Summary
Openmut has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show a net result of €0. The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-09-2023 Normal situation
- Registered office
- 38 active companies are registered at this address Source: KBO register, as of 3 November 2026.
- Activity
- “In te staan voor het onderhoud,de hosting,de ontwikkeling en het beheer van applicaties,gebruikt in…” (deed in Dutch)From the articles, 5 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Reachable since 02-02-2026
Board and ownership
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
Too few figures to score
Annual accounts 2025
- Gross margin
- €18
- Turnover
- ≈ €120
- estimated
- Surplus
- €0
- Total assets
- €3,285
Signalsraises riskFounded in 2023No main activity registeredlowers riskLegal form: non-profit associationSize: total assets €3,285neutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Bankruptcy probability within 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%lowest value
01-2025: 0.5%▲ +0.1 percentage points vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.6%▲ +0.1 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.7%▲ +0.1 percentage points vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.9%▲ +0.2 percentage points vs 09-2025highest value
11-2025: 0.9%● unchanged vs 10-2025highest value
12-2025: 0.9%● unchanged vs 11-2025highest value
01-2026: 0.9%● unchanged vs 12-2025highest value
02-2026: 0.9%● unchanged vs 01-2026highest value
03-2026: 0.9%● unchanged vs 02-2026highest value
04-2026: 0.8%▼ -0.1 percentage points vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.6%▼ -0.2 percentage points vs 05-2026
07-2026: 0.5%▼ -0.1 percentage points vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
93 days early
2024
23 days early
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 3 accounts on average 39 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (3 of the last 3 accounts filed within 70 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 29-04-2026 PDF all 3 filings
Turnover
≈ €120
Estimated: probably between €51 and €300
Total assets
€3,285
Net result
€0
Working capital
€0
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Key figures and ratios
Debt
€3,285
Debt ≤ 1 year
€3,285
The ratios are withheld because a balance sheet total of €3,285 is too small for a meaningful ratio.
Annual accounts
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €18 |
| Operating profit (loss)9901 | €18 |
| Financial charges65/66B | €18 |
| Recurring financial charges65 | €18 |
| Profit (loss) for the period before taxes9903 | €0 |
| Profit (loss) for the period9904 | €0 |
| Profit (loss) for the period to be appropriated9905 | €0 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €3,285 | |
| Current assets29/58 | €3,285 | |
| Amounts receivable within one year40/41 | €3,203 | |
| Trade receivables40 | €3,203 | |
| Current investments50/53 | €82 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €3,285 | |
| Amounts payable17/49 | €3,285 | |
| Amounts payable within one year42/48 | €3,285 | |
| Trade debts44 | €3,185 | |
| Suppliers440/4 | €3,185 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €0 |
| Operating cash flow (approximation) | €0 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
8 directors, no change since 2026
Board 8
Ingrid Fleurquin
Current
Chair · appointed in the act of 13-09-2023 · Director · appointed in the act of 13-09-2023
Akin Tatar
Current
Director · appointed in the act of 13-09-2023
Antoon Vansina
Current
Director · appointed in the act of 13-09-2023
Hans Heyndels
Current
Director · appointed in the act of 13-09-2023
Pierre Cools
Current
Director · appointed in the act of 13-09-2023
Pieter Matthijs
Current
Director · appointed in the act of 13-09-2023
Pieter Vandenbroucke
Current
Director · appointed in the act of 13-09-2023
Simon Hallet
Current
Director · appointed in the act of 06-07-2026
Statutory auditor 1
Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises
Current
Revisor · appointed in the act of 05-01-2026 · permanent representative: Philippe Van Coppenolle
Other functions 1
Pieter Vandenbroucke
Current
Secretary and treasurer · appointed in the act of 13-09-2023
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Art. 16. De raad kan het dagelijks bestuur van de vereniging, het bestuur van één of meerdere sectoren van haar activiteiten of de…”
deed of 13-09-2023Owners and capital
Shareholders
At incorporation
act of 13-09-2023 ↗
- Landsbond der Christelijke Mutualiteiten (BE 0411.702.543) founder
- Solidaris - Nationaal Verbond Socialistische Mutualiteiten (BE 0411.724.220) founder
Capital transactions
Capital over time
- 04-09-2025 Capital stated in the deed · €50,000
Mandate history
11 people, 9 in office
- Board
- Statutory auditor
- Other function
| Name | Functions and periods |
|---|---|
| Akin Tatar |
|
| Antoon Vansina |
|
| Hans Heyndels |
|
| Ingrid Fleurquin |
|
| Pierre Cools |
|
| Pieter Matthijs |
|
| Pieter Vandenbroucke |
|
| Simon Hallet |
|
| Deloitte Bedrijfsrevisoren/Réviseurs d’Entreprises |
|
| Filippo Manini |
|
| Roel De Spiegeleer |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Art.11, raad roept binnen kortst mogelijke tijd algemene vergadering bijeen ter vervanging”
Articles of association, deed of 13-09-2023 (in Dutch)
Network & group
Openmut shares no director with another company.
