Skip to content

Operty

Active
Private limited companyfounded 201213 yrs activeElyzeese Veldenstraat 18A, 1050 Elsene, BelgiumKBO/BCE: BE 0849.378.619
Summary

The computed 12-month bankruptcy probability of Operty is 5.1% (elevated). The 2025 annual accounts show negative equity (-€3,229) and a net result of -€355. Equity remains stable across the filed fiscal years (±1% per year). The company has been active since 2012 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record84
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€3,229
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
31 d late
2023
27 d late
2022
20 d late
2021
16 d late
2020
30 d late
2019
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 18 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline

History

Operty was incorporated on 8 October 2012.1 The registered office was moved to Ixelles in 2026.2 Total assets fell from EUR 1,876 in 2023 to EUR 1,324 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 21-08-2026
  3. 3National Bank, annual accounts 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
-€3,229▼ 12.4%
2024 · -€2,874
Total assets
€1,324▼ 18.7%
2024 · €1,629
Net result
-€355▲ 19.2%
2024 · -€439
Working capital
-€4,083▼ 1.5%
2024 · -€4,024
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€33-€408▼ 1,127%-€296▲ 27.5%
Net result-€33-€439▼ 1,221%-€355▲ 19.2%
Equity-€2,401=-€2,401=-€2,434▼ 1.4%-€2,874▼ 18.1%-€3,229▼ 12.4%
Total assets€429=€429=€1,876▲ 337%€1,629▼ 13.2%€1,324▼ 18.7%
Debt€2,830=€2,830=€4,310▲ 52.3%€4,502▲ 4.5%€4,552▲ 1.1%
Working capital-€2,401=-€2,401=-€3,881▼ 61.6%-€4,024▼ 3.7%-€4,083▼ 1.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€600-€400-€200€0Operating result 2023: -€33-€33Net result 2023: -€33-€33Operating result 2024: -€408-€408Net result 2024: -€439-€439Operating result 2025: -€296-€296Net result 2025: -€355-€35520212022202320242025-€600-€400-€200€0Operating result 2023: -€33-€33Net result 2023: -€33-€33Operating result 2024: -€408-€408Net result 2024: -€439-€439Operating result 2025: -€296-€296Net result 2025: -€355-€355202320242025
The operating result stays negative: a loss of €296 in 2025 against €408 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€0▲
2024 · -€112
Cash flow
-€59▲
2024 · -€143
Interest coverage
0.00▲
2024 · -3.58
Debt ≤ 1 year
€4,552▲
2024 · €4,502
Ratios withheld: a balance sheet total of €1,324 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.0% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 23 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,629€1,324▼
Formation expenses20€1,151€855▼
Current assets29/58€478€469▼
Cash at bank and in hand54/58€478€469▼
Equity and liabilities
Total equity and liabilities10/49€1,629€1,324▼
Equity10/15-€2,874-€3,229▼
Contributions10/11€1,025€1,025=
Reserves13€125€125=
Distributable reserves133€125€125=
Profit (loss) carried forward14-€4,024-€4,379▼
Amounts payable17/49€4,502€4,552▲
Amounts payable within one year42/48€4,502€4,552▲
Other amounts payable47/48€4,502€4,552▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€296€296=
Gross operating margin9900-€112-
Operating profit (loss)9901-€408-€296▲
Financial charges65/66B€31€59▲
Recurring financial charges65€31€59▲
Profit (loss) for the period before taxes9903-€439-€355▲
Profit (loss) for the period9904-€439-€355▲
Profit (loss) for the period to be appropriated9905-€439-€355▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,024-€4,379▼
Profit (loss) brought forward from the previous period14P-€3,584-€4,024▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€33€296€296=
Gross operating margin9900----€112--
Operating profit (loss)9901---€33-€408-€296▲ 27.5%
Financial charges65/66B---€31€59▲ 88.7%
Recurring financial charges65---€31€59▲ 88.7%
Profit (loss) for the period before taxes9903---€33-€439-€355▲ 19.2%
Profit (loss) for the period9904---€33-€439-€355▲ 19.2%
Profit (loss) for the period to be appropriated9905---€33-€439-€355▲ 19.2%
Line20212022202320242025Change
Assets
Total assets20/58€429€429€1,876€1,629€1,324▼ 18.7%
Formation expenses20--€1,447€1,151€855▼ 25.7%
Current assets29/58€429€429€429€478€469▼ 1.9%
Cash at bank and in hand54/58€429€429€429€478€469▼ 1.9%
Equity and liabilities
Total equity and liabilities10/49€429€429€1,876€1,629€1,324▼ 18.7%
Equity10/15-€2,401-€2,401-€2,434-€2,874-€3,229▼ 12.4%
Contributions10/11€1,025€1,025€1,025€1,025€1,025=
Reserves13€125€125€125€125€125=
Non-distributable reserves130/1€125€125----
Reserves not available under the articles1311€125€125----
Distributable reserves133--€125€125€125=
Profit (loss) carried forward14-€3,551-€3,551-€3,584-€4,024-€4,379▼ 8.8%
Amounts payable17/49€2,830€2,830€4,310€4,502€4,552▲ 1.1%
Amounts payable within one year42/48€2,830€2,830€4,310€4,502€4,552▲ 1.1%
Other amounts payable47/48€2,830€2,830€4,310€4,502€4,552▲ 1.1%
Line20212022202320242025Change
Profit (loss) for the period9904---€33-€439-€355▲ 19.2%
+ Depreciation and write-downs630--€33€296€296=
Operating cash flow (approximation)--€0-€143-€59▲ 58.8%
Change in cash-€0€0€49-€9▼ 119%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
State Gazette act Registered office
Registered-office move2 facts ▸
  • General meeting, 17-08-2026
  • Registered-office move, Rue des Champs Elysées 18A boîte 2, 1050 Ixelles
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Weakest financial yearnet -€439
Net result drops to -€439, the lowest in the series; recovery starts the following year.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
12-07
KBO administration Address strikeout annulled
21-06
KBO administration Address struck
event 25-03-2024
2023
20-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2022
16-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
24-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
515 m²
Building footprint
204 m²
Volume, LiDAR
3,808 m³
Parcel 21442A0283/00S000, Brussels · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
14 companies at this address See who is registered here
1 establishment unit
Operty
Elyzeese Veldenstraat 18A, 1050 ElseneConstruction of residential and non-residential buildings
since 20232.357.180.271
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21442A0283/00S000 Brussels 515 m² 1 · 203 m² 23.1 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded08-10-2012
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.