%

66.1%

Equity €59k▼ 74.4%

Debt €115k▲ 159%

The debt ratio rises from 16.1% to 66.1%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€83k▼

2024 · €126k

Cash flow

€68k▼

2024 · €102k

Solvency

33.9%▼

2024 · 83.9%

Current ratio

0.94▼

2024 · 5.35

Quick ratio

0.94▼

2024 · 5.35

Debt / equity

1.95▲

2024 · 0.19

ROE

95.8%▲

2024 · 38.9%

ROA

32.5%▼

2024 · 32.6%

Interest coverage

2047.99▼

2024 · 3222.24

Debt

€115k▲

2024 · €44k

Debt ≤ 1 year

€115k▲

2024 · €44k

Income taxes

€16k▼

2024 · €24k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€274k€174k▼

Fixed assets21/28€37k€66k▲

Tangible fixed assets22/27€37k€66k▲

Plant, machinery and equipment23€6k€5k▼

Furniture and vehicles24€26k€57k▲

Other tangible fixed assets26€5k€4k▼

Current assets29/58€237k€108k▼

Amounts receivable within one year40/41€22k€21k▼

Trade receivables40€22k€21k▼

Cash at bank and in hand54/58€209k€83k▼

Deferred charges and accrued income490/1€6k€4k▼

Equity and liabilities

Total equity and liabilities10/49€274k€174k▼

Equity10/15€230k€59k▼

Contributions10/11€3k€3k=

Reserves13€228k€56k▼

Distributable reserves133€228k€56k▼

Amounts payable17/49€44k€115k▲

Amounts payable within one year42/48€44k€115k▲

Trade debts44€7k€2k▼

Suppliers440/4€7k€2k▼

Taxes, remuneration and social security45€34k€7k▼

Taxes450/3€34k€7k▼

Other amounts payable47/48€3k€105k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼

Other operating charges640/8€153€643▲

Non-recurring operating charges66A€813€4k▲

Gross operating margin9900€127k€88k▼

Operating profit (loss)9901€113k€71k▼

Financial income75/76B€713€872▲

Recurring financial income75€713€872▲

Financial charges65/66B€39€40▲

Recurring financial charges65€39€40▲

Profit (loss) for the period before taxes9903€114k€72k▼

Income taxes67/77€24k€16k▼

Profit (loss) for the period9904€89k€56k▼

Profit (loss) for the period to be appropriated9905€89k€56k▼

Appropriation of the result

Profit (loss) to be appropriated9906€89k€56k▼

Transfer from equity791/2-€228k

Transfer to equity691/2€89k€56k▼

To other reserves6921€89k€56k▼

Profit to be distributed694/7-€228k

Return on contributions (dividend)694-€228k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

13-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

04-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €89k ▲7.3%

Operating result €113k, net result €89k, both a record.

31-12

Financial Equity above €200kEq €230k ▲63.6%

3 profitable years in a row build equity to €230k.

28-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Equity above €100kEq €141k ▲146%

2 profitable years in a row build equity to €141k.

03-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Leuven · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Herentsesteenweg 963012 Leuven

Ground area

450 m²

Building footprint

81 m²

Volume, LiDAR

560 m³

Parcel 24126D0005/00K003, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

OpMan Consulting

Herentsesteenweg 96, 3012 LeuvenFinancial service activities, except insurance and pension funding

since 20222.331.098.357

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24126D0005/00K003	Flanders	450 m²	1 · 81 m²	8.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 3 entries · 2,504 EUR awarded · 2,573 EUR paid

Year	Entries	awarded	paid
2025	1	43 EUR	43 EUR
2024	1	1,109 EUR	920 EUR
2023	1	1,352 EUR	1,610 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

3 entries · 2,504 EUR · 2,573 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Puurs-Sint-Amands · Eq €59k

Poutrel

BE 1018.073.495

Vorselaar · Eq €59k

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 38,918 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-05-2022

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.