Financials
- Fiscal year
- 2025
- Total assets
- €415,176
- Profit
- €59,485
- Solvency
- 15.5%
OPHÉLIE
ActiveSummary
OPHÉLIE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,485 and a net result of €59,485. Its solvency ranks better than 26% of 686 sector peers (NACE 88, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Day nurseries and crèches
NACE 88911
1 site
Size
€415,176total assets 2025
- Staff
- 1 FTE
- Equity
- €64,485
- Profit
- €59,485
Turnover not published (abridged schema)
Structure
Accounts 38 days early0 of 1 deed read
Why 90- Founded in 2024+ Sector Social work activities without accommodation (NACE 88)+ Size: total assets €415,176+ Figures for FY 2025 (filed 23-06-2026)Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 38% of its sector peers (NACE 88, micro)
Financial strength
Average
Solvency
41
equity 15.5% of total assets
Liquidity
35
short-term debt 46.8% · cash 6.6%
Profitability
87
return on assets 14.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.4%
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026highest value
06-2026: 0.4%● unchanged vs 05-2026highest value
07-2026: 0.1%▼ -0.3 percentage points vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.18; short-term debt: 46.8% and cash: 6.6% of total assets), and 84.5% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 24% on solvency, 14% on liquidity and 76% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
38 days early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Day nurseries and crèchesNACE 88911
- Founded
- 22-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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