Companies at the same address
37 other companies- Co-Health Registered office · since 2024 1005976706
- Mutualité Solidaris Wallonie Establishment · since 2024 0808995143
- GezondheidsCoalitie Establishment · since 2023 0535605294
- Collège Intermutualiste Bruxellois Registered office · since 2022 0787213495
- ZIJkant, de progressieve Registered office · since 2022 0412850014
- Vereniging van Socialistische Zorgorganisaties Registered office · since 2019 0740486221
- Persoonsvolgend Budgetwijzer Registered office · since 2019 0715986890
- Vlaams Socialistisch Gezondheidsfonds Registered office · since 2018 0422624446
- GROUPE 300 NATIONAL Registered office · since 2017 0683751911
- Solidaris Zorgkas, zorgkas van de socialistische mutualiteiten Registered office · since 2017 0476572579
Connections & network
8 current directorsThe network starts from the directors of Openmut. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
06-07
Gazette deed
1 director appointed, 1 director resigningResignation: Filippo Manini (director) · Appointment: Simon Hallet (director) · Admission: Simon Hallet (lid van de algemene vergadering)4 points ▸
Gazette deed
1 director appointed, 1 director resigning
Resignation: Filippo Manini (director) · Appointment: Simon Hallet (director) · Admission: Simon Hallet (lid van de algemene vergadering)4 points ▸
- General meeting, 30-03-2026
- Director resignation, Filippo Manini
- Director appointment, Simon Hallet (director)
- Member admission, Simon Hallet (lid van de algemene vergadering)
29-04
abbreviated format · 93 days before the deadline
05-01
Gazette deed
Appointment: Deloitte Bedrijfsrevisoren BV (revisor)2 points ▸
Gazette deed
Appointment: Deloitte Bedrijfsrevisoren BV (revisor)
2 points ▸
- General meeting, 03-12-2025
- Auditor appointment, Deloitte Bedrijfsrevisoren BV (revisor)
2025
04-09
Gazette deed
Resignation: Roel De Spiegeleer (director)Appointment: Filippo Manini (director) · Amendment of the articles · Capital6 points ▸
Gazette deed
Resignation: Roel De Spiegeleer (director)
Appointment: Filippo Manini (director) · Amendment of the articles · Capital6 points ▸
- General meeting, 23-01-2025
- Director resignation, Roel De Spiegeleer (director)
- Director appointment, Filippo Manini (director)
- General meeting, 13-05-2025
- Amendment of the articles, 40, “d)” (deed in Dutch)
- Capital, €50,000
08-07
full format · 23 days before the deadline
2024
31-07
full format · on the deadline day
2023
13-09
Gazette deed
IncorporationAdmissions: Landsbond der Christelijke Mutualiteiten (member) and Solidaris - Nationaal Verbond Socialistische Mutualiteiten (member) · Appointments: Ingrid Fleurquin, Antoon Vansina and 6 others · Founder29 points ▸
Gazette deed
Incorporation
Admissions: Landsbond der Christelijke Mutualiteiten (member) and Solidaris - Nationaal Verbond Socialistische Mutualiteiten (member) · Appointments: Ingrid Fleurquin, Antoon Vansina and 6 others · Founder29 points ▸
- General meeting, 23-06-2023
- Incorporation, “Openmut” (deed in Dutch)
- Founder, Landsbond der Christelijke Mutualiteiten
- Founder, Solidaris - Nationaal Verbond Socialistische Mutualiteiten
- Other provision, “vertegenwoordiger, vertegenwoordiging op oprichtingsvergadering” (deed in Dutch), mentioned 4 times in the deed
- Other provision, “vaststelling statuten, statuten bepaald zoals hierna vermeld” (deed in Dutch)
- Member admission, Landsbond der Christelijke Mutualiteiten (member)
- Member admission, Solidaris - Nationaal Verbond Socialistische Mutualiteiten (member)
- Member of the association, “afgevaardigde, automatisch bij einde mandatering door vertegenwoordigde organisatie” (deed in Dutch), mentioned 2 times in the deed
- Director appointment, Ingrid Fleurquin (director)
- Director appointment, Antoon Vansina (director)
- Director appointment, Pieter Matthijs (director)
- The act holds 17 more points.
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Openmut was incorporated on 11 September 2023 as a non-profit association by Landsbond der Christelijke Mutualiteiten and Solidaris - Nationaal Verbond Socialistische Mutualiteiten.12 The board currently has 8 members.3 The company has filed 3 sets of annual accounts, the latest for financial year 2025.4
Company details
Register details
Identity
KBO recordName
Openmut in Dutch
Enterprise number
0805.698.232
Legal form
Non-profit association
Status
Active, normale toestand
Founded
11-09-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 13-09-2023 (in Dutch)Registered office and establishments
Registered office
Sint-Jansstraat 32, 1000 Brussel, Belgium
Activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 13-09-2023 (in Dutch)
“In te staan voor het onderhoud,de hosting,de ontwikkeling en het beheer van applicaties,gebruikt in het kader van de dienstverlening van de…”
5 activities
- In te staan voor het onderhoud,de hosting,de ontwikkeling en het beheer van applicaties,gebruikt in het kader van de dienstverlening van de verzekeringsinstellingen
- Licenties en sublicenties toestaan voor het gebruik van deze applicaties door haar leden
- Optreden als Zelfstandige Groepering van Personen(ZGP)in de zin van artikel 44 §2bis van het wetboek van de belasting over de toegevoegde waarde
- In deze hoedanigheid diensten leveren die nauw samenhangen met de sociale zekerheid
- In het algemeen alle handelingen verrichten die rechtstreeks of onrechtstreeks noodzakelijk of nuttig zijn voor haar doel,met inbegrip van het uitoefenen van eigendoms-of andere zakelijke rechten in verband met roerende en onroerende zaken
Invoicing and payment
VAT number
BE 0805.698.232
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
3,248 m²
Building footprint
2,709 m²
Building volume
59,976 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21004A1026/00K000 | Brussels | 3,248 m² | 1 · 2,709 m² | 27.6 m · 8 |