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OpFin

Active
Rue les Culots 37A ·1421 Braine-l'Alleud, Belgium
KBO/BCE: BE 0628.557.327
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Age11 yrs
Connections1
Real estate1 parcel · 2,239 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of OpFin is 0.2% (very low). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-09-2025 59 d late 2025-00507717
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00410145
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00408195
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20372176
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-63800300
31-12-2019 31-07-2020 30-10-2020 91 d late 2020-66100025
31-12-2018 31-07-2019 30-09-2019 61 d late 2019-66600197
31-12-2017 31-07-2018 31-08-2018 31 d late 2018-57800236
31-12-2016 31-07-2017 30-08-2017 30 d late 2017-52600001
31-12-2015 31-07-2016 26-08-2016 26 d late 2016-47000130

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2015, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 28-09-2025 2025-00507717
31-12-2023 micro 30-08-2024 2024-00410145
31-12-2022 micro 31-08-2023 2023-00408195
31-12-2021 micro 31-08-2022 2022-20372176
31-12-2020 micro 31-08-2021 2021-63800300
31-12-2019 micro 30-10-2020 2020-66100025
31-12-2018 micro 30-09-2019 2019-66600197
31-12-2017 micro 31-08-2018 2018-57800236
31-12-2016 micro 30-08-2017 2017-52600001
31-12-2015 volledig 26-08-2016 2016-47000130

Structure & network

Connections & network

1 connected company
Group structure
ALTESIA FINANCE
We sit on their board · 2 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party
OpFinBE 0628.557.327
controls
Where this company holds controlthis company sits on their board1
ALTESIA FINANCE
2 locations

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue les Culots 37A1421 Braine-l'Alleud

Establishment units

1 location
Rue les Culots 37A, 1421 Braine-l'Alleud
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20152.241.663.565
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,239 m²
Buildings1
Building footprint206 m²
Volume (LiDAR)1,172 m³
Tallest building14.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25078C0068/00N000 Wallonia 2,239 m² 1 · 206 m² 14.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
05-01-2024 Change in the board of directors Director changes·Olivier CASTERS
Notary: Olivier CASTERS · Saint-Nicolas

Analysis

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 15,322 of the 81,966 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR OpFin
Registered office
Rue les Culots 37A
1421 Braine-l'Alleud, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.