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OPENED MIND

Active
Private limited company (pre-2019)founded 2009active for 17 yearsRue As-Pois(TOU) 12, 7500 Tournai, BelgiumKBO/BCE: BE 0808.952.779
Summary

OPENED MIND has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,058) and a net result of -€582. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Activity not known1 site
Size
€69total assets 2025
Equity
-€2,058
Loss
-€582
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
2025 accounts 38 days early1 deed in the Belgian Official Gazette
Why 53raises riskCapped at 59: negative equityNegative equity -€2,058No main activity registeredLoss of €582, the second in a row (financial year 2025)lowers riskSize: total assets €69Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (no NACE code, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -2974.4% of total assets
Liquidity 50=
short-term debt 3074.4% · cash 100.0%
Profitability 0=
return on assets -841.5%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.1%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.9%▼ -0.2 percentage points vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 0.9%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.9%● unchanged vs 01-2026lowest value 03-2026: 0.9%● unchanged vs 02-2026lowest value 04-2026: 0.9%● unchanged vs 03-2026lowest value 05-2026: 0.9%● unchanged vs 04-2026lowest value 06-2026: 0.9%● unchanged vs 05-2026lowest value 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 35% on liquidity, 4% on profitability and 11% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €69
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€2,058
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · Loss of €582, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€2,058
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
2 days early
2023
on the day
2022
63 days early
2021
63 days early
2020
60 days early
2019
60 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 41 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 December (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end26-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€794

Financials · financial year 2025, micro format

Equity
-€2,058▼ 39.5%
2024 · -€1,476
Total assets
€69▲ 650%
2024 · €9
Net result
-€582▲ 26.7%
2024 · -€794
Working capital
-€2,058▼ 39.5%
2024 · -€1,476
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result stays negative: a loss of €552 in 2025 against €734 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€552 2025 Net result-€582 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€666--€206-€55▲ 73.3%-€57▼ 3.6%-€155▼ 171%-€734▼ 374%-€552▲ 24.8%
Net result€597--€231-€80▲ 65.4%-€81▼ 1.3%-€155▼ 91.0%-€794▼ 413%-€582▲ 26.7%
Equity-€135--€366▼ 171%-€446▼ 21.9%-€527▼ 18.2%-€682▼ 29.3%-€1,476▼ 116%-€2,058▼ 39.5%
Total assets€3,151-€1,028▼ 67.4%€148▼ 85.6%€69▼ 53.4%€69▲ 0.3%€9▼ 86.7%€69▲ 650%
Debt€3,286-€1,394▼ 57.6%€594▼ 57.4%€596▲ 0.3%€751▲ 26.0%€1,485▲ 97.7%€2,127▲ 43.2%
Working capital-€135--€366▼ 171%-€446▼ 21.9%-€527▼ 18.2%-€682▼ 29.3%-€1,476▼ 116%-€2,058▼ 39.5%
Turnover and EBIT margin not published: the micro format does not require them.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€2,127▲
2024 · €1,485
Ratios withheld: a balance sheet total of €69 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85.4% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.2% stopped otherwise
85.4% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 21 lines
Balance sheet Code20242025
Assets
Total assets20/58€9€69▲
Current assets29/58€9€69▲
Cash at bank and in hand54/58€9€69▲
Equity and liabilities
Total equity and liabilities10/49€9€69▲
Equity10/15-€1,476-€2,058▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€7,676-€8,258▼
Amounts payable17/49€1,485€2,127▲
Amounts payable within one year42/48€1,485€2,127▲
Trade debts44-€444
Suppliers440/4-€444
Other amounts payable47/48€1,485€1,683▲
Income statement Code20242025
Gross operating margin9900-€734-€552▲
Operating profit (loss)9901-€734-€552▲
Financial charges65/66B€60€30▼
Recurring financial charges65€60€30▼
Profit (loss) for the period before taxes9903-€794-€582▲
Profit (loss) for the period9904-€794-€582▲
Profit (loss) for the period to be appropriated9905-€794-€582▲
Appropriation of the result
Profit (loss) to be appropriated9906-€7,676-€8,258▼
Profit (loss) brought forward from the previous period14P-€6,882-€7,676▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Gross operating margin9900€840-€206-€55-€57-€155-€734-€552▲ 24.8%
Operating profit (loss)9901€666-€206-€55-€57-€155-€734-€552▲ 24.8%
Financial charges65/66B---€24-€60€30▼ 50.0%
Recurring financial charges65€25€25€25€24-€60€30▼ 50.0%
Profit (loss) for the period before taxes9903€641-€231-€80-€81-€155-€794-€582▲ 26.7%
Income taxes67/77€44-------
Profit (loss) for the period9904€597-€231-€80-€81-€155-€794-€582▲ 26.7%
Profit (loss) for the period to be appropriated9905€597-€231-€80-€81-€155-€794-€582▲ 26.7%
Line2019202020212022202320242025Change
Assets
Total assets20/58€3,151€1,028€148€69€69€9€69▲ 650%
Current assets29/58€3,151€1,028€148€69€69€9€69▲ 650%
Amounts receivable within one year40/41€3,125€800------
Cash at bank and in hand54/58€26€228€148€69€69€9€69▲ 650%
Equity and liabilities
Total equity and liabilities10/49€3,151€1,028€148€69€69€9€69▲ 650%
Equity10/15-€135-€366-€446-€527-€682-€1,476-€2,058▼ 39.5%
Contributions10/11€6,200--€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14-€6,335-€6,566-€6,646-€6,727-€6,882-€7,676-€8,258▼ 7.6%
Amounts payable17/49€3,286€1,394€594€596€751€1,485€2,127▲ 43.2%
Amounts payable within one year42/48€3,286€1,394€594€596€751€1,485€2,127▲ 43.2%
Trade debts44€54€55€55€57€212-€444-
Suppliers440/4---€57€212-€444-
Other amounts payable47/48---€539€539€1,485€1,683▲ 13.3%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€597-€231-€80-€81-€155-€794-€582▲ 26.7%
Operating cash flow (approximation)€597-€231-€80-€81-€155-€794-€582▲ 26.7%
Change in cash-€202-€80-€79€0-€60€60-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 16 filings with the National Bank
Financial year Type Filed Reference
30-06-2025 micro format 24-12-2025 2025-00589964
30-06-2024 micro format 29-01-2025 2025-00016586
30-06-2023 micro format 31-01-2024 2024-00025223
30-06-2022 micro format 29-11-2022 2022-20529229
30-06-2021 micro format 29-11-2021 2021-79200230
30-06-2020 micro format 02-12-2020 2020-74400162
30-06-2019 micro format 02-12-2019 2019-75200388
30-06-2018 micro format 09-01-2019 2019-00900235
30-06-2017 full format 31-01-2018 2018-03800195
30-06-2016 full format 22-12-2016 2016-71700028

