Financials
- Fiscal year
- 2025
- Total assets
- €415,176
- Profit
- €59,485
- Solvency
- 15.5%
OPHÉLIE
ActiveSummary
OPHÉLIE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,485 and a net result of €59,485. Its solvency ranks better than 25% of 684 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Day nurseries and crèches
NACE 88911
1 site
Size
€415,176total assets 2025
- Staff
- 1 FTE
- Equity
- €64,485
- Profit
- €59,485
Turnover not published (abridged schema)
Structure
Accounts 38 d early0 of 1 deed read
Why 90- Founded in 2024+ Sector Social work activities without accommodation (NACE 88)+ Size: total assets €415,176+ Figures for FY 2025 (filed 23-06-2026)Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Better than 38% of its sector peers (NACE 88, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
41
equity 15.5% of total assets
Liquidity
35
short-term debt 46.8% · cash 6.6%
Profitability
87
return on assets 14.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.4%
01-2026: 0.4%● 0.0% vs 12-2025
02-2026: 0.4%▲ +2.2% vs 01-2026
03-2026: 0.4%▲ +1.6% vs 02-2026
04-2026: 0.4%▲ +2.4% vs 03-2026
05-2026: 0.4%▲ +11.4% vs 04-2026highest value
06-2026: 0.4%● 0.0% vs 05-2026highest value
07-2026: 0.1%▼ -68.2% vs 06-2026lowest value
08-2026: 0.1%▲ +5.1% vs 07-2026
09-2026: 0.1%▼ -2.1% vs 08-2026
10-2026: 0.1%▼ -0.7% vs 09-2026
- Sector Social work activities without accommodation (NACE 88) lowers the probability
- Size: total assets €415,176 lowers the probability for this profile
- Founded in 2024 raises the probability for this profile
- Figures for FY 2025 (filed 23-06-2026) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.18; short-term debt: 46.8% and cash: 6.6% of total assets), and 84.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 88, micro). Better than this share of them on solvency 24%, liquidity 14%, profitability 76%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
38 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 23-06-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Day nurseries and crèchesNACE 88911
- Founded
- 22-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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