Turnover
≈ €130,000 estimated
The micro format states no turnover.
OPI
Lifetime
1 annual account with figurespeak €41,062 (2025)
€41,062
peak €24,166 (2025)
€24,166
peak €30,166 (2025)
€30,166
€3,341
Board1 name since 2024
1 directorVAN RUMSTE Geert
Documentsfilings and deeds
31-08-202631 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€6,000 120 shares
Position in the sector
90.0%
Higher solvency than 88% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
2025 accounts filed 31 days after the deadline
Checked score
97
Excellent
Financially stronger than 74% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.4%
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026highest value
09-2026: 0.1%▼ -0.4 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 3.48, cash €6,165
Equity €30,166 (90.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 56% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as OPI has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of OPI itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for OPI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.48, above the usual 1.5. Short-term debt is 5.6% and cash 18.4% of total assets. 10% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017495950
Incorporation
Founding capital of €6,000, 120 shares · Founder: VAN RUMSTE Geert · Appointment: VAN RUMSTE Geert (director) · published on 19-12-2024 · Gazette deed
First establishment
Lange Leemstraat 12, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OPI Antwerp | €33,508 | €41,062 | 90.0% | - |
| DALTONS Lint | €30,718 | €40,680 | 85.0% | - |
| Rias.be Lille | €37,835 | €37,171 | 63.1% | - |
| PRF IT Solutions Sint-Gillis (bij-Brussel) | €32,565 | €37,076 | 60.7% | - |
| MOES CONCEPT Zaventem | €37,626 | €40,029 | 88.5% | - |
| Spark Logic Antwerp | €44,619 | €51,356 | 60.2% | - |
| Never On Friday Mechelen | €49,364 | €47,260 | 77.8% | - |
These companies have the same main activity as OPI: computer programming (NACE 62100). They are comparable in size and age: total assets between €30,700 and €49,400, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 17-12-2024Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.367.549.9672018 Antwerp, since 17-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 07-05-2025
Insights on OPI
OPI has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,166 and a net result of €24,166.
Its solvency ranks better than 88% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPI
- What is the company number of OPI?
- The company number of OPI is 1017.495.950. The VAT number is the same number with BE in front: BE 1017.495.950.
- Where is OPI based?
- The registered office is at Lange Leemstraat 12, 2018 Antwerp.Company details
- What does OPI do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of OPI?
- OPI is a private limited company (BV).
- When was OPI founded?
- OPI was founded on 17-12-2024.
- Is OPI still active?
- Yes, OPI is an active enterprise in the KBO register.
- What is the turnover of OPI?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €41,062 and 84 comparable companies (NACE 62). It probably lies between €100,000 and €180,000.Financials
- Is OPI profitable?
- In financial year 2025, OPI made a profit of €24,166.
- Where can I find the annual accounts of OPI?
- OPI filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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