Show all 16 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

OPENED MIND was incorporated on 9 January 2009.1 The company has filed 16 sets of annual accounts, the latest for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2025
24-12
NBB filing Annual accounts filed
financial year 2025 · micro format
29-01
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
30-06
Financial Weakest financial yearnet -€794
Net result drops to -€794, the lowest in the series; recovery starts the following year.
31-01
NBB filing Annual accounts filed
financial year 2023 · micro format
2022
29-11
NBB filing Annual accounts filed
financial year 2022 · micro format
2021
29-11
NBB filing Annual accounts filed
financial year 2021 · micro format
2020
02-12
NBB filing Annual accounts filed
financial year 2020 · micro format
2019
02-12
NBB filing Annual accounts filed
financial year 2019 · micro format
09-01
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
31-01
NBB filing Annual accounts filed
financial year 2017 · full format
2016
22-12
NBB filing Annual accounts filed
financial year 2016 · full format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 16 annual accounts filed, the latest 10 are here; all 16 are under Financials.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded09-01-2009
Financial year end30-06
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2009
registered office establishment The establishment unit on the map
Ground area
54 m²
Building footprint
40 m²
Building volume
370 m³
Parcel 57081G0105/00_000, Wallonia · tallest building 10.4 m. Linked by address, not a title deed.
1 establishment unit
OPENED MIND
Rue As-Pois(TOU) 12, 7500 TournaiActivities of holding companies
since 2009unit no. 2.175.745.236
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
57081G0105/00_000 Wallonia 54 m² 1 · 40 m² 10.4 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.