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Ophelders Andreas

Active
Private limited companyfounded 2020active for 6 yearsKwadeschuurstraat(LUB) 52, 3210 Lubbeek, BelgiumKBO/BCE: BE 0745.548.037

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Ophelders Andreas has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,614 and a net result of €31,340. Equity has been shrinking by about 38% per year since 2020. Its solvency ranks better than 12% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 20-03-2020 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Establishment unit
2.300.750.423 3210 Lubbeek, since 20-03-2020
Financial year end
31 December
Peppol
Reachable

Board and ownership

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€51,608
▲ 6.0%
Turnover
≈ €110,000
estimated
Profit
€31,340
▲ 10.0%
Equity
€3,614
▼ 50.3%
Total assets
€43,897
▼ 18.9%
Filed on 30-07-2026, 1 day before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 0.65, cash €103, halvedFounded in 2020lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €43,897Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 27% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Average
Solvency 33-5
equity 8.2% of total assets
Liquidity 0-16
short-term debt 91.8% · cash 0.2%
Profitability 100=
return on assets 71.4%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 13% of them on solvency, 0% on liquidity, 82% on profitability and 11% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Liquidity: current ratio 0.65, cash €103, halved
NBB · annual accounts
lowers risk · Size: total assets €43,897
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 15759 sector peers (2025).
NBB · sector comparison
Position among 15759 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
3 days early
2022
36 days early
2021
2 days early
2020
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 11 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 92% of companies in legal and accountingsector median €86,378 · 15,764 companies €3,614 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €31,340 6 years View

Comparable companies

These companies have the same main activity as Ophelders Andreas: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €31,900 and €48,400, founded between 2019 and 2021.

CompanyTotal assetsGross margin
Ophelders Andreas Lubbeek€43,897€51,608
Geeraerts Sophie Keerbergen€47,159€50,473
La Romanee Boutersem€48,444€55,949
Hebbit Zoersel€42,533€50,946
DMC Account Elsene€40,024€61,748
SDW Tax & Accountancy Affligem€40,749€40,468
Ricon Consult Scherpenheuvel-Zichem€31,945€47,780
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Ophelders Andreas

What is the company number of Ophelders Andreas?
The company number of Ophelders Andreas is 0745.548.037. The VAT number is the same number with BE in front: BE 0745.548.037.
Where is Ophelders Andreas based?
The registered office is at Kwadeschuurstraat(LUB) 52, 3210 Lubbeek.Company details
What does Ophelders Andreas do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of Ophelders Andreas?
The legal form of Ophelders Andreas is Private limited company (BV).
When was Ophelders Andreas founded?
Ophelders Andreas was founded on 20-03-2020.
Is Ophelders Andreas still active?
Yes, Ophelders Andreas is an active enterprise in the KBO register.
What is the turnover of Ophelders Andreas?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €51,608 and 56 comparable companies (NACE 69201). It probably lies between €84,000 and €150,000.Financials
Is Ophelders Andreas profitable?
In financial year 2025, Ophelders Andreas made a profit of €31,340.
Where can I find the annual accounts of Ophelders Andreas?
Ophelders Andreas filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Ophelders Andreas due?
Ophelders Andreas must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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