OPENGRAPHY
ActiveOPENGRAPHY has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €25k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.45 in 2024), but 88.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.1%
Return on assets
3.5%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 179 sector peers (2025).
NBB · sector comparisonPosition among 179 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
8 d early
2023
50 d late
2022
19 d early
2021
9 d late
2020
59 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k▼ 37.0%
2024 · €40k
2019: €-17k
2020: €26k
2022: €44k
2023: €16k
2024: €40k
2019 → 2025
Working capital
€174k▲ 28.1%
2024 · €136k
2019: €209k
2020: €280k
2022: €41k
2023: €43k
2024: €136k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€48k-€38k▼ 20.6%€55k▲ 41.9%€55k▲ 0.8%€81k▲ 46.3%
Operating result€44k-€57k▲ 29.5%€35k▼ 39.3%€72k▲ 107%€46k▼ 36.2%
Net result€26k-€44k▲ 71.2%€16k▼ 63.1%€40k▲ 151%€25k▼ 37.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €726k
Fixed assets
€210k▼ 10.5%
Current assets
€516k▲ 17.3%
Equity and liabilities €726k
Equity
€81k▲ 46.3%
Debt
€645k▲ 4.2%
The debt ratio falls from 91.8% to 88.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€75k▼
2024 · €104k
Cash flow
€55k▼
2024 · €73k
Solvency
11.1%▲
2024 · 8.2%
Current ratio
1.51▲
2024 · 1.45
Quick ratio
1.51▲
2024 · 1.45
Debt / equity
8.01▼
2024 · 11.25
ROE
31.6%▼
2024 · 73.5%
ROA
3.5%▼
2024 · 6.0%
Interest coverage
7.32▼
2024 · 8.44
Debt
€645k▲
2024 · €619k
Debt ≤ 1 year
€342k▲
2024 · €304k
Debt > 1 year
€301k▼
2024 · €315k
Income taxes
€11k▼
2024 · €19k
Staff costs
€564k▼
2024 · €570k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€674k€726k▲
Fixed assets21/28€234k€210k▼
Tangible fixed assets22/27€230k€207k▼
Land and buildings22€191k€177k▼
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€25k€17k▼
Financial fixed assets28€4k€2k▼
Current assets29/58€440k€516k▲
Amounts receivable within one year40/41€303k€292k▼
Trade receivables40€288k€280k▼
Other amounts receivable41€15k€13k▼
Cash at bank and in hand54/58€127k€211k▲
Deferred charges and accrued income490/1€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€674k€726k▲
Equity10/15€55k€81k▲
Contributions10/11€7k€7k=
Reserves13€29k€29k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€27k€27k=
Profit (loss) carried forward14€19k€44k▲
Amounts payable17/49€619k€645k▲
Amounts payable after more than one year17€315k€301k▼
Financial debts170/4€218k€204k▼
Trade debts175€97k€97k=
Amounts payable within one year42/48€304k€342k▲
Current portion of amounts payable after more than one year42€36k€53k▲
Financial debts43€4k€9k▲
Credit institutions430/8€4k€9k▲
Trade debts44€71k€111k▲
Suppliers440/4€71k€111k▲
Taxes, remuneration and social security45€153k€165k▲
Taxes450/3€75k€83k▲
Remuneration and social security454/9€78k€81k▲
Other amounts payable47/48€40k€4k▼
Accrued charges and deferred income492/3€256€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€570k€564k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€29k▼
Other operating charges640/8€7k€8k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€686k€647k▼
Operating profit (loss)9901€72k€46k▼
Financial income75/76B€237€782▲
Recurring financial income75€237€782▲
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€60k€36k▼
Income taxes67/77€19k€11k▼
Profit (loss) for the period9904€40k€25k▼
Profit (loss) for the period to be appropriated9905€40k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€44k▼
Profit (loss) brought forward from the previous period14P€19k€19k▲
Profit to be distributed694/7€40k-
Return on contributions (dividend)694€40k-
Social balance
Average headcount (FTE)908710.611.4▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €44k ▲71.2%
Net result €44k, the highest in the series.
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugène Plaskysquare 92-941030 SchaarbeekGround area
466 m²
Building footprint
177 m²
Volume, LiDAR
4,259 m³
Parcel 21905C0089/00T017, Brussels · tallest building 27.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
OpenGraphy
since 20142.225.719.933
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0089/00T017 | Brussels | 466 m² | 1 · 177 m² | 27.3 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Kenveld
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ROBAROV
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,748. 6,924 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-02-2012
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.