OPEN VELD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €184k and a net result of €111k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 46% of 7994 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
16 d late
2023
5 d early
2022
23 d late
2021
25 d late
2020
25 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€184k▼ 53.7%
2024 · €397k
2018: €133k
2019: €245k
2020: €181k
2021: €223k
2022: €241k
2023: €255k
2024: €397k
2018 → 2025
Net result
€111k▼ 21.6%
2024 · €142k
2018: €90k
2019: €112k
2020: €89k
2021: €43k
2022: €18k
2023: €85k
2024: €142k
2018 → 2025
Total assets
€391k▼ 35.5%
2024 · €606k
2018: €457k
2019: €592k
2020: €471k
2021: €453k
2022: €453k
2023: €462k
2024: €606k
2018 → 2025
Solvency
47.0%▼ 18.5pp
2024 · 65.5%
2018: 29.1%
2019: 41.3%
2020: 38.4%
2021: 49.3%
2022: 53.2%
2023: 55.3%
2024: 65.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€223k-€241k▲ 8.0%€255k▲ 5.8%€397k▲ 55.5%€184k▼ 53.7%
Operating result€58k-€27k▼ 53.7%€111k▲ 316%€186k▲ 67.4%€146k▼ 21.7%
Net result€43k-€18k▼ 58.1%€85k▲ 378%€142k▲ 66.0%€111k▼ 21.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391k
Fixed assets
€252k▼ 5.8%
Current assets
€139k▼ 59.0%
Equity and liabilities €391k
Equity
€184k▼ 53.7%
Debt
€207k▼ 0.9%
The debt ratio rises from 34.5% to 53.0%. Equity and debt are lower.
Key figures and ratios
Solvency
47.0%▼
2024 · 65.5%
ROE
60.5%▲
2024 · 35.7%
ROA
28.4%▲
2024 · 23.4%
Debt
€207k▼
2024 · €209k
Debt ≤ 1 year
€88k▲
2024 · €68k
Debt > 1 year
€119k▼
2024 · €140k
Income taxes
€31k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€606k€391k▼
Fixed assets21/28€267k€252k▼
Tangible fixed assets22/27€267k€252k▼
Land and buildings22€265k€251k▼
Plant, machinery and equipment23€253€47▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€338k€139k▼
Amounts receivable within one year40/41€82k€113k▲
Trade receivables40€82k€102k▲
Other amounts receivable41€20€11k▲
Cash at bank and in hand54/58€248k€26k▼
Deferred charges and accrued income490/1€8k€277▼
Equity and liabilities
Total equity and liabilities10/49€606k€391k▼
Equity10/15€397k€184k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133-€2k
Profit (loss) carried forward14€377k€163k▼
Amounts payable17/49€209k€207k▼
Amounts payable after more than one year17€140k€119k▼
Financial debts170/4€140k€119k▼
Amounts payable within one year42/48€68k€88k▲
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€36k€5k▼
Taxes450/3€36k€5k▼
Other amounts payable47/48€4k€59k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€23k€2k▼
Gross operating margin9900€224k€163k▼
Operating profit (loss)9901€186k€146k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€183k€143k▼
Income taxes67/77€41k€31k▼
Profit (loss) for the period9904€142k€111k▼
Profit (loss) for the period to be appropriated9905€142k€111k▼
Appropriation of the result
Profit (loss) to be appropriated9906€377k€488k▲
Profit (loss) brought forward from the previous period14P€235k€377k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€0€324k▲
Return on contributions (dividend)694€0€324k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
2024
30-09
Financial
Highest result since 2018net €142k ▲66%
Operating result €186k, net result €142k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
30-09
Financial
Weakest financial yearnet €18k ▼58.1%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-09
Financial
Liquidity doublescurrent ratio 4.94
Current ratio from 2.13 to 4.94; short-term debt falls from €69k to €29k.
30-09
Financial
Equity above €200kEq €223k ▲23.5%
4 profitable years in a row build equity to €223k.
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
30-09
Financial
Equity above €200kEq €245k ▲83.9%
2 profitable years in a row build equity to €245k.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helihavenlaan 71000 BrusselGround area
836 m²
Building footprint
273 m²
Volume, LiDAR
5,417 m³
Parcel 21813A0257/00S006, Brussels · tallest building 23.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Open Veld
since 20152.245.477.645
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813A0257/00S006 | Brussels | 836 m² | 1 · 273 m² | 23.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NB PATRIMOINE
BE 0799.621.379
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2015
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
71111Activities of building architects
71112Activities of interior architects
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:ward.verbakel@plusoffice.eu
E-mail:wardverbakel@gmail.com
Phone:022039150