Financials
- Fiscal year
- 2025
- Total assets
- €1.8m
- Loss
- -€138,318
- Solvency
- 16.6%
Total assets▲ 0.3%
Net result
20212025
Opérateurs & Prestations Cop
ActiveSummary
Opérateurs & Prestations Cop has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €306,949 and a net result of -€138,318. Equity is growing by ~54.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 2204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
What they do
Other specialised construction activities
NACE 43990Construction of roads and motorways NACE 42110NACE 43999
#7 company by total assets in Villers-le-Bouillet, Construction sector1 site
How big
€1.8mtotal assets 2025
- Staff
- 19.3 FTE
- Equity
- €306,949
- Loss
- -€138,318
Who decides
Accounts 58 d early0 of 3 deeds read
Why 63- Size: 19.3 FTE, total assets €1.8m- Loss of €138,318 (FY 2025)- Equity €306,949 (16.6% of total assets)+ Liquidity: current ratio 0.92, cash €363,529Show the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 24% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
42-5
equity 16.6% of total assets
Liquidity
45+2
short-term debt 57.3% · cash 19.7%
Profitability
41-28
return on assets -7.5%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 0.92, cash €363,529 lowers the probability
- Size: 19.3 FTE, total assets €1.8m raises the probability for this profile
- Loss of €138,318 (FY 2025) raises the probability
- Equity €306,949 (16.6% of total assets) raises the probability
Credit up to €19,000 at 30 days acceptable
Liquidity short (current ratio 0.92 against 1.06 in 2024; short-term debt: 57.3% and cash: 19.7% of total assets), and 83.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 17%, liquidity 50%, profitability 17%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2204 sector peers (2025).
NBB · sector comparisonPosition among 2204 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
58 d early
2024
35 d early
2023
30 d late
2022
3 d late
2021
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Weakest financial yearnet -€138,318
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Board & ownership
- Known shareholders
- 100%
Timeline
- Events
- 10
- Since
- 2022
- Next accounts
- by 31-07-2027
- 03-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 26-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 23-03-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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