Ophtala
ActiveSummary
Ophtala has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €163k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▲+7
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.72 in 2024; short-term debt: 42.8% and cash: 5.9% of total assets), and 85.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.6%
Return on assets
32%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 17%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €75k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
52 d late
2024
55 d late
2023
68 d late
2022
70 d late
2021
12 d late
2020
76 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 265%
2024 · €20k
2018: €29k
2019: €85k
2020: €157k
2021: €191k
2022: €249k
2023: €20k
2024: €20k
2018 → 2025
Total assets
€510k▲ 87.2%
2024 · €272k
2018: €659k
2019: €617k
2020: €547k
2021: €821k
2022: €621k
2023: €510k
2024: €272k
2018 → 2025
Net result
€163k▲ 25.5%
2024 · €130k
2018: €16k
2019: €57k
2020: €71k
2021: €178k
2022: €58k
2023: €78k
2024: €130k
2018 → 2025
Working capital
€-170k▼ 144%
2024 · €-70k
2018: €-537k
2019: €-363k
2020: €-5k
2021: €3k
2022: €52k
2023: €-177k
2024: €-70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€191k-€249k▲ 30.4%€20k▼ 91.8%€20k=€75k▲ 265%
Operating result€217k-€66k▼ 69.8%€91k▲ 38.5%€169k▲ 86.0%€228k▲ 35.1%
Net result€178k-€58k▼ 67.4%€78k▲ 34.5%€130k▲ 66.4%€163k▲ 25.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 35% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €510k
Fixed assets
€461k ▲ 412%
Current assets
€48k ▼ 73.5%
Equity and liabilities €510k
Equity
€75k ▲ 265%
Debt
€435k ▲ 72.8%
Debt's share of the balance-sheet total falls from 92.5% to 85.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€261k▼
2024 · €322k
Cash flow
€196k▼
2024 · €283k
Current ratio
0.22▼
2024 · 0.72
Debt to equity
5.83▼
2024 · 12.31
ROE
218.7%▼
2024 · 635.1%
ROA
32.0%▼
2024 · 47.7%
Interest coverage
28.35▼
2024 · 166.05
Debt ≤ 1 year
€218k▼
2024 · €252k
Debt > 1 year
€217k
Income taxes
€59k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€272k€510k▲
Fixed assets21/28€90k€461k▲
Intangible fixed assets21€8k-
Tangible fixed assets22/27€82k€461k▲
Land and buildings22€13k€311k▲
Furniture and vehicles24€22k€20k▼
Other tangible fixed assets26€46k€130k▲
Current assets29/58€182k€48k▼
Amounts receivable within one year40/41€87k-
Other amounts receivable41€87k-
Cash at bank and in hand54/58€93k€30k▼
Deferred charges and accrued income490/1€2k€18k▲
Equity and liabilities
Total equity and liabilities10/49€272k€510k▲
Equity10/15€20k€75k▲
Contributions10/11€19k€19k=
Reserves13€2k€56k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€54k
Amounts payable17/49€252k€435k▲
Amounts payable after more than one year17-€217k
Financial debts170/4-€217k
Amounts payable within one year42/48€252k€218k▼
Current portion of amounts payable after more than one year42€31k€13k▼
Trade debts44€3k€85k▲
Suppliers440/4€3k€85k▲
Taxes, remuneration and social security45€42k€101k▲
Taxes450/3€42k€101k▲
Other amounts payable47/48€176k€20k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153k€33k▼
Other operating charges640/8€1k€47k▲
Gross operating margin9900€323k€307k▼
Operating profit (loss)9901€169k€228k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€170k€222k▲
Income taxes67/77€40k€59k▲
Profit (loss) for the period9904€130k€163k▲
Profit (loss) for the period to be appropriated9905€130k€163k▲
Appropriation of the result
Profit (loss) to be appropriated9906€130k€163k▲
Transfer from equity791/2€130k€109k▼
Transfer to equity691/2€130k€163k▲
To the legal reserve6920€130k€163k▲
Profit to be distributed694/7€130k€109k▼
Return on contributions (dividend)694€130k€109k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Equity above €200kEq €249k ▲30.4%
5 profitable years in a row build equity to €249k.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Highest result since 2018net €178k ▲150%
Net result €178k, the highest in the series.
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 76 days late
2020
31-12
Financial
Equity above €150kEq €157k ▲83.6%
3 profitable years in a row build equity to €157k.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
04-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 217 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Manoir d'Anjoulaan 421150 Sint-Pieters-WoluweGround area
382 m²
Building footprint
92 m²
Volume, LiDAR
763 m³
Parcel 21682C0174/00X043, Brussels · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CABINET MANOIR D'ANJOU
since 20182.280.557.991
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0174/00X043 | Brussels | 382 m² | 1 · 92 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Geros
BE 0672.750.725
Kortrijk · Eq €74,628
SABERIA MEDICAL
BE 0799.706.404
Anderlecht · Eq €74,569
Dokter Marleen De Smet
BE 1008.322.423
Leuven · Eq €74,559
Neurologie Dr. J. Abramski
BE 0753.452.547
Genk · Eq €74,722
CHARLIER DENTAL
BE 0678.466.696
Jemeppe-sur-Sambre · Eq €74,790
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 5,829 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.