OPERIS
ActiveOPERIS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317k and a net result of €27k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 61% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-4
Solvency90▼-10
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 5.65 in 2024; short-term debt: 34.6% and cash: 86.9% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.2%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
55 d early
2023
75 d early
2022
67 d early
2021
73 d early
2020
58 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€317k▼ 27.9%
2024 · €439k
2018: €346k
2019: €460k
2020: €431k
2021: €485k
2022: €438k
2023: €462k
2024: €439k
2018 → 2025
Total assets
€486k▼ 8.3%
2024 · €530k
2018: €454k
2019: €500k
2020: €533k
2021: €532k
2022: €527k
2023: €496k
2024: €530k
2018 → 2025
Net result
€27k▼ 43.0%
2024 · €47k
2018: €35k
2019: €115k
2020: €64k
2021: €54k
2022: €55k
2023: €25k
2024: €47k
2018 → 2025
Working capital
€306k▼ 26.9%
2024 · €418k
2018: €342k
2019: €457k
2020: €430k
2021: €473k
2022: €427k
2023: €439k
2024: €418k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€485k-€438k▼ 9.9%€462k▲ 5.6%€439k▼ 5.0%€317k▼ 27.9%
Operating result€68k-€78k▲ 13.8%€36k▼ 53.9%€66k▲ 83.1%€36k▼ 45.2%
Net result€54k-€55k▲ 1.2%€25k▼ 55.3%€47k▲ 91.7%€27k▼ 43.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €486k
Fixed assets
€12k▼ 44.2%
Current assets
€474k▼ 6.8%
Equity and liabilities €486k
Equity
€317k▼ 27.9%
Debt
€169k▲ 85.8%
The debt ratio rises from 17.2% to 34.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€48k▼
2024 · €77k
Cash flow
€39k▼
2024 · €59k
Solvency
65.2%▼
2024 · 82.8%
Current ratio
2.82▼
2024 · 5.65
Quick ratio
2.82▼
2024 · 5.65
Debt / equity
0.53▲
2024 · 0.21
ROE
8.5%▼
2024 · 10.7%
ROA
5.5%▼
2024 · 8.9%
Interest coverage
64.62▼
2024 · 140.79
Debt
€169k▲
2024 · €91k
Debt ≤ 1 year
€168k▲
2024 · €90k
Income taxes
€11k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€530k€486k▼
Fixed assets21/28€22k€12k▼
Tangible fixed assets22/27€21k€12k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€21k€9k▼
Financial fixed assets28€825€825=
Current assets29/58€508k€474k▼
Amounts receivable within one year40/41€53k€48k▼
Trade receivables40€48k€44k▼
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€453k€422k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€530k€486k▼
Equity10/15€439k€317k▼
Contributions10/11€6k€6k=
Reserves13€396k€273k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€394k€273k▼
Profit (loss) carried forward14€37k€37k=
Amounts payable17/49€91k€169k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€90k€168k▲
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€7k€12k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€74k€155k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€787€1k▲
Gross operating margin9900€78k€50k▼
Operating profit (loss)9901€66k€36k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€549€748▲
Recurring financial charges65€549€748▲
Profit (loss) for the period before taxes9903€66k€38k▼
Income taxes67/77€19k€11k▼
Profit (loss) for the period9904€47k€27k▼
Profit (loss) for the period to be appropriated9905€47k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€64k▼
Profit (loss) brought forward from the previous period14P€37k€37k=
Transfer from equity791/2€70k€149k▲
Transfer to equity691/2€47k€27k▼
To other reserves6921€47k€27k▼
Profit to be distributed694/7€70k€149k▲
Return on contributions (dividend)694€70k€149k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €25k ▼55.3%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 19.30
Current ratio from 7.01 to 19.30; short-term debt falls from €71k to €24k.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 23.26
Current ratio from 5.26 to 23.26; short-term debt falls from €101k to €21k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €115k ▲232%
Operating result €168k, net result €115k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 12.94
Current ratio from 4.18 to 12.94; short-term debt falls from €107k to €38k.
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sterrebeeksesteenweg 1393078 KortenbergGround area
894 m²
Building footprint
142 m²
Volume, LiDAR
913 m³
Parcel 24026D0001/00C000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Operis
since 20072.161.803.861
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24026D0001/00C000 | Flanders | 894 m² | 1 · 142 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
J-Consult
BE 0758.671.642
Rumst · Eq €317k
JACXSENS A.
BE 0760.854.538
Brugge · Eq €317k
Compagnie O-Architecten
BE 0896.990.177
Gent · Eq €317k
ARVICO
BE 0808.047.414
Herent · Eq €316k
Bureau d’Architectes ARTHESIA
BE 0471.911.334
Aywaille · Eq €316k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 4,640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2007
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.